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Overview / Commentary
269-459-1777
1313 Portage St
Kalamazoo, MI 49001-3050

Community Promise is headquartered in Kalamazoo and is the 243rd largest credit union in the state of Michigan. It is also the 5,721st largest credit union in the nation. It was established in 2012 and as of December of 2016, it had grown to 4 employees and 547 members at 2 locations. Community Promise has a B health rating.

Field of Membership Restrictions

Membership in Community Promise Federal Credit Union is open to those who live, work, volunteer, attend school or worship in Kalamazoo, Michigan.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Promise has a very low asset base.

Health Grade Components

Overall
NCUA #24848
Year Chartered2012
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD10.44%
Return on Equity - YTD48.21%
Annual Interest Income$36.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$549.00K$385.00K
LoansQ4 2016vs Q4 2015$341.00K$218.00K
DepositsQ4 2016vs Q4 2015$437.00K$331.00K
Equity CapitalQ4 2016vs Q4 2015$112.00K$54.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$13.00K$15.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$8.00K$4.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Community Promise Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$50-Regular Savings Account
0.10%$50-Club Account
0.10%$50-Holiday Account

Community Promise CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$500-12 Month Share Certificate of Deposit
Locations


Community Promise Locations
Branch Office816 Washington AveKalamazoo, MI 49001-3058
Branch Office1313 Portage StKalamazoo, MI 49001-3050