Complex Community Federal Credit Union

Overview / Commentary
4900 East 52nd St.
Odessa, TX 79762

Complex Community Federal Credit Union is headquartered in Odessa and is the 47th largest credit union in the state of Texas. It is also the 553rd largest credit union in the nation. It was established in 1958 and as of March of 2024, it had grown to 147 employees and 42,530 members at 10 locations. Complex Community Federal Credit Union's CD rates are 6X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Complex Community Federal Credit Union is open to those who live, work, worship, or attend school in the Texas counties of Andrews, Crane, Ector, Gaines, Howard, Lubbock, Martin, Midland, Pecos, Reeves, Upton, Ward, or Winkler. Family members and roommates of existing Complex Community Federal Credit Union also qualify for membership.
See current membership details


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Health Grade Components

NCUA #12697
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD15.07%
Annual Interest Income$8.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$770.2MM$660.1MM
LoansQ1 2024vs Q1 2023$494MM$446.8MM
DepositsQ1 2024vs Q1 2023$605.1MM$581MM
Equity CapitalQ1 2024vs Q1 2023$78MM$69.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$1.5MM$1.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1.7MM$912K
Real Estate OwnedQ1 2024vs Q1 2023$0$113K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Complex Community Federal Credit Union Savings Account Rates

OTHER TIERS: 0.58% $0 - $10k | 0.63% $10k - $50k
0.25%$0-Christmas Club
0.25%$100-Regular Shares

Complex Community Federal Credit Union Money Market Rates

0.68%*$50k*-Big MMAC
OTHER TIERS: 0.58% $2k - $15k | 0.63% $15k - $50k
0.58%$10-Campus MMAC

Complex Community Federal Credit Union CD Rates

5.27%$0-12 Month Jumbo CD
5.17%$0-12 Month Members Advantage CD
5.12%$0-12 Month CD
4.91%$0-6 Month Members Advantage CD
4.91%$0-6 Month Campus CD
4.85%$0-6 Month CD
3.09%$0-24 Month Members Advantage CD
3.04%$0-24 Month CD
2.27%$0-60 Month Members Advantage CD
2.22%$0-60 Month CD
2.17%$0-36 Month Members Advantage CD
2.12%$0-36 Month CD

Complex Community Federal Credit Union IRA Rates

5.27%$0-12 Month Jumbo IRA
5.17%$0-12 Month Members Advantage IRA
5.12%$0-12 Month IRA
4.91%$0-6 Month Members Advantage IRA
4.85%$0-6 Month IRA
3.09%$0-24 Month Members Advantage IRA
3.04%$0-24 Month IRA
2.27%$0-60 Month Members Advantage IRA
2.22%$0-60 Month IRA
2.17%$0-36 Month Members Advantage IRA
2.12%$0-36 Month IRA

Cities: Andrews, Big Spring, Lubbock, Midland, Monahans, Odessa

Andrews Branches
Branch Office1301 N Main StAndrews, TX 79714

Big Spring Branches
Branch Office503 E FM 700Big Spring, TX 79720

Lubbock Branches
Branch Office6402 Frankford AveLubbock, TX 79424
Branch Office8603 University AveLubbock, TX 79423

Midland Branches
Branch Office310 W Longview AveMidland, TX 79701
Branch Office3512 N Midkiff RdMidland, TX 79705

Monahans Branches
Branch Office1117 S Stockton AveMonahans, TX 79756

Odessa Branches
Branch Office4900 E 52nd StOdessa, TX 79762
Branch Office2201 S Grandview AveOdessa, TX 79766
Branch Office2200 Linda AveOdessa, TX 79763

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