Community Focus Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.90% | 5-year CD | 2.27% - National Average |
| 1.50% | 1-year CD | 1.37% - National Average |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
Community Focus Federal Credit Union is headquartered in Brownstown and is the 138th largest credit union in the state of Michigan. It is also the 2,238th largest credit union in the nation. It was established in 1960 and as of December of 2018, it had grown to 16 employees and 5,044 members at 2 locations. Community Focus Federal Credit Union's money market rates are 3X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Community Focus Federal Credit Union is open to the following: (1) Those who reside, attend school, work, or worship in the communities of Brownstown Township, Allen Park, Flat Rock, Grosse Ile, Ecorse, Gibraltar, River Rouge and Riverview, Huron Township, Lincoln Park, Melvindale and Rockwood, Taylor, Romulus, Southgate, Woodhaven and Wyandotte, and Trenton in Wayne County. (2) Community Volunteers. (3) Relatives and family members of CFFCU members.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14098 |
| Year Chartered | 1960 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.65% |
| Return on Equity - YTD | 4.02% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $54.5MM$53.0MM |
| Loans | Q4 2018vs Q4 2017 | $19.4MM$17.3MM |
| Deposits | Q4 2018vs Q4 2017 | $44.7MM$43.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $8.8MM$8.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $312.00K$133.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $538.00K$466.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Community Focus Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Community Focus Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | $5 | - | IRA Savings | |
| 0.10% | $300 | - | Savings Account | |
| 0.10% | $300 | - | Side Savings |
Community Focus Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.21%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.85% → $2.5k - $50k | 0.95% → $50k - $100k | |||||
Community Focus Federal Credit Union CD Rates
Community Focus Federal Credit Union IRA Rates
| Community Focus Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3815 W Jefferson Ave | Ecorse, MI 48229-1701 |
| Branch Office | 18925 Telegraph Rd | Brownstown, MI 48174-9546 |