Community State Bank (FL)


Overview / Commentary
904-964-7830
811 South Walnut Street
Starke, FL 32091

Community State Bank (FL) is headquartered in STARKE and is the 67th largest bank in the state of Florida. It is also the 2,774th largest bank in the nation. It was established in 1957 and as of December of 2024, it had grown to 37 employees at 3 locations. Community State Bank (FL)'s CD rates are 4X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #17734
Year Established1957
Employees37
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD8.05%
Annual Interest Income$13.3MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$247.3MM$239.6MM
LoansQ4 2024vs Q4 2023$112.3MM$87.9MM
DepositsQ4 2024vs Q4 2023$201.1MM$196.6MM
Equity CapitalQ4 2024vs Q4 2023$45.1MM$42.3MM
Loan Loss AllowanceQ4 2024vs Q4 2023$1.7MM$1.6MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$2.6MM$3.2MM
Real Estate OwnedQ4 2024vs Q4 2023$990K$1.5MM
Rates
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Community State Bank (FL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0$10kKasasa Saver
0.10%$100-Regular Savings
0.10%$5-Youth Savings

Community State Bank (FL) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2.5k-Consumer Money Market
0.05%$2.5k-Business Money Market

Community State Bank (FL) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$0$10kKasasa Cash
0.05%$1k-Business Interest Checking

Community State Bank (FL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$1k-6 Month CD
3.15%$1k-12 Month CD
3.05%$1k-18 Month CD
3.05%$1k-24 Month CD
3.05%$1k-30 Month CD
3.05%$1k-36 Month CD
1.01%$1k-3 Month CD

Community State Bank (FL) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$1k-6 Month IRA
3.15%$1k-1 Year IRA
3.05%$1k-18 Month IRA
3.05%$1k-2 Year IRA
3.05%$1k-30 Month IRA
3.05%$1k-36 Month IRA
1.01%$1k-3 Month IRA
Locations


Community State Bank (FL) Locations
Lake Butler Branch255 Southeast 6th StreetLake Butler, FL 32054
Community State Bank811 S Walnut StStarke, FL 32091
Interlachen Branch1120 Sr 20Interlachen, FL 32148
Micanopy Branch106-C. Ne Hwy 441Micanopy, FL 32667

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