Community State Bank (IA)

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	60 Month CD 2.25% - Bank of Internet USA 60 Month CD
1.16%	1-year CD	12 Month CD 1.50% - Goldman Sachs Bank USA 12 Month CD
0.07%	Savings	Savings Account 1.35% - CIT Bank Premier High Yield Savings

View all Community State Bank (IA) rates »

Overview / Commentary

www.ecommunitybank.org

712-262-3030

1812 Highway Boulevard
Spencer, IA 51301

Community State Bank (IA) is headquartered in Spencer and is the 130^th largest bank in the state of Iowa. It is also the 3,328^th largest bank in the nation. It was established in 1914 and as of June of 2017, it had grown to 23 employees at 3 locations. Community State Bank (IA)'s money market rates are 34% higher than the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q2 2017

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Health Grade Components

Overall
FDIC Certificate #	230
Year Established	1914
Employees	23
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	3.27%
Return on Equity - YTD	31.27%
Annual Interest Income	$3.0MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$167.0MM$151.4MM
Loans	Q2 2017vs Q2 2016	$94.3MM$91.1MM
Deposits	Q2 2017vs Q2 2016	$130.3MM$125.0MM
Equity Capital	Q2 2017vs Q2 2016	$19.0MM$17.2MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$1.5MM$1.4MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$0$123.00K
Real Estate Owned	Q2 2017vs Q2 2016	$15.00K$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community State Bank (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.07%	$100	-	Savings Account

Community State Bank (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.59%^*	$250k^*	-	Money Market Savings
OTHER TIERS: 0.11% → $2,500 - $7,500 \| 0.14% → $7,500 - $15k \| 0.24% → $15k - $30k \| 0.28% → $30k - $60k \| 0.41% → $60k - $250k

Community State Bank (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.49%^*	$250k^*	-	Interest Checking
OTHER TIERS: 0.09% → $1k - $15k \| 0.13% → $15k - $30k \| 0.20% → $30k - $60k \| 0.32% → $60k - $250k

Community State Bank (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$1k	-	60 Month CD
1.51%	$1k	-	48 Month CD
1.41%^*	$10k^*	-	36 Month CD
OTHER TIERS: 0.95% → $1k - $10k
1.37%^*	$10k^*	-	30 Month CD
OTHER TIERS: 0.88% → $1k - $10k
1.32%^*	$10k^*	-	24 Month CD
OTHER TIERS: 0.83% → $1k - $10k
1.22%^*	$10k^*	-	18 Month CD
OTHER TIERS: 0.79% → $1k - $10k
1.16%^*	$10k^*	-	12 Month CD
OTHER TIERS: 0.65% → $1k - $10k
1.05%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.60% → $1k - $10k
0.40%^*	$10k^*	-	3 Month CD
OTHER TIERS: 0.10% → $1k - $10k

Community State Bank (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$10k	-	60 Month IRA
1.51%	$10k	-	48 Month IRA
1.41%	$10k	-	36 Month IRA
1.37%	$10k	-	30 Month IRA
1.32%	$1k	-	18 Month Variable IRA
1.32%	$10k	-	24 Month IRA
1.22%	$10k	-	18 Month IRA
1.16%	$10k	-	12 Month IRA
1.05%	$10k	-	6 Month IRA
0.40%	$10k	-	3 Month IRA

Locations

Community State Bank (IA) Locations
Webb Branch	115 Main Street	Webb, IA 51366
Community State Bank	1812 Highway Boulevard	Spencer, IA 51301
Albert City Branch	208 Main Street	Albert City, IA 50510