Advertising Disclosure
  1. Home
  2. Banks
  3. Community Star Credit Union

Community Star Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.commstar.org
440-365-7342
832 Cleveland St
Elyria, OH 44035

Community Star Credit Union is headquartered in Elyria and is the 76th largest credit union in the state of Ohio. It is also the 1,832nd largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 24 employees and 7,929 members at 2 locations. Community Star Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Lorain County in Ohio.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Community Star Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #95008
Year Chartered1938
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD9.95%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$99.8MM$96.8MM
LoansQ1 2025vs Q1 2024$68MM$61.9MM
DepositsQ1 2025vs Q1 2024$87.5MM$85.1MM
Equity CapitalQ1 2025vs Q1 2024$8.9MM$8.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$875K$744K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$229K$266K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Community Star Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community Star Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$0$40kKasasa Saver
OTHER TIERS: 0.10% → $40k+
0.10%$0-Christmas Club
0.10%$0-Vacation Club

Community Star Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.60%*$50k*-Star Money Market
OTHER TIERS: 2.10% → $2.5k - $25k | 2.35% → $25k - $50k

Community Star Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$25kKasasa Cash Checking
OTHER TIERS: 0.50% → $25k+
0.10%$0-Star Biz Checking Plus
0.05%$0-Vintage Checking

Community Star Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$500-37 Month CD Special
3.80%$500-24 Month CD
3.80%$500-36 Month CD
3.80%$500-48 Month CD
3.80%$500-60 Month CD
3.80%$500-30 Month CD
3.80%$500-11 Month CD Special
3.80%$500-Business 24 Month CD
3.80%$500-Business 30 Month CD
3.80%$500-Business 36 Month CD
3.80%$500-Business 48 Month CD
3.80%$500-Business 60 Month CD
3.75%$500-6 Month CD
3.75%$500-12 Month CD
3.75%$500-18 Month CD
3.75%$200-Youth Growth Certificate
3.75%$500-Business 6 Month CD
3.75%$500-Business 12 Month CD
3.75%$500-Business 18 Month CD
3.60%$500-90 Day CD
3.60%$500-Business 90 Day CD

Community Star Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.90%$500-37 Month IRA Special
3.80%$500-24 Month IRA
3.80%$500-30 Month IRA
3.80%$500-36 Month IRA
3.80%$500-48 Month IRA
3.80%$500-60 Month IRA
3.75%$500-18 Month IRA
0.10%$0-Traditional IRA
Locations


Community Star Credit Union Locations
Branch Office832 Cleveland StElyria, OH 44035-4141
Branch Office5609 W Erie AveLorain, OH 44053-1639

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.