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Complex Community Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.comcfcu.com
432-550-9126
4900 East 52nd St.
Odessa, TX 79762

Complex Community Federal Credit Union is headquartered in Odessa and is the 45th largest credit union in the state of Texas. It is also the 519th largest credit union in the nation. It was established in 1958 and as of December of 2024, it had grown to 144 employees and 43,180 members at 10 locations. Complex Community Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Complex Community Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Andrews, Crane, Ector, Gaines, Howard, Lubbock, Martin, Midland, Pecos, Reeves, Upton, Ward, or Winkler. Family members and roommates of existing Complex Community Federal Credit Union also qualify for membership.
See current membership details

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Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #12697
Year Chartered1958
Employees144
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD9.43%
Annual Interest Income$37.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$827.5MM$756.9MM
LoansQ4 2024vs Q4 2023$496MM$486.8MM
DepositsQ4 2024vs Q4 2023$651.4MM$593.3MM
Equity CapitalQ4 2024vs Q4 2023$85.2MM$76.9MM
Loan Loss AllowanceQ4 2024vs Q4 2023$3.4MM$1.4MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$2.9MM$1.9MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/22/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Complex Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Complex Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$0-Christmas Club
0.25%$100-Regular Shares

Complex Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.68%*$50k*-Big MMAC
OTHER TIERS: 0.58% → $2k - $15k | 0.63% → $15k - $50k
0.58%$10-Campus MMAC

Complex Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.24%$0-12 Month Jumbo CD
4.13%$0-12 Month Members Advantage CD
4.08%$0-12 Month CD
4.03%$0-6 Month Members Advantage CD
4.03%$0-6 Month Campus CD
3.98%$0-6 Month CD
3.61%$0-24 Month Members Advantage CD
3.56%$0-24 Month CD
3.35%$0-36 Month Members Advantage CD
3.30%$0-36 Month CD
3.10%$0-60 Month Members Advantage CD
3.04%$0-60 Month CD

Complex Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.24%$0-12 Month Jumbo IRA
4.13%$0-12 Month Members Advantage IRA
4.08%$0-12 Month IRA
4.03%$0-6 Month Members Advantage IRA
3.98%$0-6 Month IRA
3.61%$0-24 Month Members Advantage IRA
3.56%$0-24 Month IRA
3.35%$0-36 Month Members Advantage IRA
3.30%$0-36 Month IRA
3.10%$0-60 Month Members Advantage IRA
3.04%$0-60 Month IRA
0.68%*$50k*-IRAs
OTHER TIERS: 0.58% → $0 - $10k | 0.63% → $10k - $50k
Locations


Cities: Andrews, Big Spring, Lubbock, Midland, Monahans, Odessa

Andrews Branches
Branch Office1301 N Main StAndrews, TX 79714

Big Spring Branches
Branch Office503 E FM 700Big Spring, TX 79720

Lubbock Branches
Branch Office6402 Frankford AveLubbock, TX 79424
Branch Office8603 University AveLubbock, TX 79423

Midland Branches
Branch Office310 W Longview AveMidland, TX 79701
Branch Office3512 N Midkiff RdMidland, TX 79705

Monahans Branches
Branch Office1117 S Stockton AveMonahans, TX 79756

Odessa Branches
Branch Office4900 E 52nd StOdessa, TX 79762
Branch Office2201 S Grandview AveOdessa, TX 79766
Branch Office2200 Linda AveOdessa, TX 79763

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