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Community First Federal Credit Union


Overview / Commentary
www.cffcu.biz
989-352-6031
9637 N Greenville Rd
Lakeview, MI 48850

Community First Federal Credit Union is headquartered in Lakeview and is the 113th largest credit union in the state of Michigan. It is also the 1,719th largest credit union in the nation. It was established in 1985 and as of June of 2022, it had grown to 55 employees and 11,872 members at 4 locations. Community First Federal Credit Union has a B health rating.

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Health
B

Data as of Q2 2022

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Health Grade Components

Overall
NCUA #24199
Year Chartered1985
Employees55
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD11.24%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$114.3MM$93.3MM
LoansQ2 2022vs Q2 2021$94.4MM$71.2MM
DepositsQ2 2022vs Q2 2021$107.1MM$86.8MM
Equity CapitalQ2 2022vs Q2 2021$6.9MM$6.0MM
Loan Loss AllowanceQ2 2022vs Q2 2021$221.00K$303.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$994.00K$363.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$10-Regular Shares
0.02%--Christmas Club
0.02%--Vacation Club
0.02%--Sub Shares

Community First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$25k*-Money Market Draft
OTHER TIERS: 0.07% → $2.5k - $10k | 0.10% → $10k - $25k

Community First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$1k-Checking

Community First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-36 Month CD
0.35%$100-24 Month CD
0.20%$100-12 Month CD
Locations


Community First Federal Credit Union Locations
Branch Office110 S A StTrufant, MI 49347-5121
Branch Office837 W Shaw St Bldg BHoward City, MI 49329
Branch Office9637 N Greenville RdLakeview, MI 48850-9107
Branch Office101 4th StMorley, MI 49336-9480

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