Community Resource Credit Union

Overview / Commentary
2900 Decker Dr
Baytown, TX 77520

Community Resource Credit Union is headquartered in Baytown and is the 47th largest credit union in the state of Texas. It is also the 544th largest credit union in the nation. It was established in 1935 and as of December of 2021, it had grown to 171 employees and 52,862 members at 8 locations. Community Resource Credit Union has an A health rating.

Field of Membership Restrictions

Community Resource CU of Texas is open to businesses, anyone that resides, works, and the registered students that are located within a 10-mile distance from a CRCU main office, as well as the residents and people that maintain employment in Liberty County, or within these Texas School Districts; Goose Creek, Crosby, Huffman, Humble, New Caney, or Babers Hill Independent.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #68021
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD1.33%
Return on Equity - YTD15.53%
Annual Interest Income$24.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$713.0MM$643.4MM
LoansQ4 2021vs Q4 2020$521.4MM$468.1MM
DepositsQ4 2021vs Q4 2020$644.6MM$586.8MM
Equity CapitalQ4 2021vs Q4 2020$61.6MM$49.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.4MM$3.7MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$941.00K$1.4MM
Real Estate OwnedQ4 2021vs Q4 2020$0$422.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Community Resource Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Resource Credit Union Savings Account Rates

0.30%*$50k*-IRA Savings
OTHER TIERS: 0.25% Up to $50k
0.30%*$50k*-Coverdell IRA Savings
OTHER TIERS: 0.25% Up to $50k
0.10%$100-Share Savings
0.10%$100-Christmas Club Savings
0.10%$100-HSA Single Savings
0.10%$100-HSA Family Savings
0.10%$100-Sprout Savings

Community Resource Credit Union Money Market Rates

0.30%*$50k*-Freedom Money Market
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $5k | 0.15% $5k - $15k | 0.20% $15k - $25k | 0.25% $25k - $50k

Community Resource Credit Union Checking Account Rates

1.00%-$20kReward Checking

Community Resource Credit Union CD Rates

1.45%$1k-60 Month CD
1.35%$1k-48 Month CD
1.25%$1k-36 Month CD
0.80%$1k-24 Month CD
0.65%$90k-12 Month Jumbo CD
0.60%$1k-18 Month CD
0.60%$90k-6 Month Jumbo CD
0.55%$1k-12 Month CD
0.50%$1k-6 Month CD
0.15%$1k-3 Month CD

Community Resource Credit Union IRA Rates

1.45%$1k-60 Month IRA
1.25%$1k-36 Month IRA
0.80%$1k-24 Month IRA
0.65%$90k-12 Month Jumbo IRA
0.60%$1k-18 Month IRA
0.60%$90k-6 Month Jumbo IRA
0.55%$1k-12 Month IRA
0.50%$1k-6 Month IRA
0.15%$1k-3 Month IRA

Community Resource Credit Union Locations
Branch Office2900 Decker DrBaytown, TX 77520-2076
Branch Office2700 N Alexander DrBaytown, TX 77520-3335
Branch Office6218 FM 2100 RdCrosby, TX 77532-5608
Branch Office6810 Garth RdBaytown, TX 77521-9649
Branch Office6903 Atascocita RdAtascocita, TX 77346-2820
Branch Office11001 Eagle DrMont Belvieu, TX 77523-7614
Corporate Office3110 Rollingcreek DrvieBaytown, TX 77521
Branch Office8010 N Highway 146Baytown, TX 77523

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.