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Overview / Commentary
717 North Main Street
Lamar, CO 81052

Community State Bank (CO) is headquartered in Lamar and is the 76th largest bank in the state of Colorado. It is also the 4,607th largest bank in the nation. It was established in 2008 and as of September of 2016, it had grown to 14 employees at 1 location. Community State Bank (CO) has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Community State Bank (CO) has a relatively low asset base.

Health Grade Components

FDIC Certificate #58732
Year Established2008
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.88%
Return on Equity - YTD13.08%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$88.7MM$84.0MM
LoansQ3 2016vs Q3 2015$62.8MM$58.5MM
DepositsQ3 2016vs Q3 2015$73.0MM$71.2MM
Equity CapitalQ3 2016vs Q3 2015$13.0MM$12.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.0MM$1.8MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$0$0
Real Estate OwnedQ3 2016vs Q3 2015$0$0

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Community State Bank (CO) Locations
Community State Bank717 North Main StreetLamar, CO 81052