Community Spirit Bank is headquartered in Red Bay and is the 64th largest bank in the state of Alabama. It is also the 3,203rd largest bank in the nation. It was established in 1908 and as of June of 2022, it had grown to 39 employees at 6 locations. Community Spirit Bank has an A health rating.
Overall | |
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FDIC Certificate # | 50 |
Year Established | 1908 |
Employees | 39 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 0.9% |
Return on Equity - YTD | 10.97% |
Annual Interest Income | $3.5MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $185.6MM$174.5MM |
Loans | Q2 2022vs Q2 2021 | $106.7MM$104.1MM |
Deposits | Q2 2022vs Q2 2021 | $169.6MM$153.6MM |
Equity Capital | Q2 2022vs Q2 2021 | $12.8MM$17.4MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.4MM$1.4MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $8.00K$488.00K |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$556.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.25%* | - | $10k | Kasasa Cash | ||
OTHER TIERS: 0.05% → $10k+ |
Community Spirit Bank Locations | ||
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Red Bay Branch | 1007 4th Street NW | Red Bay, AL 35582 |
Russellville Branch | 14009 Highway 43 | Russellville, AL 35653 |
Community Spirit Bank | 200 4th Ave Sw | Red Bay, AL 35582 |
Belmont Branch | 342 Second Street | Belmont, MS 38827 |
Vina Branch | 7141 Highway 19 | Vina, AL 35593 |