Featured Savings Rates
Featured Accounts
Overview / Commentary
256-356-4445
200 4th Avenue Sw
Red Bay, AL 35582

Community Spirit Bank is headquartered in Red Bay and is the 72nd largest bank in the state of Alabama. It is also the 3,648th largest bank in the nation. It was established in 1908 and as of September of 2016, it had grown to 38 employees at 5 locations. Community Spirit Bank has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Health Grade Components

Overall
FDIC Certificate #50
Year Established1908
Employees38
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD6.83%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$143.7MM$136.9MM
LoansQ3 2016vs Q3 2015$92.6MM$90.7MM
DepositsQ3 2016vs Q3 2015$125.4MM$118.8MM
Equity CapitalQ3 2016vs Q3 2015$15.1MM$14.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$1.0MM$1.0MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$268.00K$233.00K
Real Estate OwnedQ3 2016vs Q3 2015$1.5MM$1.2MM
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Community Spirit Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Spirit Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$10kKasasa Cash
OTHER TIERS: 0.05% $10k+
Locations


Community Spirit Bank Locations
Red Bay Branch1007 4th Street NWRed Bay, AL 35582
Russellville Branch14009 Highway 43Russellville, AL 35653
Community Spirit Bank200 4th Avenue SwRed Bay, AL 35582
Vina Branch7141 Highway 19Vina, AL 35593
Belmont Branch342 Second StreetBelmont, MS 38827