Community Spirit Bank is headquartered in Red Bay and is the 67th largest bank in the state of Alabama. It is also the 3,322nd largest bank in the nation. It was established in 1908 and as of December of 2020, it had grown to 36 employees at 6 locations. Community Spirit Bank has an A health rating.
Overall | |
---|---|
FDIC Certificate # | 50 |
Year Established | 1908 |
Employees | 36 |
Primary Regulator | FDIC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.16% |
Return on Equity - YTD | 10.9% |
Annual Interest Income | $7.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $167.4MM$152.6MM |
Loans | Q4 2020vs Q4 2019 | $110.2MM$102.2MM |
Deposits | Q4 2020vs Q4 2019 | $145.6MM$131.7MM |
Equity Capital | Q4 2020vs Q4 2019 | $17.4MM$16.3MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.3MM$1.1MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $94.00K$46.00K |
Real Estate Owned | Q4 2020vs Q4 2019 | $604.00K$688.00K |
Always verify rates and promotions with the bank or credit union. We are not Community Spirit Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.25%* | - | $10k | Kasasa Cash | ||
OTHER TIERS: 0.05% → $10k+ |
Community Spirit Bank Locations | ||
---|---|---|
Red Bay Branch | 1007 4th Street NW | Red Bay, AL 35582 |
Russellville Branch | 14009 Highway 43 | Russellville, AL 35653 |
Community Spirit Bank | 200 4th Avenue Sw | Red Bay, AL 35582 |
Belmont Branch | 342 Second Street | Belmont, MS 38827 |
Vina Branch | 7141 Highway 19 | Vina, AL 35593 |