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346 North Mayo Trail
Pikeville, KY 41501

Community Trust Bank, Inc. is headquartered in Pikeville and is the 2nd largest bank in the state of Kentucky. It is also the 247th largest bank in the nation. It was established in 1903 and as of December of 2017, it had grown to 942 employees at 80 locations. Community Trust Bank, Inc. has an A health rating.

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Reviews (1)

Average Banking Experience

Overall, it is a decent bank but I have been interested in switching several times. There are no outrageous fees and you are able to set up your checking account so that it is not possible to overdraw your account. Their app and online presence is below average. You are not able to do online deposits and it the username they give you is difficult to remember. Overall, it is only useful to checking account balances and seeing what in pending on your account. The main issue we have had a couple of times that have made me tempted to switch is they sometimes fail at fulfilling auto pay even though there is plenty of funds available. It has happened with a couple of companies that we have bills with and we have had to switch to paying manually. Honestly, the only reason we haven't switched is because a lot of the local banks around here have a lot of fees in comparison to Community Trust Bank.


Health Grade Components

FDIC Certificate #2720
Year Established1903
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD9.2%
Annual Interest Income$155.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$4.11B$3.91B
LoansQ4 2017vs Q4 2016$3.09B$2.90B
DepositsQ4 2017vs Q4 2016$3.28B$3.09B
Equity CapitalQ4 2017vs Q4 2016$559.1MM$531.5MM
Loan Loss AllowanceQ4 2017vs Q4 2016$36.2MM$35.9MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$26.9MM$24.6MM
Real Estate OwnedQ4 2017vs Q4 2016$32.0MM$35.9MM

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