Community State Bank (IN)

Community State Bank (IN)

Overview / Commentary
101 N Chicago St
Royal Center, IN 46978

Community State Bank (IN) is headquartered in Royal Center and is the 75th largest bank in the state of Indiana. It is also the 3,320th largest bank in the nation. It was established in 1930 and as of June of 2022, it had grown to 29 employees at 4 locations. Community State Bank (IN) has a B+ health rating.


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Health Grade Components

FDIC Certificate #1839
Year Established1930
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD7.54%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$172.0MM$162.6MM
LoansQ2 2022vs Q2 2021$77.1MM$80.5MM
DepositsQ2 2022vs Q2 2021$161.4MM$146.2MM
Equity CapitalQ2 2022vs Q2 2021$9.7MM$15.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.2MM$1.1MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$0$73.00K
Real Estate OwnedQ2 2022vs Q2 2021$800.00K$800.00K
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Community State Bank (IN) Savings Account Rates

1.00%*-$15kFree Kasasa Saver
OTHER TIERS: 0.25% $15k+

Community State Bank (IN) Checking Account Rates

2.00%*-$10kFree Kasasa Cash Checking
OTHER TIERS: 0.36% $10k+

Community State Bank (IN) Locations
Community State Bank101 N Chicago StRoyal Center, IN 46978
Kewanna Branch221 East Main StreetKewanna, IN 46939
Twelve Mile Branch8070 State Road 16Twelve Mile, IN 46988
Walton Branch504 N Main StWalton, IN 46994

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