Community Link Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.communitylinkfcu.com

260-356-6220

325 Etna Ave
Huntington, IN 46750

Community Link Federal Credit Union is headquartered in Huntington and is the 82^nd largest credit union in the state of Indiana. It is also the 2,724^th largest credit union in the nation. It was established in 1997 and as of March of 2025, it had grown to 8 employees and 2,637 members at 2 locations. Community Link Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Huntington County, Indiana.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Link Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24770
Year Chartered	1997
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	0.52%
Return on Equity - YTD	4.29%
Annual Interest Income	$458K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$36.5MM$33.2MM
Loans	Q1 2025vs Q1 2024	$19.4MM$19.7MM
Deposits	Q1 2025vs Q1 2024	$32.1MM$29.3MM
Equity Capital	Q1 2025vs Q1 2024	$4.3MM$3.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$15K$45K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$118K$126K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Link Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%^*	$25k^*	-	Health Savings Accounts (HSA)
OTHER TIERS: 1.00% → $0 - $1k \| 1.26% → $1k - $25k
0.85%^*	$10k^*	-	Lifesavers Youth Share Account
OTHER TIERS: 0.30% → $0 - $1k \| 0.50% → $1k - $10k
0.25%	$0	-	Christmas Club Account
0.20%^*	$50k^*	-	Membership Share
OTHER TIERS: 0.10% → $250 - $20k \| 0.15% → $20k - $50k

Community Link Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.36%^*	$25k^*	$50k	Money Management Account With a Relationship
OTHER TIERS: 0.20% → $0 - $10k \| 0.25% → $10k - $25k \| 0.34% → $50k+
0.34%^*	$50k^*	-	Money Management Account Without a Relationship
OTHER TIERS: 0.10% → $0 - $10k \| 0.17% → $10k - $25k \| 0.28% → $25k - $50k

Community Link Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$50k^*	-	Personal E-Checking Account
OTHER TIERS: 0.10% → $2.5k - $10k \| 0.20% → $10k - $25k \| 0.30% → $25k - $50k
0.20%^*	$50k^*	-	Non-Personal E-Checking Account
OTHER TIERS: 0.10% → $10k - $20k \| 0.15% → $20k - $50k

Community Link Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%^*	$25k^*	-	60 Month Share Certificate
OTHER TIERS: 0.50% → $1k - $5k \| 0.63% → $5k - $10k \| 0.75% → $10k - $25k
0.75%^*	$25k^*	-	36 Month Share Certificate
OTHER TIERS: 0.38% → $1k - $5k \| 0.50% → $5k - $10k \| 0.63% → $10k - $25k
0.63%^*	$25k^*	-	24 Month Share Certificate
OTHER TIERS: 0.25% → $1k - $5k \| 0.38% → $5k - $10k \| 0.50% → $10k - $25k
0.50%^*	$25k^*	-	12 Month Share Certificate
OTHER TIERS: 0.25% → $1k - $5k \| 0.38% → $5k - $10k \| 0.43% → $10k - $25k

Community Link Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%^*	$25k^*	-	60 Month IRA
OTHER TIERS: 0.50% → $1k - $5k \| 0.63% → $5k - $10k \| 0.75% → $10k - $25k
0.75%^*	$25k^*	-	36 Month IRA
OTHER TIERS: 0.38% → $1k - $5k \| 0.50% → $5k - $10k \| 0.63% → $10k - $25k
0.63%^*	$25k^*	-	24 Month IRA
OTHER TIERS: 0.25% → $1k - $5k \| 0.38% → $5k - $10k \| 0.50% → $10k - $25k
0.50%^*	$25k^*	-	12 Month IRA
OTHER TIERS: 0.25% → $1k - $5k \| 0.38% → $5k - $10k \| 0.43% → $10k - $25k
0.20%^*	$50k^*	-	IRA Savings Account
OTHER TIERS: 0.10% → $250 - $20k \| 0.15% → $20k - $50k

Locations

Community Link Federal Credit Union Locations
Branch Office	325 Etna Ave	Huntington, IN 46750
Branch Office	300 Noll Plz	Huntington, IN 46750-1875

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