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Community Focus Federal Credit Union


Overview / Commentary
www.communityfocusfcu.org
800-526-7328
18925 Telegraph Rd
Brownstown, MI 48174

Community Focus Federal Credit Union is headquartered in Brownstown and is the 135th largest credit union in the state of Michigan. It is also the 2,238th largest credit union in the nation. It was established in 1960 and as of December of 2019, it had grown to 16 employees and 5,168 members at 2 locations. Community Focus Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Community Focus Federal Credit Union is open to the following: (1) Those who reside, attend school, work, or worship in the communities of Brownstown Township, Allen Park, Flat Rock, Grosse Ile, Ecorse, Gibraltar, River Rouge and Riverview, Huron Township, Lincoln Park, Melvindale and Rockwood, Taylor, Romulus, Southgate, Woodhaven and Wyandotte, and Trenton in Wayne County. (2) Community Volunteers. (3) Relatives and family members of CFFCU members.
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Health
B+

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Focus Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #14098
Year Chartered1960
Employees16
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.19%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$54.9MM$54.5MM
LoansQ4 2019vs Q4 2018$22.2MM$19.4MM
DepositsQ4 2019vs Q4 2018$44.9MM$44.7MM
Equity CapitalQ4 2019vs Q4 2018$9.0MM$8.8MM
Loan Loss AllowanceQ4 2019vs Q4 2018$577.00K$312.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$431.00K$538.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Community Focus Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Focus Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$5-IRA Savings
0.10%$300-Savings Account
0.10%$300-Side Savings

Community Focus Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market
OTHER TIERS: 0.20% → $2.5k - $50k | 0.25% → $50k - $100k

Community Focus Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-5 Year Share Certificate
1.00%$1k-4 Year Share Certificate
0.90%$1k-3 Year Share Certificate
0.80%$1k-2 Year Share Certificate
0.70%$1k-1 Year Share Certificate
0.60%$1k-6 Month Share Certificate

Community Focus Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-5 Year IRA Certificate
1.00%$1k-4 Year IRA Certificate
0.90%$1k-3 Year IRA Certificate
0.80%$1k-2 Year IRA Certificate
0.70%$1k-1 Year IRA Certificate
0.60%$1k-6 Month IRA Certificate
Locations


Community Focus Federal Credit Union Locations
Branch Office3815 W Jefferson AveEcorse, MI 48229-1701
Branch Office18925 Telegraph RdBrownstown, MI 48174-9546

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