Community Focus Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.60%	5-year CD	5 Year Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.50%	1-year CD	1 Year Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Side Savings 1.00% - Ally Bank Online Savings Account

View all Community Focus Federal Credit Union rates »

Overview / Commentary

www.communityfocusfcu.org

800-526-7328

18925 Telegraph Rd
Brownstown, MI 48174-9546

Community Focus Federal Credit Union is headquartered in Brownstown and is the 141^st largest credit union in the state of Michigan. It is also the 2,282^nd largest credit union in the nation. It was established in 1960 and as of June of 2016, it had grown to 14 employees and 4,612 members at 2 locations. Community Focus Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school and businesses or other legal entities in the following communities of Allen Park, Brownstown Township, Ecorse, Flat Rock, Gibraltar, Grosse Ile, Huron Township, Lincoln Park, Melvindale, River Rouge, Riverview, Rockwood, Romulus, Southgate, Taylor, Trenton, Woodhaven and Wyandotte in Wayne County
See current membership details

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Health

B+

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Focus Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	14098
Year Chartered	1960
Employees	14
Primary Regulator

Profit Margin
Return on Assets - YTD	0.22%
Return on Equity - YTD	1.39%
Annual Interest Income	$690.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$51.3MM$51.9MM
Loans	Q2 2016vs Q2 2015	$14.7MM$14.3MM
Deposits	Q2 2016vs Q2 2015	$42.4MM$42.7MM
Equity Capital	Q2 2016vs Q2 2015	$8.1MM$7.9MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$54.00K$43.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$101.00K$104.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Focus Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$300	-	IRA Savings
0.60%	$300	-	Roth IRA Savings
0.60%	$300	-	Coverdell Educational IRA
0.10%	$300	-	Savings
0.10%	$300	-	Side Savings

Community Focus Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Money Market
OTHER TIERS: 0.15% → $2,500 - $50k \| 0.20% → $50k - $100k

Community Focus Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%	$1k	-	5 Year Share Certificate
1.35%	$1k	-	4 Year Share Certificate
1.15%	$1k	-	3 Year Share Certificate
0.70%	$1k	-	2 Year Share Certificate
0.50%	$1k	-	1 Year Share Certificate
0.35%	$1k	-	6 Month Share Certificate

Community Focus Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%	$1k	-	5 Year IRA Certificate
1.35%	$1k	-	4 Year IRA Certificate
1.15%	$1k	-	3 Year IRA Certificate
0.70%	$1k	-	2 Year IRA Certificate
0.50%	$1k	-	1 Year IRA Certificate
0.35%	$1k	-	6 Month IRA Certificate

Locations

Community Focus Federal Credit Union Locations
Branch Office	3815 W Jefferson Ave	Ecorse, MI 48229-1701
Branch Office	18925 Telegraph Rd	Brownstown, MI 48174-9546