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Overview / Commentary
712-262-3030
1812 Highway Boulevard
Spencer, IA 51301

Community State Bank (IA) is headquartered in Spencer and is the 101st largest bank in the state of Iowa. It is also the 2,892nd largest bank in the nation. It was established in 1914 and as of December of 2017, it had grown to 29 employees at 4 locations. Community State Bank (IA)'s money market rates are 34% higher than the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #230
Year Established1914
Employees29
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.09%
Return on Equity - YTD19.97%
Annual Interest Income$6.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$207.2MM$160.4MM
LoansQ4 2017vs Q4 2016$110.2MM$93.0MM
DepositsQ4 2017vs Q4 2016$174.1MM$131.0MM
Equity CapitalQ4 2017vs Q4 2016$21.1MM$15.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.3MM$1.4MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$64.00K$16.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%$100-Savings Account

Community State Bank (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.59%*$250k*-Money Market Savings
OTHER TIERS: 0.11% $2,500 - $7,500 | 0.14% $7,500 - $15k | 0.24% $15k - $30k | 0.28% $30k - $60k | 0.41% $60k - $250k

Community State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.49%*$250k*-Interest Checking
OTHER TIERS: 0.09% $1k - $15k | 0.13% $15k - $30k | 0.20% $30k - $60k | 0.32% $60k - $250k

Community State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-60 Month CD
1.51%$1k-48 Month CD
1.41%*$10k*-36 Month CD
OTHER TIERS: 0.95% $1k - $10k
1.37%*$10k*-30 Month CD
OTHER TIERS: 0.88% $1k - $10k
1.32%*$10k*-24 Month CD
OTHER TIERS: 0.83% $1k - $10k
1.22%*$10k*-18 Month CD
OTHER TIERS: 0.79% $1k - $10k
1.16%*$10k*-12 Month CD
OTHER TIERS: 0.65% $1k - $10k
1.05%*$10k*-6 Month CD
OTHER TIERS: 0.60% $1k - $10k
0.40%*$10k*-3 Month CD
OTHER TIERS: 0.10% $1k - $10k

Community State Bank (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$10k-60 Month IRA
1.51%$10k-48 Month IRA
1.44%$1k-18 Month Variable IRA
1.41%$10k-36 Month IRA
1.37%$10k-30 Month IRA
1.32%$10k-24 Month IRA
1.22%$10k-18 Month IRA
1.16%$10k-12 Month IRA
1.05%$10k-6 Month IRA
0.40%$10k-3 Month IRA
Locations


Community State Bank (IA) Locations
Webb Branch115 Main StreetWebb, IA 51366
Community State Bank1812 Highway BoulevardSpencer, IA 51301
Albert City Branch208 Main StreetAlbert City, IA 50510
Sioux Rapids Branch123 Main StreetSioux Rapids, IA 50585

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