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Overview / Commentary
717 North Main Street
Lamar, CO 81052

Community State Bank (CO) is headquartered in Lamar and is the 78th largest bank in the state of Colorado. It is also the 4,657th largest bank in the nation. It was established in 2008 and as of June of 2016, it had grown to 15 employees at 1 location. Community State Bank (CO) has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Community State Bank (CO) has a relatively low asset base.

Health Grade Components

FDIC Certificate #58732
Year Established2008
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.83%
Return on Equity - YTD12.81%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$88.0MM$81.5MM
LoansQ2 2016vs Q2 2015$63.2MM$56.5MM
DepositsQ2 2016vs Q2 2015$70.2MM$68.6MM
Equity CapitalQ2 2016vs Q2 2015$12.6MM$11.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.9MM$1.7MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$278.00K$3.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0

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Community State Bank (CO) Locations
Community State Bank717 North Main StreetLamar, CO 81052