Community South Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.55% | 5-year CD | 60 Month Step Up CD 2.35% - Synchrony Bank 60 Month CD |
| 0.65% | 1-year CD | 12 Month CD |
| 0.30% | Savings | Share Account 1.05% - Barclays Online Savings Account |
Community South Credit Union is headquartered in Chipley and is the 60th largest credit union in the state of Florida. It is also the 1,482nd largest credit union in the nation. It was established in 1991 and as of December of 2016, it had grown to 37 employees and 10,270 members at 3 locations. Community South Credit Union has a B+ health rating.
Field of Membership Restrictions
Community South CU is open to anyone that resides or works in Washington or Holmes County, as well as the geographic perimeters of the following zip codes 32440, 32420, 32431, and 32426. Membership eligibility also extends to include the current employees and retirees of the Florida Dept of Transportation in District 3, Washington County; including the County Commission and School Board, Chipley City, and Community South CU employees, along with the family members of CU members.
See current membership details
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67434 |
| Year Chartered | 1991 |
| Employees | 37 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.86% |
| Return on Equity - YTD | 6.68% |
| Annual Interest Income | $6.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $110.8MM$109.0MM |
| Loans | Q4 2016vs Q4 2015 | $87.2MM$79.6MM |
| Deposits | Q4 2016vs Q4 2015 | $95.7MM$92.7MM |
| Equity Capital | Q4 2016vs Q4 2015 | $14.4MM$13.6MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $2.3MM$1.8MM |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $2.9MM$1.6MM |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$40.00K |
Always verify rates and promotions with the bank or credit union. We are not Community South Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Community South Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $100 | - | Share Account |
Community South Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $2,500 | - | Money Market |
Community South Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | $500 | - | 60 Month CD | |
| 1.55% | $500 | - | 60 Month Step Up CD | |
| 1.35% | $500 | - | 36 Month CD | |
| 1.05% | $500 | - | 36 Month Step Up CD | |
| 1.00% | $500 | - | 24 Month CD | |
| 0.65% | $500 | - | 12 Month CD | |
| 0.40% | $500 | - | 6 Month CD |
| Community South Credit Union Locations | ||
|---|---|---|
| Branch Office | 1720 S Waukesha St | Bonifay, FL 32425 |
| Branch Office | 1044 Highway 90 | Chipley, FL 32428 |
| Branch Office | 1447 Main St | Chipley, FL 32428 |