Community Resource Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.crcu.org

281-422-3611

2900 Decker Dr
Baytown, TX 77520

Community Resource Credit Union is headquartered in Baytown and is the 42^nd largest credit union in the state of Texas. It is also the 490^th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 189 employees and 58,025 members at 9 locations. Community Resource Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Community Resource Credit Union is open to businesses, anyone that lives, works, or attends school within a 10-mile distance from a CRCU branch location. Those who live, work, worship, or attend school, and businesses in Lynchburg, Texas, or within the boundaries of the Goose Creek, Barbers Hill, Crosby, Dayton, Huffman, Humble, Liberty and New Caney Independent School Districts qualify for membership.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68021
Year Chartered	1935
Employees	189
Primary Regulator

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	12.09%
Annual Interest Income	$11.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$904.5MM$887.7MM
Loans	Q1 2025vs Q1 2024	$705.6MM$650.8MM
Deposits	Q1 2025vs Q1 2024	$798MM$746.5MM
Equity Capital	Q1 2025vs Q1 2024	$83.7MM$74.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.1MM$4.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.1MM$3.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.8 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Resource Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$250k^*	-	Coverdell IRA Savings
OTHER TIERS: 0.60% → $100 - $50k \| 0.65% → $50k - $100k \| 0.70% → $100k - $250k
0.10%	$100	-	Share Savings
0.10%	$100	-	Christmas Club Savings
0.10%	$5	-	HSA Single Savings
0.10%	$100	-	HSA Family Savings
0.10%	$100	-	Sprout Savings

Community Resource Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.75%^*	$250k^*	-	Freedom Money Market
OTHER TIERS: 0.50% → $500 - $1k \| 1.00% → $1k - $25k \| 1.10% → $25k - $50k \| 1.50% → $50k - $100k \| 1.65% → $100k - $250k

Community Resource Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$0	$20k	Reward Checking w/ Monthly 40 Debit Card Purchase
2.50%	$0	$20k	Reward Checking w/ Monthly 30 Debit Card Purchase
2.00%	$0	$20k	Checking w/ Monthly 20 Debit Card Purchase

Community Resource Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.30%	$90k	-	12 Month Jumbo CD
4.15%	$100	-	12 Month CD
4.15%	$90k	-	6 Month Jumbo CD
4.05%	$90k	-	24 Month Jumbo CD
4.00%	$100	-	6 Month CD
3.95%	$100	-	18 Month CD
3.90%	$100	-	24 Month CD
3.85%	$100	-	36 Month CD
3.75%	$100	-	24 Month Bump CD - New Money
3.75%	$100	-	12 Month Bump CD - New Money
3.60%	$100	-	3 Month CD
3.60%	$100	-	60 Month CD
3.50%	$100	-	48 Month CD

Community Resource Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.30%	$90k	-	12 Month Jumbo IRA
4.15%	$100	-	12 Month IRA
4.15%	$90k	-	6 Month Jumbo IRA
4.00%	$100	-	6 Month IRA
3.95%	$100	-	18 Month IRA
3.90%	$100	-	24 Month IRA
3.85%	$100	-	36 Month IRA
3.60%	$100	-	3 Month IRA
3.60%	$100	-	60 Month IRA
0.75%^*	$250k^*	-	IRA Savings
OTHER TIERS: 0.60% → $100 - $50k \| 0.65% → $50k - $100k \| 0.70% → $100k - $250k

Locations

Community Resource Credit Union Locations
Branch Office	2900 Decker Dr	Baytown, TX 77520-2076
Branch Office	2700 N Alexander Dr	Baytown, TX 77520-3335
Branch Office	6218 FM 2100 Rd	Crosby, TX 77532-5608
Branch Office	6810 Garth Rd	Baytown, TX 77521-9649
Branch Office	6903 Atascocita Rd	Atascocita, TX 77346-2820
Branch Office	11001 Eagle Dr	Mont Belvieu, TX 77523-7614
Corporate Office	3110 Rollingcreek Drive	Baytown, TX 77521
Branch Office	8010 N Highway 146	Baytown, TX 77523
Branch Office	21856 Market Place Dr	New Caney, TX 77357

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