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Community First CU (OH)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cfcua.com
440-997-5919
2043 E Prospect Rd
Ashtabula, OH 44004

Community First CU (OH) is headquartered in Ashtabula and is the 80th largest credit union in the state of Ohio. It is also the 1,865th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 17 employees and 5,085 members at 2 locations. Community First CU (OH)'s CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Community First Credit Union is open to those who live, work, worship, or attend school or in Ashtabula County, Ohio.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community First CU (OH) has a relatively low asset base.

Health Grade Components

Overall
NCUA #61094
Year Chartered1955
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.03%
Annual Interest Income$961K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$96.1MM$92.8MM
LoansQ1 2025vs Q1 2024$41MM$40.4MM
DepositsQ1 2025vs Q1 2024$82.6MM$80.1MM
Equity CapitalQ1 2025vs Q1 2024$12.4MM$11.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$250K$255K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$251K$331K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First CU (OH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$50-Regular Share Account
0.10%$5-Christmas Club
0.10%$5-Vacation Club
0.10%$0-Special Savings Account

Community First CU (OH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$75k*-Money Market Savings Account
OTHER TIERS: 1.01% → $2.5k - $25k | 1.46% → $25k - $75k
0.75%$250-IRA Money Market Account

Community First CU (OH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$500-12 Month Share Certificate
3.82%$500-6 Month Certificate
3.82%$500-7 - 10 Month Certificate
3.30%$500$50k60 Month Share Certificate
3.05%$500$50k24 Month Share Certificate
3.05%$500$50k36 Month Share Certificate
3.05%$500$50k48 Month Share Certificate

Community First CU (OH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$500-12 Month IRA Certificate
3.82%$500-6 Month IRA Certificate
3.82%$500-7 - 10 Month IRA Certificate
3.30%$500$50k60 Month IRA Certificate
3.05%$500$50k24 Month IRA Certificate
3.05%$500$50k36 Month IRA Certificate
3.05%$500$50k48 Month IRA Certificate
Locations


Community First CU (OH) Locations
Branch Office2043 E Prospect RdAshtabula, OH 44004
Branch Office22 W Jefferson StJefferson, OH 44047-1028

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