Overview / Commentary
Concho Valley Credit Union is headquartered in San Angelo and is the 245th largest credit union in the state of Texas. It is also the 3,092nd largest credit union in the nation. It was established in 1930 and as of March of 2025, it had grown to 5 employees and 1,409 members at 1 location. Concho Valley Credit Union has a B health rating.
Field of Membership Restrictions
Concho Valley Credit Union is open to anyone who lives, works, or worships in Tom Green County.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Concho Valley Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67473 |
| Year Chartered | 1930 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.72% |
| Return on Equity - YTD | 6.37% |
| Annual Interest Income | $260K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $23.7MM$23.5MM |
| Loans | Q1 2025vs Q1 2024 | $11.5MM$10.5MM |
| Deposits | Q1 2025vs Q1 2024 | $20.8MM$21MM |
| Equity Capital | Q1 2025vs Q1 2024 | $2.7MM$2.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $30K$137K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $11K$13K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |