Overview / Commentary
Community First Fund is headquartered in Lancaster and is the 162nd largest credit union in the state of Pennsylvania. It is also the 3,033rd largest credit union in the nation. It was established in 2021 and as of December of 2024, it had grown to 9 employees and 1,042 members at 1 location. Community First Fund has a B+ health rating.
Health
B+
Data as of Q4 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community First Fund has a low asset base, and a relatively short operating history.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24928 |
| Year Chartered | 2021 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 4.32% |
| Return on Equity - YTD | 16.79% |
| Annual Interest Income | $513K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $25.8MM$6.8MM |
| Loans | Q4 2024vs Q4 2023 | $3.3MM$1.4MM |
| Deposits | Q4 2024vs Q4 2023 | $6.5MM$2.5MM |
| Equity Capital | Q4 2024vs Q4 2023 | $4.7MM$3.9MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $120K$49K |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $58K$7K |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |