Overview / Commentary
260-356-6220
325 Etna Ave
Huntington, IN 46750

Community Link Federal Credit Union is headquartered in Huntington and is the 90th largest credit union in the state of Indiana. It is also the 3,248th largest credit union in the nation. It was established in 1997 and as of December of 2018, it had grown to 8 employees and 2,371 members at 1 location. Community Link Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Huntington County, Indiana.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Link Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24770
Year Chartered1997
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD8.63%
Annual Interest Income$975.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$21.9MM$20.7MM
LoansQ4 2018vs Q4 2017$15.6MM$14.8MM
DepositsQ4 2018vs Q4 2017$18.9MM$17.7MM
Equity CapitalQ4 2018vs Q4 2017$2.9MM$2.7MM
Loan Loss AllowanceQ4 2018vs Q4 2017$69.00K$71.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$284.00K$370.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Community Link Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Link Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$25k*-Health Savings Accounts (HSA)
OTHER TIERS: 1.00% Up to $1k | 1.26% $1k - $25k
0.85%*$10k*-Lifesavers Youth Share Account
OTHER TIERS: 0.30% Up to $1k | 0.50% $1k - $10k
0.25%--Christmas Club Account
0.20%*$50k*-Membership Share
OTHER TIERS: 0.10% $250 - $20k | 0.15% $20k - $50k
0.20%*$50k*-IRA Savings Account
OTHER TIERS: 0.10% $250 - $20k | 0.15% $20k - $50k

Community Link Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.34%*$50k*-Money Management Account Without a Relationship
OTHER TIERS: 0.10% Up to $10k | 0.17% $10k - $25k | 0.28% $25k - $50k

Community Link Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$50k*-Personal E-Checking Account
OTHER TIERS: 0.10% $2.5k - $10k | 0.20% $10k - $25k | 0.30% $25k - $50k
0.20%*$50k*-Non-Personal E-Checking Account
OTHER TIERS: 0.10% $10k - $20k | 0.15% $20k - $50k

Community Link Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$10k-60 Month Share Certificate Special
3.00%$10k-36 Month Share Certificate Special
2.75%$10k-24 Month Share Certificate Special
2.74%$50k-18 Month Share Certificate Special
2.74%$50k-19 Month Share Certificate Special
2.74%$50k-20 Month Share Certificate Special
2.74%$50k-21 Month Share Certificate Special
2.74%$50k-22 Month Share Certificate Special
2.74%$50k-23 Month Share Certificate Special
1.03%*$25k*-48 Month Share Certificate
OTHER TIERS: 0.87% $1k - $5k | 0.98% $5k - $10k | 1.00% $10k - $25k
0.65%*$25k*-36 Month Share Certificate
OTHER TIERS: 0.62% $1k - $10k | 0.63% $10k - $25k
0.51%*$25k*-24 Month Share Certificate
OTHER TIERS: 0.43% $1k - $5k | 0.48% $5k - $10k | 0.49% $10k - $25k
0.27%*$25k*-12 Month Share Certificate
OTHER TIERS: 0.24% $1k - $5k | 0.26% $5k - $25k

Community Link Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$50k*-60 Month IRA
OTHER TIERS: 3.25% $1k - $50k
3.25%*$50k*-48 Month IRA
OTHER TIERS: 3.00% $1k - $50k
3.00%*$50k*-36 Month IRA
OTHER TIERS: 2.75% $1k - $50k
2.75%*$50k*-24 Month IRA
OTHER TIERS: 2.50% $1k - $50k
Locations


Community Link Federal Credit Union Locations
Branch Office325 Etna AveHuntington, IN 46750

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