Overview / Commentary
712-262-3030
1812 Highway Boulevard
Spencer, IA 51301

Community State Bank (IA) is headquartered in Spencer and is the 105th largest bank in the state of Iowa. It is also the 2,897th largest bank in the nation. It was established in 1914 and as of June of 2018, it had grown to 28 employees at 4 locations. Community State Bank (IA)'s CD rates are 2X the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #230
Year Established1914
Employees28
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD10.58%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$201.0MM$167.0MM
LoansQ2 2018vs Q2 2017$112.1MM$94.3MM
DepositsQ2 2018vs Q2 2017$158.7MM$130.3MM
Equity CapitalQ2 2018vs Q2 2017$20.2MM$19.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.3MM$1.5MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$23.00K$0
Real Estate OwnedQ2 2018vs Q2 2017$0$15.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Community State Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.77%--Health Savings Account.
0.10%$100-Savings Account

Community State Bank (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.77%*$250k*-Money Market Savings
OTHER TIERS: 0.16% $2.5k - $7.5k | 0.19% $7.5k - $15k | 0.29% $15k - $30k | 0.45% $30k - $60k | 0.49% $60k - $250k

Community State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Interest Checking
OTHER TIERS: 0.14% $1k - $15k | 0.18% $15k - $30k | 0.25% $30k - $60k | 0.37% $60k - $250k

Community State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.37%*$10k*-60 Month CD
OTHER TIERS: 2.26% $1k - $10k
2.12%*$10k*-48 Month CD
OTHER TIERS: 1.82% $1k - $10k
2.00%*$10k*-18 Month CD
OTHER TIERS: 1.01% $1k - $10k
2.00%*$10k*-24 Month CD
OTHER TIERS: 1.07% $1k - $10k
2.00%*$10k*-30 Month CD
OTHER TIERS: 1.12% $1k - $10k
2.00%*$10k*-36 Month CD
OTHER TIERS: 1.16% $1k - $10k
1.92%*$10k*-12 Month CD
OTHER TIERS: 0.91% $1k - $10k
1.66%*$10k*-6 Month CD
OTHER TIERS: 0.88% $1k - $10k
0.70%*$10k*-3 Month CD
OTHER TIERS: 0.40% $1k - $10k

Community State Bank (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.37%$10k-60 Month IRA
2.12%$10k-48 Month IRA
2.00%$10k-18 Month IRA
2.00%$10k-24 Month IRA
2.00%$10k-30 Month IRA
2.00%$10k-36 Month IRA
1.92%$10k-12 Month IRA
1.66%$10k-6 Month IRA
0.77%$1k-18 Month Variable IRA
0.70%$10k-3 Month IRA
Locations


Community State Bank (IA) Locations
Webb Branch115 Main StreetWebb, IA 51366
Community State Bank1812 Highway BoulevardSpencer, IA 51301
Albert City Branch208 Main StreetAlbert City, IA 50510
Sioux Rapids Branch123 Main StreetSioux Rapids, IA 50585

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