Overview / Commentary
Community State Bank (MO) is headquartered in Shelbina and is the 214th largest bank in the state of Missouri. It is also the 4,464th largest bank in the nation. It was established in 1977 and as of June of 2019, it had grown to 15 employees at 2 locations. Community State Bank (MO)'s CD rates are 11% higher than the national average, and it has a B health rating.
Health
B
Data as of Q2 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Community State Bank (MO) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 22567 |
| Year Established | 1977 |
| Employees | 15 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.51% |
| Return on Equity - YTD | 16.85% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $73.6MM$68.5MM |
| Loans | Q2 2019vs Q2 2018 | $47.2MM$39.9MM |
| Deposits | Q2 2019vs Q2 2018 | $60.7MM$56.2MM |
| Equity Capital | Q2 2019vs Q2 2018 | $7.1MM$5.8MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $447.00K$389.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1,000.00K$91.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $28.00K$19.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Community State Bank (MO) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $500 | - | Savings Account | |
| 0.20% | $5 | - | Christmas Club Account |
Community State Bank (MO) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $25k* | $10m | Tiered Money Market Account | ||
| OTHER TIERS: 0.20% → $2.5k - $25k | |||||
| 0.20% | $2.5k | - | Money Market Account | ||
Community State Bank (MO) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2.5k | - | Super Now Account | |
| 0.10% | $1k | - | Regular Now Account |
Community State Bank (MO) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.82% | $500 | - | 60 Month CD | |
| 1.66% | $500 | - | 48 Month CD | |
| 1.51% | $500 | - | 36 Month CD | |
| 1.36% | $500 | - | 24 Month CD | |
| 1.00% | $500 | - | 12 Month CD | |
| 0.75% | $1k | - | 6 Month CD | |
| 0.25% | $1k | - | 3 Month CD |
Community State Bank (MO) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.82% | $500 | - | 60 Month IRA | |
| 1.66% | $500 | - | 48 Month IRA | |
| 1.51% | $500 | - | 36 Month IRA | |
| 1.36% | $500 | - | 24 Month IRA | |
| 1.00% | $500 | - | 12 Month IRA | |
| 0.75% | $1k | - | 6 Month IRA | |
| 0.25% | $1k | - | 3 Month IRA |
Locations
| Community State Bank (MO) Locations | ||
|---|---|---|
| Community State Bank | 208 North Center Street | Shelbina, MO 63468 |
| Clarence Branch | 300 East Hazel | Clarence, MO 63437 |