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Community Powered Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.cpwrfcu.org
302-368-2396
1758 Pulaski Hwy
Bear, DE 19701

Community Powered Federal Credit Union is headquartered in Bear and is the 7th largest credit union in the state of Delaware. It is also the 1,647th largest credit union in the nation. It was established in 1962 and as of March of 2025, it had grown to 24 employees and 8,893 members at 3 locations. Community Powered Federal Credit Union's CD rates are 39% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Community Powered Federal Credit Union is open to anyone who lives, works, worships, volunteers or goes to school in New Castle County (above the Canal). Immediate family of those eligible may also join.
See current membership details

Reviews

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #15185
Year Chartered1962
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD6.18%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$123.9MM$163MM
LoansQ1 2025vs Q1 2024$54MM$54MM
DepositsQ1 2025vs Q1 2024$104.8MM$108.9MM
Equity CapitalQ1 2025vs Q1 2024$18.1MM$15.9MM
Loan Loss AllowanceQ1 2025vs Q1 2024$778K$616K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.1MM$192K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Community Powered Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Powered Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Regular Savings
0.05%$0-Christmas Club
0.05%$0-Vacation Club

Community Powered Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$2.5k*$10kMoney Market
OTHER TIERS: 0.20% → $50k+ | 0.30% → $25k - $50k | 0.40% → $10k - $25k

Community Powered Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$25k-60 Month Jumbo Share Certificate
2.42%$500-60 Month Share Certificate
2.27%$25k-48 Month Jumbo Share Certificate
2.17%$500-48 Month Share Certificate
2.01%$25k-36 Month Jumbo Share Certificate
1.91%$500-36 Month Share Certificate
1.76%$25k-24 Month Jumbo Share Certificate
1.66%$500-24 Month Share Certificate
1.25%$25k-12 Month Jumbo Share Certificate
1.15%$500-12 Month Share Certificate
1.00%$25k-6 Month Jumbo Share Certificate
0.90%$500-6 Month Share Certificate

Community Powered Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.52%$500-60 Month IRA Share Certificate
2.27%$500-48 Month IRA Share Certificate
2.01%$500-36 Month IRA Share Certificate
1.76%$500-24 Month IRA Share Certificate
1.25%$500-12 Month IRA Share Certificate
0.50%$0-IRA Savings
Locations


Community Powered Federal Credit Union Locations
Branch Office1758 Pulaski HwyBear, DE 19701-1712
Branch Office1815 Newport Gap PikeWilmington, DE 19808
Branch Office235 Christiana RdNew Castle, DE 19720

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