Community State Bank (IN)

Community State Bank (IN)

Overview / Commentary
101 N Chicago St
Royal Center, IN 46978

Community State Bank (IN) is headquartered in ROYAL CENTER and is the 76th largest bank in the state of Indiana. It is also the 3,290th largest bank in the nation. It was established in 1930 and as of September of 2023, it had grown to 29 employees at 4 locations. Community State Bank (IN) has a C+ health rating.


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Health Grade Components

FDIC Certificate #1839
Year Established1930
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD12.09%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$162.9MM$170.9MM
LoansQ3 2023vs Q3 2022$76.8MM$77.6MM
DepositsQ3 2023vs Q3 2022$152.4MM$160.7MM
Equity CapitalQ3 2023vs Q3 2022$9.4MM$9.2MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.2MM$1.2MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$470K$0
Real Estate OwnedQ3 2023vs Q3 2022$650K$800K
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Community State Bank (IN) Savings Account Rates

1.00%*-$15kFree Kasasa Saver
OTHER TIERS: 0.25% $15k+

Community State Bank (IN) Checking Account Rates

2.00%*-$10kFree Kasasa Cash Checking
OTHER TIERS: 0.36% $10k+

Community State Bank (IN) Locations
Community State Bank101 N Chicago StRoyal Center, IN 46978
Kewanna Branch221 East Main StreetKewanna, IN 46939
Twelve Mile Branch8070 State Road 16Twelve Mile, IN 46988
Walton Branch504 N Main StWalton, IN 46994

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