Featured Savings Rates
Featured Accounts

Community Resource Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%5-year CD60 Month Share Certificate
0.50%1-year CD12 Month Share Certificate
0.15%SavingsShare Savings Account

Overview / Commentary
518-783-2211
20 Wade Rd
Latham, NY 12110-3520

Community Resource Federal Credit Union is headquartered in Latham and is the 88th largest credit union in the state of New York. It is also the 1,820th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 24 employees and 6,931 members at 2 locations. Community Resource Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Albany, Saratoga, Schenectady or Rensselaer Counties and to their immediate family and the immediate family of current members.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Resource Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #770
Year Chartered1935
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.84%
Return on Equity - YTD6.67%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$78.1MM$76.5MM
LoansQ2 2016vs Q2 2015$63.9MM$62.7MM
DepositsQ2 2016vs Q2 2015$68.0MM$67.2MM
Equity CapitalQ2 2016vs Q2 2015$9.8MM$9.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$696.00K$775.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$1.2MM$1.4MM
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Resource Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-IRA Share Account
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $50k
0.30%*$50k*-Roth IRA Share Account
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $50k
0.30%*$50k*-CESA Share Account
OTHER TIERS: 0.15% Up to $10k | 0.20% $10k - $50k
0.20%*$2,500*-Scottie Savers Youth Savings Account
OTHER TIERS: 0.10% Up to $2,500
0.15%*$10k*-Share Savings Account
OTHER TIERS: 0.10% $100 - $10k
0.15%*$10k*-Holiday Clubs Share Savings Account
OTHER TIERS: 0.10% $100 - $10k
0.15%*$10k*-Special Clubs Share Savings Account
OTHER TIERS: 0.10% $100 - $10k
0.15%*$10k*-Vacation Clubs Share Savings Account
OTHER TIERS: 0.10% $100 - $10k
0.15%*$10k*-Business Share Savings Account
OTHER TIERS: 0.10% $100 - $10k
0.15%*$10k*-Business SEP IRA Share Savings Account
OTHER TIERS: 0.10% $100 - $10k

Community Resource Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$50k*-Insured Money Market Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $50k
0.30%*$50k*-Business Insured Money Market Account
OTHER TIERS: 0.15% $2,500 - $10k | 0.20% $10k - $50k

Community Resource Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2,500-Energized Checking Account

Community Resource Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$50k-60 Month Super Share Certificate
2.10%$50k-Business 60 Month Super Share Certificate
2.02%$25-12 Month Lucky Savers Share Certificate
2.00%$500-60 Month Share Certificate
2.00%$500-Business 60 Month Share Certificate
1.85%$50k-48 Month Super Share Certificate
1.85%$50k-Business 48 Month Super Share Certificate
1.75%$500-48 Month Share Certificate
1.75%$500-Business 48 Month Share Certificate
1.60%$50k-39 Month Super Share Certificate
1.60%$50k-Business 39 Month Super Share Certificate
1.50%$500-39 Month Share Certificate
1.50%$500-Business 39 Month Share Certificate
1.40%$50k-36 Month Super Share Certificate
1.40%$50k-Business 36 Month Super Share Certificate
1.30%$500-36 Month Share Certificate
1.30%$500-Business 36 Month Share Certificate
1.11%$50k-30 Month Super Share Certificate
1.11%$50k-Business 30 Month Super Share Certificate
1.06%$50k-24 Month Super Share Certificate
1.06%$50k-Business 24 Month Super Share Certificate
1.01%$500-30 Month Share Certificate
1.01%$500-Business 30 Month Share Certificate
0.95%$500-24 Month Share Certificate
0.95%$50k-21 Month Super Share Certificate
0.95%$500-Business 24 Month Share Certificate
0.95%$50k-Business 21 Month Super Share Certificate
0.90%$50k-18 Month Super Share Certificate
0.90%$50k-Business 18 Month Super Share Certificate
0.85%$500-21 Month Share Certificate
0.85%$500-Business 21 Month Share Certificate
0.80%$500-18 Month Share Certificate
0.80%$500-Business 18 Month Share Certificate
0.75%$100-1 Year Scottie Saver Share Certificate
0.75%$100-1 Year Money Rules! Share Certificate
0.70%$50k-15 Month Super Share Certificate
0.70%$50k-Business 15 Month Super Share Certificate
0.60%$500-15 Month Share Certificate
0.60%$50k-12 Month Super Share Certificate
0.60%$500-Business 15 Month Share Certificate
0.60%$50k-Business 12 Month Super Share Certificate
0.50%$500-12 Month Share Certificate
0.50%$500-Business 12 Month Share Certificate
0.40%$500-6 Month Share Certificate
0.40%$500-Business 6 Month Share Certificate

Community Resource Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$50k-60 Month IRA Super Share Certificate
2.10%$50k-Business 60 Month SEP IRA Super Share Certificate
2.00%$500-60 Month IRA Share Certificate
2.00%$500-Business 60 Month SEP IRA Share Certificate
1.85%$50k-48 Month IRA Super Share Certificate
1.85%$50k-Business 48 Month SEP IRA Super Share Certificate
1.75%$500-48 Month IRA Share Certificate
1.75%$500-Business 48 Month SEP IRA Share Certificate
1.60%$50k-39 Month IRA Super Share Certificate
1.60%$50k-Business 39 Month SEP IRA Super Share Certificate
1.50%$500-39 Month IRA Share Certificate
1.50%$500-Business 39 Month SEP IRA Share Certificate
1.40%$50k-36 Month IRA Super Share Certificate
1.40%$50k-Business 36 Month SEP IRA Super Share Certificate
1.30%$500-36 Month IRA Share Certificate
1.30%$500-Business 36 Month SEP IRA Share Certificate
1.11%$50k-30 Month IRA Super Share Certificate
1.11%$50k-Business 30 Month SEP IRA Super Share Certificate
1.06%$50k-24 Month IRA Super Share Certificate
1.06%$50k-Business 24 Month SEP IRA Super Share Certificate
1.01%$500-30 Month IRA Share Certificate
1.01%$500-Business 30 Month SEP IRA Share Certificate
0.95%$500-24 Month IRA Share Certificate
0.95%$50k-21 Month IRA Super Share Certificate
0.95%$50k-Business 21 Month SEP IRA Super Share Certificate
0.95%$500-Business 24 Month SEP IRA Share Certificate
0.90%$50k-18 Month IRA Super Share Certificate
0.90%$50k-Business 18 Month SEP IRA Super Share Certificate
0.85%$500-21 Month IRA Share Certificate
0.85%$500-Business 21 Month SEP IRA Share Certificate
0.80%$500-18 Month IRA Share Certificate
0.80%$500-Business 18 Month SEP IRA Share Certificate
0.70%$50k-15 Month IRA Super Share Certificate
0.70%$50k-Business 15 MonthSEP IRA Super Share Certificate
0.60%$500-15 Month IRA Share Certificate
0.60%$50k-12 Month IRA Super Share Certificate
0.60%$50k-Business 12 Month SEP IRA Super Share Certificate
0.60%$500-Business 15 Month SEP IRA Share Certificate
0.50%$500-12 Month IRA Share Certificate
0.50%$500-Business 12 Month SEP IRA Share Certificate
0.40%$500-6 Month IRA Share Certificate
0.40%$500-Business 6 Month SEP IRA Share Certificate
Locations


Community Resource Federal Credit Union Locations
Branch Office1125 BroadwayMenands, NY 12204
Branch Office20 Wade RdLatham, NY 12110-3520