Community Financial Services Bank

Overview / Commentary
221 West Fifth Street
Benton, KY 42025

Community Financial Services Bank is headquartered in Benton and is the 10th largest bank in the state of Kentucky. It is also the 672nd largest bank in the nation. It was established in 1890 and as of December of 2018, it had grown to 236 employees at 6 locations. Community Financial Services Bank has a B health rating.

Related Posts

Community Financial Services Bank Offers 49-Mo CD Special (3.39% APY) - 4/25/2019

Community Financial Services Bank (IL/IN/KY/MO/TN) has two CD Specials: 49-month (3.39% APY, w/bump up option) and 29-month (3.19% APY). Minimum deposit is $1k.

Community Financial Services Bank Ups 29-Month CD Special APY - 11/13/2018

Community Financial Services Bank has raised the rates on its nationally available CD Specials: 29-month (3.19% APY) and 49-month (3.39% APY). Min deposit is $1k.

Community Financial Service Bank Offers 49-Month CD - 7/23/2018

Community Financial Services Bank has added a 49-month CD Special (3.09% APY), which nationally available. Minimum deposit $1k, with no stated balance cap.

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Reviews (5)

Good Bank To Do Business With

Posted by: tbradnc | Dec 27, 2016

My wife and I have separate checking accounts and I have a CD with CFSB. Customer service, when I've needed it, has been very good. No problems, no complaints - I'd recommend them.

Awesome Bank!

I've had an account here for about two years and am pleased. This bank is strictly on-line for me. The checking and savings yields are fantastic (if you follow the protocols) as is the service if you need to speak with someone on the phone. If you are looking for yield and service with a decent web interface, I'd highly reccomend CFSB.

Field Of Accepted Membership Requirements

Posted by: kiwi | Feb 6, 2016

Thank you for your interest in a Kasasa Cash account with Community Financial Services Bank (CFSB). We are currently accepting applications from residents of Kentucky, Illinois, Indiana, Missouri, and Tennessee. If you are moving to this area, we would love the chance to be your community bank! We will be happy to process an application if you already have property located in one the states listed above.
I rated 5 because the other guy did. I have no experience with this bank.

Community Financial Services Bank

Posted by: grnbsh | Sep 12, 2015

Easy to start a new account, great rewards checking interest 3%, and fantastic customer service. I've had this bank as my bank for the past 21 months, and they recently helped me with a chargeback, and that was all settled with a refund the next day.

Account Openings Have Eligibility Requirements

Posted by: CBR | Jan 27, 2017

Limited market area. See web site.


Health Grade Components

FDIC Certificate #287
Year Established1890
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD11.27%
Annual Interest Income$50.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.17B$1.06B
LoansQ4 2018vs Q4 2017$941.9MM$873.0MM
DepositsQ4 2018vs Q4 2017$1.05B$961.2MM
Equity CapitalQ4 2018vs Q4 2017$105.7MM$95.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$10.0MM$8.1MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$13.8MM$5.1MM
Real Estate OwnedQ4 2018vs Q4 2017$1.1MM$1.4MM
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Community Financial Services Bank Savings Account Rates

1.00%-$30kKasasa Saver

Community Financial Services Bank Checking Account Rates

2.25%-$20kKasasa Cash

Community Financial Services Bank CD Rates

3.39%$1k-49 Month Bump Up CD Special
3.19%$1k-29 Month CD Special
2.79%$1k-19 Month CD Special

Community Financial Services Bank IRA Rates

3.39%$1k-49 Month IRA Special
3.19%$1k-29 Month IRA Special
2.79%$1k-19 Month IRA Special
2.51%$25-12 Month Variable IRA

Community Financial Services Bank Locations
Calloway County Banking Center Branch1721 North 12th StreetMurray, KY 42071
Draffenville Banking Center Branch23 Highway 68 WestBenton, KY 42025
Mccracken County Banking Center Branch3390 Park AvenuePaducah, KY 42001
Calvert City Banking Center Branch456 5th AvenueCalvert City, KY 42029
Community Financial Services Bank221 West Fifth StreetBenton, KY 42025
Mccracken County Banking Center - So2550 Irvin Cobb DrivePaducah, KY 42003
Graves County Banking Center Branch100 Dick Castleman BypassMayfield, KY 42066

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