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Community State Bank (FL)


Overview / Commentary
www.communitystatebank-fl.com
904-964-7830
811 South Walnut Street
Starke, FL 32091

Community State Bank (FL) is headquartered in Starke and is the 76th largest bank in the state of Florida. It is also the 3,057th largest bank in the nation. It was established in 1957 and as of March of 2022, it had grown to 36 employees at 4 locations. Community State Bank (FL) has a B health rating.

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Health
B

Data as of Q1 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17734
Year Established1957
Employees36
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD4.08%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$207.6MM$192.8MM
LoansQ1 2022vs Q1 2021$85.6MM$93.6MM
DepositsQ1 2022vs Q1 2021$198.0MM$180.3MM
Equity CapitalQ1 2022vs Q1 2021$8.9MM$11.7MM
Loan Loss AllowanceQ1 2022vs Q1 2021$924.00K$758.00K
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$1.6MM$2.7MM
Real Estate OwnedQ1 2022vs Q1 2021$20.00K$28.00K
Rates
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Community State Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%-$7.5kKasasa Saver
0.10%$100-Regular Savings
0.10%$5-Kiddy Savings

Community State Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Consumer Money Market
0.05%$2.5k-Business Money Market

Community State Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$7.5kKasasa Cash
0.05%$1k-Business Interest Checking

Community State Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$1k-36 Month CD
0.30%$1k-2 Year CD
0.30%$1k-30 Month CD
0.25%$1k-18 Month CD
0.20%$1k-1 Year CD
0.15%$1k-6 Month CD
0.10%$1k-3 Month CD

Community State Bank (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$1k-36 Month IRA
0.30%$1k-2 Year IRA
0.30%$1k-30 Month IRA
0.25%$1k-18 Month IRA
0.20%$1k-1 Year IRA
0.15%$1k-6 Month IRA
0.10%$1k-3 Month IRA
Locations


Community State Bank (FL) Locations
Lake Butler Branch255 Southeast 6th StreetLake Butler, FL 32054
Community State Bank811 South Walnut StreetStarke, FL 32091
Interlachen Branch1120 Sr 20Interlachen, FL 32148
Micanopy Branch106-C. Ne Hwy 441Micanopy, FL 32667

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