Featured Savings Rates
Featured Accounts

Community South Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.55%5-year CD60 Month Step Up CD
0.65%1-year CD12 Month CD
0.30%SavingsShare Account

Overview / Commentary
866-638-8408
1044 Highway 90
Chipley, FL 32428

Community South Credit Union is headquartered in Chipley and is the 59th largest credit union in the state of Florida. It is also the 1,474th largest credit union in the nation. It was established in 1991 and as of September of 2016, it had grown to 38 employees and 10,225 members at 3 locations. Community South Credit Union has a B+ health rating.

Field of Membership Restrictions

Community South CU is open to anyone that resides or works in Washington or Holmes County, as well as the geographic perimeters of the following zip codes 32440, 32420, 32431, and 32426. Membership eligibility also extends to include the current employees and retirees of the Florida Dept of Transportation in District 3, Washington County; including the County Commission and School Board, Chipley City, and Community South CU employees, along with the family members of CU members.
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Health
B+

Health Grade Components

Overall
NCUA #67434
Year Chartered1991
Employees38
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD8.35%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$112.1MM$103.7MM
LoansQ3 2016vs Q3 2015$85.2MM$78.1MM
DepositsQ3 2016vs Q3 2015$95.7MM$89.5MM
Equity CapitalQ3 2016vs Q3 2015$14.5MM$13.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.0MM$1.5MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.8MM$1.1MM
Real Estate OwnedQ3 2016vs Q3 2015$0$95.00K
Rates
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Community South Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$100-Share Account

Community South Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$2,500-Money Market

Community South Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%$500-60 Month CD
1.55%$500-60 Month Step Up CD
1.35%$500-36 Month CD
1.05%$500-36 Month Step Up CD
1.00%$500-24 Month CD
0.65%$500-12 Month CD
0.40%$500-6 Month CD
Locations


Community South Credit Union Locations
Branch Office1720 S Waukesha StBonifay, FL 32425
Branch Office1044 Highway 90Chipley, FL 32428
Branch Office1447 Main StChipley, FL 32428