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Overview / Commentary
1313 Portage St
Kalamazoo, MI 49001-3050

Community Promise is headquartered in Kalamazoo and is the 231st largest credit union in the state of Michigan. It is also the 5,523rd largest credit union in the nation. It was established in 2012 and as of September of 2017, it had grown to 4 employees and 719 members at 2 locations. Community Promise has a C health rating.

Field of Membership Restrictions

Membership in Community Promise Federal Credit Union is open to those who live, work, volunteer, attend school or worship in Kalamazoo, Michigan.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Promise has a very low asset base, and a negative return on assets.

Health Grade Components

NCUA #24848
Year Chartered2012
Primary Regulator
Profit Margin
Return on Assets - YTD-6.22%
Return on Equity - YTD-69.41%
Annual Interest Income$38.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$813.00K$486.00K
LoansQ3 2017vs Q3 2016$448.00K$335.00K
DepositsQ3 2017vs Q3 2016$589.00K$432.00K
Equity CapitalQ3 2017vs Q3 2016$73.00K$54.00K
Secondary CapitalQ3 2017vs Q3 2016$150.00K
Loan Loss AllowanceQ3 2017vs Q3 2016$18.00K$12.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$27.00K$10.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Community Promise Savings Account Rates

0.10%$50-Regular Savings Account
0.10%$50-Club Account
0.10%$50-Holiday Account

Community Promise CD Rates

0.15%$500-12 Month Share Certificate of Deposit

Community Promise Locations
Branch Office816 Washington AveKalamazoo, MI 49001-3058
Branch Office1313 Portage StKalamazoo, MI 49001-3050