Community Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.17%	5-year CD	5 Year Share Certificate 2.40% - Goldman Sachs Bank USA 5 Year CD
1.11%	1-year CD	12 Month Share Certificate 1.50% - Goldman Sachs Bank USA 12 Month CD
0.10%	Savings	Share Account 1.20% - Goldman Sachs Bank USA Online Savings

View all Community Credit Union rates »

Overview / Commentary

www.communitycreditunion.com

207-783-2096

144 Pine St
Lewiston, ME 04240

Community Credit Union is headquartered in Lewiston and is the 44^th largest credit union in the state of Maine. It is also the 2,234^th largest credit union in the nation. It was established in 1945 and as of June of 2017, it had grown to 31 employees and 9,627 members at 2 locations. Community Credit Union's CD rates are 23% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Community CU is open to anyone that is a resident, works, or is a registered student in Androscoggin County, Maine.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	63447
Year Chartered	1945
Employees	31
Primary Regulator

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	4.92%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$55.2MM$48.4MM
Loans	Q2 2017vs Q2 2016	$40.9MM$35.1MM
Deposits	Q2 2017vs Q2 2016	$49.3MM$42.8MM
Equity Capital	Q2 2017vs Q2 2016	$5.8MM$5.5MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$139.00K$129.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$169.00K$167.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$154.00K

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$25	-	IRA Club Account
0.25%	$25	-	Education IRA Club Account
0.20%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.10% → $100 - $5k \| 0.15% → $5k - $10k
0.15%	$25	-	MatriMoney
0.10%	$25	-	Share Account
0.10%	-	-	Vacation Club Account
0.10%	-	-	Christmas Club Account
0.10%	-	-	Flex Club Account

Community Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.35% → $3k - $25k \| 0.40% → $25k - $75k

Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%	$500	-	5 Year Share Certificate
2.02%	$500	-	4 Year Share Certificate
1.61%	$500	-	3 Year Share Certificate
1.31%	$500	-	2 Year Share Certificate
1.11%	$500	-	12 Month Share Certificate
0.76%	$500	-	6 Month Share Certificate

Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%	$500	-	5 Year IRA Certificate
2.02%	$500	-	4 Year IRA Certificate
1.61%	$500	-	3 Year IRA Certificate
1.31%	$500	-	2 Year IRA Certificate
1.11%	$500	-	12 Month IRA Certificate

Locations

Community Credit Union Locations
Branch Office	40 Stanley St	Auburn, ME 04210-5247
Branch Office	144 Pine St	Lewiston, ME 04240