Community South Credit Union is headquartered in Chipley and is the 56th largest credit union in the state of Florida. It is also the 1,374th largest credit union in the nation. It was established in 1991 and as of September of 2019, it had grown to 49 employees and 11,020 members at 3 locations. Community South Credit Union's CD rates are 2X the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Community South CU is open to anyone that resides or works in Washington or Holmes County, as well as the geographic perimeters of the following zip codes 32440, 32420, 32431, and 32426. Membership eligibility also extends to include the current employees and retirees of the Florida Dept of Transportation in District 3, Washington County; including the County Commission and School Board, Chipley City, and Community South CU employees, along with the family members of CU members.
See current membership details
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67434 |
| Year Chartered | 1991 |
| Employees | 49 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.97% |
| Return on Equity - YTD | 7.38% |
| Annual Interest Income | $5.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $133.1MM$117.8MM |
| Loans | Q3 2019vs Q3 2018 | $99.1MM$89.2MM |
| Deposits | Q3 2019vs Q3 2018 | $114.2MM$100.0MM |
| Equity Capital | Q3 2019vs Q3 2018 | $17.6MM$16.8MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $2.2MM$2.1MM |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $702.00K$1.0MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Community South Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Community South Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | - | - | Savings | |
| 0.30% | - | - | Vacation Club | |
| 0.30% | - | - | Christmas Club |
Community South Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.60% | - | - | Money Market |
Community South Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $500 | - | 60 Month CD | |
| 2.20% | $500 | - | 60 Month Step Up CD | |
| 2.10% | $500 | - | 36 Month CD | |
| 2.00% | $500 | - | 24 Month CD | |
| 1.85% | $500 | - | 12 Month CD | |
| 1.80% | $500 | - | 36 Month Step Up CD | |
| 1.00% | $500 | - | 6 Month CD |
Community South Credit Union IRA Rates
| Community South Credit Union Locations | ||
|---|---|---|
| Branch Office | 1720 S Waukesha St | Bonifay, FL 32425 |
| Branch Office | 1044 Highway 90 | Chipley, FL 32428 |
| Branch Office | 1447 Main St | Chipley, FL 32428 |