Concordia Bank & Trust Company

Overview / Commentary

318-336-5258

904 Carter Street
Vidalia, LA 71373

Concordia Bank & Trust Company is headquartered in Vidalia and is the 26^th largest bank in the state of Louisiana. It is also the 1,454^th largest bank in the nation. It was established in 1903 and as of June of 2021, it had grown to 115 employees at 9 locations. Concordia Bank & Trust Company has an A health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q2 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	8527
Year Established	1903
Employees	115
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.36%
Return on Equity - YTD	11.99%
Annual Interest Income	$10.8MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$614.0MM$580.5MM
Loans	Q2 2021vs Q2 2020	$309.4MM$312.5MM
Deposits	Q2 2021vs Q2 2020	$524.3MM$491.1MM
Equity Capital	Q2 2021vs Q2 2020	$69.3MM$67.4MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$1.7MM$1.5MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$3.6MM$5.9MM
Real Estate Owned	Q2 2021vs Q2 2020	$3.1MM$3.8MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Concordia Bank & Trust Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Concordia Bank & Trust Company Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Bank-at-School
0.25%	$1	-	Christmas Club
0.10%	-	-	Blue Chip

Concordia Bank & Trust Company Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$500k^*	-	Money Market
OTHER TIERS: 0.10% → Up to $100k \| 0.25% → $100k - $500k

Concordia Bank & Trust Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	-	-	NOW Account
0.05%	-	-	Mature Market NOW Account
0.05%	-	-	Charitable Interest Checking

Concordia Bank & Trust Company CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$1k	-	60 Month CD
0.40%	$1k	-	48 Month CD
0.35%	$1k	-	24 Month CD
0.35%	$1k	-	30 Month CD
0.30%	$1k	-	12 Month CD
0.30%	$1k	-	18 Month CD
0.10%	$2.5k	-	6 Month CD
0.05%	$2.5k	-	1 Month CD
0.05%	$2.5k	-	2 Month CD
0.05%	$2.5k	-	3 Month CD

Concordia Bank & Trust Company IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$100	-	18 Month Variable Traditional IRA
1.00%	$100	-	18 Month Variable Roth IRA
1.00%	$100	-	60 Month Variable Roth IRA
0.50%	$1k	-	60 Month Roth IRA
0.35%	$1k	-	24 Month Roth IRA
0.35%	$1k	-	30 Month Roth IRA
0.30%	$1k	-	12 Month Roth IRA
0.30%	$1k	-	18 Month Roth IRA
0.10%	$1k	-	6 Month Roth IRA

Locations

Concordia Bank & Trust Company Locations
Ferriday Branch	201 Louisiana Avenue	Ferriday, LA 71334
Downtown Natchez Branch	300 Main Street	Natchez, MS 39120
South Natchez Branch	45 Sargeant Road	Natchez, MS 39120
Wilkinson County Branch	498 Main Street	Woodville, MS 39669
North Natchez Branch	516 Hwy 61 North	Natchez, MS 39120
Monterey Branch	6292 Highway 129	Monterey, LA 71354
Concordia Bank & Trust Company	904 Carter Street	Vidalia, LA 71373
Willow Grove Branch	8200 Village Plaza Court	Baton Rouge, LA 70810

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.