Community First Federal Credit Union
LOCATIONS
3
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HEALTH RATING
C+
View health report
CURRENT TOP RATE
2.75% APY
36 Month CD
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | 1-year CD | 1.30% - National Average |
| 0.10% | Savings | |
| 2.75% | 3-year CD | 1.82% - National Average |
Overview / Commentary
Community First Federal Credit Union is headquartered in Lakeview and is the 133rd largest credit union in the state of Michigan. It is also the 2,127th largest credit union in the nation. It was established in 1985 and as of September of 2018, it had grown to 29 employees and 9,417 members at 3 locations. Community First Federal Credit Union's CD rates are 2X the national average, and it has a C+ health rating.
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Health
C+
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community First Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24199 |
| Year Chartered | 1985 |
| Employees | 29 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 8.75% |
| Annual Interest Income | $2.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $60.5MM$52.8MM |
| Loans | Q3 2018vs Q3 2017 | $57.1MM$50.8MM |
| Deposits | Q3 2018vs Q3 2017 | $55.9MM$47.5MM |
| Equity Capital | Q3 2018vs Q3 2017 | $4.1MM$3.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $332.00K$271.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $839.00K$807.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Community First Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $10k* | - | Regular Shares | ||
| OTHER TIERS: 0.05% → $10 - $10k | |||||
| 0.10% | - | - | Christmas Club | ||
| 0.10% | - | - | Vacation Club | ||
Community First Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $25k* | - | Money Market Draft | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | |||||
Community First Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Checking |
Community First Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $100 | - | 36 Month CD | |
| 2.50% | $100 | - | 24 Month CD | |
| 2.25% | $100 | - | 18 Month CD | |
| 2.00% | $100 | - | 12 Month CD | |
| 1.25% | $100 | - | 6 Month CD | |
| 0.76% | $100 | - | 3 Month CD |
Locations
| Community First Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 110 S A St | Trufant, MI 49347-5121 |
| Branch Office | 837 W Shaw St Bldg B | Howard City, MI 49329 |
| Branch Office | 9637 N Greenville Rd | Lakeview, MI 48850-9107 |