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Community Resource Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.crcu.org
281-422-3611
2900 Decker Dr
Baytown, TX 77520

Community Resource Credit Union is headquartered in Baytown and is the 42nd largest credit union in the state of Texas. It is also the 490th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 189 employees and 58,025 members at 9 locations. Community Resource Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Community Resource Credit Union is open to businesses, anyone that lives, works, or attends school within a 10-mile distance from a CRCU branch location. Those who live, work, worship, or attend school, and businesses in Lynchburg, Texas, or within the boundaries of the Goose Creek, Barbers Hill, Crosby, Dayton, Huffman, Humble, Liberty and New Caney Independent School Districts qualify for membership.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68021
Year Chartered1935
Employees189
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD12.09%
Annual Interest Income$11.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$904.5MM$887.7MM
LoansQ1 2025vs Q1 2024$705.6MM$650.8MM
DepositsQ1 2025vs Q1 2024$798MM$746.5MM
Equity CapitalQ1 2025vs Q1 2024$83.7MM$74.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.1MM$4.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.1MM$3.8MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Resource Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$250k*-Coverdell IRA Savings
OTHER TIERS: 0.60% → $100 - $50k | 0.65% → $50k - $100k | 0.70% → $100k - $250k
0.10%$100-Share Savings
0.10%$100-Christmas Club Savings
0.10%$5-HSA Single Savings
0.10%$100-HSA Family Savings
0.10%$100-Sprout Savings

Community Resource Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$250k*-Freedom Money Market
OTHER TIERS: 0.50% → $500 - $1k | 1.00% → $1k - $25k | 1.10% → $25k - $50k | 1.50% → $50k - $100k | 1.65% → $100k - $250k

Community Resource Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$0$20kReward Checking w/ Monthly 40 Debit Card Purchase
2.50%$0$20kReward Checking w/ Monthly 30 Debit Card Purchase
2.00%$0$20kChecking w/ Monthly 20 Debit Card Purchase

Community Resource Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$90k-12 Month Jumbo CD
4.15%$100-12 Month CD
4.15%$90k-6 Month Jumbo CD
4.05%$90k-24 Month Jumbo CD
4.00%$100-6 Month CD
3.95%$100-18 Month CD
3.90%$100-24 Month CD
3.85%$100-36 Month CD
3.75%$100-24 Month Bump CD - New Money
3.75%$100-12 Month Bump CD - New Money
3.60%$100-3 Month CD
3.60%$100-60 Month CD
3.50%$100-48 Month CD

Community Resource Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.30%$90k-12 Month Jumbo IRA
4.15%$100-12 Month IRA
4.15%$90k-6 Month Jumbo IRA
4.00%$100-6 Month IRA
3.95%$100-18 Month IRA
3.90%$100-24 Month IRA
3.85%$100-36 Month IRA
3.60%$100-3 Month IRA
3.60%$100-60 Month IRA
0.75%*$250k*-IRA Savings
OTHER TIERS: 0.60% → $100 - $50k | 0.65% → $50k - $100k | 0.70% → $100k - $250k
Locations


Community Resource Credit Union Locations
Branch Office2900 Decker DrBaytown, TX 77520-2076
Branch Office2700 N Alexander DrBaytown, TX 77520-3335
Branch Office6218 FM 2100 RdCrosby, TX 77532-5608
Branch Office6810 Garth RdBaytown, TX 77521-9649
Branch Office6903 Atascocita RdAtascocita, TX 77346-2820
Branch Office11001 Eagle DrMont Belvieu, TX 77523-7614
Corporate Office3110 Rollingcreek DriveBaytown, TX 77521
Branch Office8010 N Highway 146Baytown, TX 77523
Branch Office21856 Market Place DrNew Caney, TX 77357

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