Overview / Commentary
3215 Loop 306
San Angelo, TX 76904

Concho Educators Federal Credit Union is headquartered in San Angelo and is the 145th largest credit union in the state of Texas. It is also the 1,858th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 25 employees and 6,747 members at 4 locations. Concho Educators Federal Credit Union's CD rates are 67% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to employees and students of schools in the counties of Coke, Concho, Crockett, Irion, Schleicher, Sutton, Tom Green and Menard and also to those who live, work, worship or attend school in Tom Green County.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Concho Educators Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #4684
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD6.08%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$77.5MM$76.4MM
LoansQ4 2018vs Q4 2017$33.4MM$33.0MM
DepositsQ4 2018vs Q4 2017$69.8MM$69.0MM
Equity CapitalQ4 2018vs Q4 2017$6.6MM$6.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$65.00K$70.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$430.00K$51.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Concho Educators Federal Credit Union Savings Account Rates

0.10%$25-Primary Share Savings Account
0.10%$25-Willie Wise Share Account
0.05%--Special Share Savings Account
0.05%--Trust Share Savings Account
0.05%--Organization Share Account

Concho Educators Federal Credit Union Money Market Rates

0.55%*$50k*-Super Money Market Account
OTHER TIERS: 0.40% $2.5k - $10k | 0.45% $10k - $25k | 0.50% $25k - $50k

Concho Educators Federal Credit Union Checking Account Rates

0.15%--Choice Checking Account
0.10%--Advantage Checking Account

Concho Educators Federal Credit Union CD Rates

2.25%$500-5 Year Certificate
2.00%$500-4 Year Certificate
2.00%$90k-3 Year Jumbo Certificate
1.75%$500-2 Year Certificate
1.75%$500-3 Year Certificate
1.75%$90k-2 Year Jumbo Certificate
1.50%$90k-1 Year Jumbo Certificate
1.25%$500-1 Year Certificate
0.75%$90k-6 Month Jumbo Certificate
0.50%$500-6 Month Certificate

Concho Educators Federal Credit Union IRA Rates

1.75%$500-3 Year IRA Certificate
1.50%$500-2 Year IRA Certificate
1.25%$500-1 Year IRA Certificate

Concho Educators Federal Credit Union Locations
Branch Office1967 W Beauregard AveSan Angelo, TX 76901
Branch Office2610 W Avenue NSan Angelo, TX 76904
Branch Office3215 Loop 306San Angelo, TX 76904
Branch Office2239 N Bryant BlvdSan Angelo, TX 76903

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