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Community State Bank (IA)


Overview / Commentary
www.ecommunitybank.org
712-262-3030
1812 Highway Boulevard
Spencer, IA 51301

Community State Bank (IA) is headquartered in Spencer and is the 106th largest bank in the state of Iowa. It is also the 2,782nd largest bank in the nation. It was established in 1914 and as of December of 2019, it had grown to 26 employees at 4 locations. Community State Bank (IA) has an A health rating.

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Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #230
Year Established1914
Employees26
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.35%
Return on Equity - YTD12.4%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$211.4MM$209.0MM
LoansQ4 2019vs Q4 2018$112.8MM$112.9MM
DepositsQ4 2019vs Q4 2018$173.4MM$174.8MM
Equity CapitalQ4 2019vs Q4 2018$23.8MM$20.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.5MM$1.2MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$29.00K$21.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Community State Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.21%--Health Savings Account.
0.05%$100-Savings Account

Community State Bank (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.21%*$250k*-Money Market Savings
OTHER TIERS: 0.05% → $2.5k - $15k | 0.09% → $15k - $30k | 0.13% → $30k - $60k | 0.15% → $60k - $250k

Community State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.14%*$250k*-Interest Checking
OTHER TIERS: 0.03% → $1k - $15k | 0.05% → $15k - $60k | 0.07% → $60k - $250k

Community State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$1k-60 Month CD
0.69%*$10k*-48 Month CD
OTHER TIERS: 0.59% → $1k - $10k
0.59%*$10k*-36 Month CD
OTHER TIERS: 0.39% → $1k - $10k
0.53%*$10k*-30 Month CD
OTHER TIERS: 0.33% → $1k - $10k
0.48%*$10k*-24 Month CD
OTHER TIERS: 0.29% → $1k - $10k
0.43%*$10k*-18 Month CD
OTHER TIERS: 0.27% → $1k - $10k
0.40%*$10k*-12 Month CD
OTHER TIERS: 0.21% → $1k - $10k
0.30%*$10k*-6 Month CD
OTHER TIERS: 0.18% → $1k - $10k
0.25%*$10k*-3 Month CD
OTHER TIERS: 0.10% → $1k - $10k

Community State Bank (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$10k-60 Month IRA
0.69%$10k-48 Month IRA
0.59%$10k-36 Month IRA
0.53%$10k-30 Month IRA
0.48%$10k-24 Month IRA
0.43%$10k-18 Month IRA
0.40%$10k-12 Month IRA
0.30%$10k-6 Month IRA
0.25%$10k-3 Month IRA
0.21%$1k-18 Month Variable IRA
Locations


Community State Bank (IA) Locations
Webb Branch115 Main StreetWebb, IA 51366
Community State Bank1812 Highway BoulevardSpencer, IA 51301
Albert City Branch208 Main StreetAlbert City, IA 50510
Sioux Rapids Branch123 Main StreetSioux Rapids, IA 50585

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