Overview / Commentary
Concordia Bank & Trust Company is headquartered in Vidalia and is the 27th largest bank in the state of Louisiana. It is also the 1,414th largest bank in the nation. It was established in 1903 and as of December of 2018, it had grown to 121 employees at 7 locations. Concordia Bank & Trust Company's money market rates are 2X the national average, and it has a B+ health rating.
Health
B+
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8527 |
| Year Established | 1903 |
| Employees | 121 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.16% |
| Return on Equity - YTD | 9.61% |
| Annual Interest Income | $18.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $506.5MM$520.4MM |
| Loans | Q4 2018vs Q4 2017 | $252.9MM$244.3MM |
| Deposits | Q4 2018vs Q4 2017 | $424.0MM$440.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $61.3MM$61.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.1MM$983.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.0MM$3.0MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $2.3MM$1.3MM |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Concordia Bank & Trust Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Blue Chip | |
| 0.25% | - | - | Christmas Club |
Concordia Bank & Trust Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | - | Money Market |
Concordia Bank & Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | NOW Account | |
| 0.15% | - | - | Mature Market NOW Account | |
| 0.15% | - | - | Charitable Interest Checking |
Concordia Bank & Trust Company CD Rates
Concordia Bank & Trust Company IRA Rates
Locations
| Concordia Bank & Trust Company Locations | ||
|---|---|---|
| Ferriday Branch | 201 Louisiana Avenue | Ferriday, LA 71334 |
| Monterey Branch | 6292 Highway 129 | Monterey, LA 71354 |
| Concordia Bank & Trust Company | 904 Carter Street | Vidalia, LA 71373 |
| Downtown Natchez Branch | 300 Main Street | Natchez, MS 39120 |
| South Natchez Branch | 45 Sargeant Road | Natchez, MS 39120 |
| Wilkinson County Branch | 498 Main Street | Woodville, MS 39669 |
| North Natchez Branch | 516 Hwy 61 North | Natchez, MS 39120 |