Concordia Bank & Trust Company

Overview / Commentary
904 Carter Street
Vidalia, LA 71373

Concordia Bank & Trust Company is headquartered in Vidalia and is the 25th largest bank in the state of Louisiana. It is also the 1,362nd largest bank in the nation. It was established in 1903 and as of June of 2022, it had grown to 107 employees at 9 locations. Concordia Bank & Trust Company has a B+ health rating.


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Health Grade Components

FDIC Certificate #8527
Year Established1903
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.01%
Return on Equity - YTD10.91%
Annual Interest Income$10.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$667.1MM$614.0MM
LoansQ2 2022vs Q2 2021$299.6MM$309.4MM
DepositsQ2 2022vs Q2 2021$596.7MM$524.3MM
Equity CapitalQ2 2022vs Q2 2021$50.9MM$69.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.2MM$1.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$2.6MM$3.6MM
Real Estate OwnedQ2 2022vs Q2 2021$846.00K$3.1MM

Rates for Concordia Bank & Trust Company are currently being reviewed.


Concordia Bank & Trust Company Locations
Ferriday Branch201 Louisiana AvenueFerriday, LA 71334
Downtown Natchez Branch300 Main StreetNatchez, MS 39120
South Natchez Branch45 Sargeant RoadNatchez, MS 39120
Wilkinson County Branch498 Main StreetWoodville, MS 39669
North Natchez Branch516 Hwy 61 NorthNatchez, MS 39120
Monterey Branch6292 Highway 129Monterey, LA 71354
Concordia Bank & Trust Company904 Carter StVidalia, LA 71373
Willow Grove Branch8200 Village Plaza CourtBaton Rouge, LA 70810

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