Community Star Credit Union

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Overview / Commentary

www.commstar.org

440-365-7342

832 Cleveland St
Elyria, OH 44035

Community Star Credit Union is headquartered in Elyria and is the 80^th largest credit union in the state of Ohio. It is also the 1,932^nd largest credit union in the nation. It was established in 1938 and as of June of 2022, it had grown to 27 employees and 8,365 members at 2 locations. Community Star Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lorain County in Ohio.
See current membership details

Related Posts

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2006

1/11 - 5.15% 19-Month CD at a Ohio CU

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Health

B+

Data as of Q2 2022

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Star Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	95008
Year Chartered	1938
Employees	27
Primary Regulator

Profit Margin
Return on Assets - YTD	0.2%
Return on Equity - YTD	2.42%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$91.7MM$90.5MM
Loans	Q2 2022vs Q2 2021	$54.9MM$48.7MM
Deposits	Q2 2022vs Q2 2021	$83.9MM$82.8MM
Equity Capital	Q2 2022vs Q2 2021	$7.7MM$7.5MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$390.00K$353.00K
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$350.00K$189.00K
Real Estate Owned	Q2 2022vs Q2 2021	$0$66.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Star Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	-	$40k	Kasasa Saver
OTHER TIERS: 0.10% → $40k+
0.10%	-	-	Christmas Club
0.10%	-	-	Vacation Club
0.10%	-	-	Traditional IRA

Community Star Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	$500k^*	-	Star Money Market
OTHER TIERS: 1.70% → $2.5k - $25k \| 1.85% → $25k - $50k \| 1.95% → $50k - $100k \| 2.10% → $100k - $250k \| 2.30% → $250k - $500k
2.50%^*	$500k^*	-	Star Biz Money Market
OTHER TIERS: 1.70% → $2.5k - $25k \| 1.85% → $25k - $50k \| 1.95% → $50k - $100k \| 2.10% → $100k - $250k \| 2.30% → $250k - $500k

Community Star Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.15%^*	-	$20k	Kasasa Cash Checking
OTHER TIERS: 0.25% → $20k+
0.10%	-	-	Star Biz Checking Plus
0.05%	-	-	Vintage Checking

Community Star Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.30%	$500	-	60 Month CD
3.30%	$500	-	Business 60 Month CD
3.15%	$500	-	48 Month CD
3.15%	$500	-	Business 48 Month CD
3.00%	$500	-	37 Month CD Special
3.00%	$500	-	Business 37 Month CD Special
2.90%	$500	-	36 Month CD
2.90%	$500	-	30 Month CD
2.90%	$500	-	Business 36 Month CD
2.65%	$500	-	Business 30 Month CD
2.45%	$500	-	24 Month CD
2.45%	$500	-	Business 24 Month CD
2.20%	$500	-	18 Month CD
2.20%	$500	-	Business 18 Month CD
2.00%	$500	-	12 Month CD
2.00%	$200	-	Youth Growth Certificate
2.00%	$500	-	Business 12 Month CD
1.80%	$500	-	6 Month CD
1.80%	$500	-	Business 6 Month CD
1.50%	$500	-	90 Day CD
1.50%	$500	-	Business 90 Day CD

Community Star Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.30%	$500	-	60 Month IRA
3.15%	$500	-	48 Month IRA
3.00%	$500	-	37 Month IRA Special
2.90%	$500	-	36 Month IRA
2.65%	$500	-	30 Month IRA
2.45%	$500	-	24 Month IRA
2.20%	$500	-	18 Month IRA

Locations

Community Star Credit Union Locations
Branch Office	832 Cleveland St	Elyria, OH 44035-4141
Branch Office	5609 W Erie Ave	Lorain, OH 44053-1639

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