Overview / Commentary
850-638-8376
1044 Highway 90
Chipley, FL 32428

Community South Credit Union is headquartered in Chipley and is the 54th largest credit union in the state of Florida. It is also the 1,381st largest credit union in the nation. It was established in 1991 and as of December of 2018, it had grown to 42 employees and 10,606 members at 3 locations. Community South Credit Union's CD rates are 89% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Community South CU is open to anyone that resides or works in Washington or Holmes County, as well as the geographic perimeters of the following zip codes 32440, 32420, 32431, and 32426. Membership eligibility also extends to include the current employees and retirees of the Florida Dept of Transportation in District 3, Washington County; including the County Commission and School Board, Chipley City, and Community South CU employees, along with the family members of CU members.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A+

Health Grade Components

Overall
NCUA #67434
Year Chartered1991
Employees42
Primary Regulator
Profit Margin
Return on Assets - YTD1.53%
Return on Equity - YTD11.39%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$129.0MM$114.4MM
LoansQ4 2018vs Q4 2017$92.2MM$90.7MM
DepositsQ4 2018vs Q4 2017$110.9MM$98.8MM
Equity CapitalQ4 2018vs Q4 2017$16.6MM$14.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.3MM$2.8MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$821.00K$2.0MM
Real Estate OwnedQ4 2018vs Q4 2017$0$198.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Community South Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Community South Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Savings
0.30%--Vacation Club
0.30%--Christmas Club

Community South Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Money Market

Community South Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$500-60 Month CD
2.00%$500-60 Month Step Up CD
1.90%$500-36 Month CD
1.80%$500-24 Month CD
1.70%$500-12 Month CD
1.60%$500-36 Month Step Up CD
0.90%$500-6 Month CD

Community South Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$500-60 Month IRA
2.00%$500-60 Month Step Up IRA
1.90%$500-36 Month IRA
1.80%$500-24 Month IRA
1.70%$500-12 Month IRA
1.60%$500-36 Month Step Up IRA
0.90%$500-6 Month IRA
Locations


Community South Credit Union Locations
Branch Office1720 S Waukesha StBonifay, FL 32425
Branch Office1044 Highway 90Chipley, FL 32428
Branch Office1447 Main StChipley, FL 32428

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.