Compass Credit Union

Overview / Commentary
131 George St
Oswego, NY 13126

Compass Credit Union is headquartered in Oswego and is the 95th largest credit union in the state of New York. It is also the 1,980th largest credit union in the nation. It was established in 1966 and as of December of 2021, it had grown to 18 employees and 7,465 members at 6 locations. Compass Credit Union's money market rates are 48% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Oswego County.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Compass Credit Union has a relatively low asset base.

Health Grade Components

NCUA #17665
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD6.47%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$85.8MM$75.4MM
LoansQ4 2021vs Q4 2020$40.3MM$36.9MM
DepositsQ4 2021vs Q4 2020$73.2MM$63.7MM
Equity CapitalQ4 2021vs Q4 2020$11.9MM$11.1MM
Loan Loss AllowanceQ4 2021vs Q4 2020$320.00K$338.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$252.00K$425.00K
Real Estate OwnedQ4 2021vs Q4 2020$68.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Compass Credit Union Savings Account Rates

0.15%$100-Regular Savings
0.15%$100-Christmas Club
0.15%$100-Special Savings
0.15%$5-Young Bucks
0.15%$5-Teen Tycoons
0.15%$5-IRA Savings

Compass Credit Union Money Market Rates

0.65%*$25k*-Money Market Account
OTHER TIERS: 0.50% $10k - $25k

Compass Credit Union Checking Account Rates

1.25%$1k$25kPremier Checking

Compass Credit Union CD Rates

0.80%$1k-3 Year CD
0.80%$1k-4 Year CD
0.80%$1k-5 Year CD
0.80%$200-3 Year Young Bucks Club CD
0.80%$200-4 Year Young Bucks Club CD
0.80%$200-5 Year Young Bucks Club CD
0.80%$200-3 Year Teen Club CD
0.80%$200-4 Year Teen Club CD
0.80%$200-5 Year Teen Club CD
0.75%$1k-2 Year CD
0.75%$200-2 Year Young Bucks Club CD
0.75%$200-2 Year Teen Club CD
0.60%$1k-18 Month CD
0.60%$200-18 Month Young Bucks Club CD
0.60%$200-18 Month Teen Club CD
0.45%$1k-1 Year CD
0.45%$200-1 Year Young Bucks Club CD
0.45%$200-1 Year Teen Club CD
0.30%$1k-6 Month CD
0.30%$200-6 Month Young Bucks Club CD
0.30%$200-6 Month Teen Club CD

Compass Credit Union IRA Rates

0.80%$1k-3 Year IRA
0.80%$1k-4 Year IRA
0.80%$1k-5 Year IRA
0.75%$1k-2 Year IRA
0.60%$1k-18 Month IRA
0.45%$1k-1 Year IRA
0.30%$1k-6 Month IRA

Compass Credit Union Locations
Branch Office110 W 6th StOswego, NY 13126
Branch Office131 George StOswego, NY 13126-2915
Branch Office448 County Route 1AOswego, NY 13126
Branch Office208 N 2nd StFulton, NY 13069
Branch Office300 W 1st StOswego, NY 13126
Branch OfficeSUNY Oswego 150 B Morano CenterOswego, NY 13126

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