Compass Credit Union

Overview / Commentary
131 George St
Oswego, NY 13126

Compass Credit Union is headquartered in Oswego and is the 96th largest credit union in the state of New York. It is also the 1,974th largest credit union in the nation. It was established in 1966 and as of December of 2023, it had grown to 21 employees and 7,917 members at 7 locations. Compass Credit Union's money market rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Oswego County.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Compass Credit Union has a relatively low asset base.

Health Grade Components

NCUA #17665
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD5.07%
Annual Interest Income$3.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$84.9MM$90.2MM
LoansQ4 2023vs Q4 2022$53.9MM$48.8MM
DepositsQ4 2023vs Q4 2022$70.5MM$73.7MM
Equity CapitalQ4 2023vs Q4 2022$13.2MM$12.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$320K$298K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$390K$729K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Compass Credit Union Savings Account Rates

0.25%$100-Regular Savings
0.25%$100-Christmas Club
0.25%$100-Special Savings
0.25%$5-Young Bucks
0.25%$5-Teen Tycoons
0.25%$5-IRA Savings

Compass Credit Union Money Market Rates

1.60%*$250k*-Money Market Account
OTHER TIERS: 1.00% $10k - $25k | 1.15% $25k - $50k | 1.30% $50k - $100k | 1.45% $100k - $250k

Compass Credit Union Checking Account Rates

1.25%$1k$25kPremier Checking

Compass Credit Union CD Rates

4.50%$1k-18 Month CD Special - New Money
1.80%$1k-3 Year CD
1.80%$1k-4 Year CD
1.80%$1k-5 Year CD
1.80%$200-3 Year Young Bucks Club CD
1.80%$200-4 Year Young Bucks Club CD
1.80%$200-5 Year Young Bucks Club CD
1.80%$200-3 Year Teen Club CD
1.80%$200-4 Year Teen Club CD
1.80%$200-5 Year Teen Club CD
1.75%$1k-2 Year CD
1.75%$200-2 Year Young Bucks Club CD
1.75%$200-2 Year Teen Club CD
1.60%$1k-18 Month CD
1.60%$200-18 Month Young Bucks Club CD
1.60%$200-18 Month Teen Club CD
1.45%$1k-1 Year CD
1.45%$200-1 Year Young Bucks Club CD
1.45%$200-1 Year Teen Club CD
1.30%$1k-6 Month CD
1.30%$200-6 Month Young Bucks Club CD
1.30%$200-6 Month Teen Club CD

Compass Credit Union IRA Rates

1.80%$1k-3 Year IRA
1.80%$1k-4 Year IRA
1.80%$1k-5 Year IRA
1.75%$1k-2 Year IRA
1.60%$1k-18 Month IRA
1.45%$1k-1 Year IRA
1.30%$1k-6 Month IRA

Compass Credit Union Locations
Branch Office110 W 6th StOswego, NY 13126
Branch Office131 George StOswego, NY 13126-2915
Branch Office448 County Route 1AOswego, NY 13126
Branch Office208 N 2nd StFulton, NY 13069
Branch Office300 W 1st StOswego, NY 13126
Branch OfficeSUNY Oswego 150 B Morano CenterOswego, NY 13126
Corporate Office8520 S Sandy PkwySandy, UT 84070-6422

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