Community State Bank (IA)

Overview / Commentary
1812 Highway Boulevard
Spencer, IA 51301

Community State Bank (IA) is headquartered in Spencer and is the 103rd largest bank in the state of Iowa. It is also the 2,812th largest bank in the nation. It was established in 1914 and as of December of 2018, it had grown to 28 employees at 4 locations. Community State Bank (IA)'s CD rates are 2X the national average, and it has an A health rating.


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Health Grade Components

FDIC Certificate #230
Year Established1914
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD11.2%
Annual Interest Income$8.0MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$209.0MM$207.2MM
LoansQ4 2018vs Q4 2017$112.9MM$110.2MM
DepositsQ4 2018vs Q4 2017$174.8MM$174.1MM
Equity CapitalQ4 2018vs Q4 2017$20.2MM$21.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.2MM$1.3MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$21.00K$306.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Community State Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Community State Bank (IA) Savings Account Rates

0.77%--Health Savings Account.
0.10%$100-Savings Account

Community State Bank (IA) Money Market Rates

0.77%*$250k*-Money Market Savings
OTHER TIERS: 0.16% $2.5k - $7.5k | 0.19% $7.5k - $15k | 0.29% $15k - $30k | 0.45% $30k - $60k | 0.49% $60k - $250k

Community State Bank (IA) Checking Account Rates

0.55%*$250k*-Interest Checking
OTHER TIERS: 0.14% $1k - $15k | 0.18% $15k - $30k | 0.25% $30k - $60k | 0.37% $60k - $250k

Community State Bank (IA) CD Rates

2.37%*$10k*-60 Month CD
OTHER TIERS: 2.26% $1k - $10k
2.12%*$10k*-48 Month CD
OTHER TIERS: 1.82% $1k - $10k
2.00%*$10k*-18 Month CD
OTHER TIERS: 1.01% $1k - $10k
2.00%*$10k*-24 Month CD
OTHER TIERS: 1.07% $1k - $10k
2.00%*$10k*-30 Month CD
OTHER TIERS: 1.12% $1k - $10k
2.00%*$10k*-36 Month CD
OTHER TIERS: 1.16% $1k - $10k
1.92%*$10k*-12 Month CD
OTHER TIERS: 0.91% $1k - $10k
1.66%*$10k*-6 Month CD
OTHER TIERS: 0.88% $1k - $10k
0.70%*$10k*-3 Month CD
OTHER TIERS: 0.40% $1k - $10k

Community State Bank (IA) IRA Rates

2.37%$10k-60 Month IRA
2.12%$10k-48 Month IRA
2.00%$10k-18 Month IRA
2.00%$10k-24 Month IRA
2.00%$10k-30 Month IRA
2.00%$10k-36 Month IRA
1.92%$10k-12 Month IRA
1.66%$10k-6 Month IRA
0.77%$1k-18 Month Variable IRA
0.70%$10k-3 Month IRA

Community State Bank (IA) Locations
Webb Branch115 Main StreetWebb, IA 51366
Community State Bank1812 Highway BoulevardSpencer, IA 51301
Albert City Branch208 Main StreetAlbert City, IA 50510
Sioux Rapids Branch123 Main StreetSioux Rapids, IA 50585

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