Complex Community Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.comcfcu.com

432-550-9126

4900 East 52nd St.
Odessa, TX 79762

Complex Community Federal Credit Union is headquartered in Odessa and is the 48^th largest credit union in the state of Texas. It is also the 559^th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 147 employees and 43,505 members at 10 locations. Complex Community Federal Credit Union's CD rates are 5X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Complex Community Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Andrews, Crane, Ector, Gaines, Howard, Lubbock, Martin, Midland, Pecos, Reeves, Upton, Ward, or Winkler. Family members and roommates of existing Complex Community Federal Credit Union also qualify for membership.
See current membership details

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	12697
Year Chartered	1958
Employees	147
Primary Regulator

Profit Margin
Return on Assets - YTD	1.57%
Return on Equity - YTD	13.75%
Annual Interest Income	$9.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$771.5MM$770.2MM
Loans	Q1 2025vs Q1 2024	$505.5MM$494MM
Deposits	Q1 2025vs Q1 2024	$673.8MM$605.1MM
Equity Capital	Q1 2025vs Q1 2024	$91MM$78MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.7MM$1.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.3MM$1.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$167K$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Complex Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Complex Community Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$0	-	Christmas Club
0.25%	$100	-	Regular Shares

Complex Community Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.68%^*	$50k^*	-	Big MMAC
OTHER TIERS: 0.58% → $2k - $15k \| 0.63% → $15k - $50k
0.58%	$10	-	Campus MMAC

Complex Community Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.24%	$0	-	12 Month Jumbo CD
4.13%	$0	-	12 Month Members Advantage CD
4.08%	$0	-	12 Month CD
4.03%	$0	-	6 Month Members Advantage CD
4.03%	$0	-	6 Month Campus CD
3.98%	$0	-	6 Month CD
3.61%	$0	-	24 Month Members Advantage CD
3.56%	$0	-	24 Month CD
3.35%	$0	-	36 Month Members Advantage CD
3.30%	$0	-	36 Month CD
3.10%	$0	-	60 Month Members Advantage CD
3.04%	$0	-	60 Month CD

Complex Community Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.24%	$0	-	12 Month Jumbo IRA
4.13%	$0	-	12 Month Members Advantage IRA
4.08%	$0	-	12 Month IRA
4.03%	$0	-	6 Month Members Advantage IRA
3.98%	$0	-	6 Month IRA
3.61%	$0	-	24 Month Members Advantage IRA
3.56%	$0	-	24 Month IRA
3.35%	$0	-	36 Month Members Advantage IRA
3.30%	$0	-	36 Month IRA
3.10%	$0	-	60 Month Members Advantage IRA
3.04%	$0	-	60 Month IRA
0.68%^*	$50k^*	-	IRAs
OTHER TIERS: 0.58% → $0 - $10k \| 0.63% → $10k - $50k

Locations

Cities: Andrews, Big Spring, Lubbock, Midland, Monahans, Odessa

Andrews Branches
Branch Office	1301 N Main St	Andrews, TX 79714

Big Spring Branches
Branch Office	503 E FM 700	Big Spring, TX 79720

Lubbock Branches
Branch Office	6402 Frankford Ave	Lubbock, TX 79424
Branch Office	8603 University Ave	Lubbock, TX 79423

Midland Branches
Branch Office	310 W Longview Ave	Midland, TX 79701
Branch Office	3512 N Midkiff Rd	Midland, TX 79705

Monahans Branches
Branch Office	1117 S Stockton Ave	Monahans, TX 79756

Odessa Branches
Branch Office	4900 E 52nd St	Odessa, TX 79762
Branch Office	2201 S Grandview Ave	Odessa, TX 79766
Branch Office	2200 Linda Ave	Odessa, TX 79763

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