Concordia Bank & Trust Company
LOCATIONS
7
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HEALTH RATING
B+
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CURRENT TOP RATE
0.25% APY
Christmas Club
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Popular Accounts at this Bank
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.15% | Savings | Blue Chip 1.00% - Ally Bank Online Savings Account |
| 0.25% | Money Market | Money Market 0.85% - Ally Bank Money Market Account |
| 0.10% | Checking | NOW Account 0.13% - National Average |
Overview / Commentary
Concordia Bank & Trust Company is headquartered in Vidalia and is the 27th largest bank in the state of Louisiana. It is also the 1,375th largest bank in the nation. It was established in 1903 and as of June of 2016, it had grown to 120 employees at 7 locations. Concordia Bank & Trust Company has a B+ health rating.
Health
B+
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 8527 |
| Year Established | 1903 |
| Employees | 120 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.22% |
| Return on Equity - YTD | 10.15% |
| Annual Interest Income | $8.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $506.5MM$522.8MM |
| Loans | Q2 2016vs Q2 2015 | $217.9MM$230.2MM |
| Deposits | Q2 2016vs Q2 2015 | $425.1MM$441.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $62.3MM$61.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $927.00K$910.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $2.2MM$3.6MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $1.6MM$2.1MM |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Concordia Bank & Trust Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Christmas Club | |
| 0.15% | $100 | - | Blue Chip |
Concordia Bank & Trust Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.10% → Up to $50k | 0.15% → $50k - $100k | |||||
Concordia Bank & Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $500 | - | Mature Market NOW Account | |
| 0.10% | $1k | - | NOW Account |
Locations
| Concordia Bank & Trust Company Locations | ||
|---|---|---|
| Ferriday Branch | 201 Louisiana Avenue | Ferriday, LA 71334 |
| Monterey Branch | 6292 Highway 129 | Monterey, LA 71354 |
| Concordia Bank & Trust Company | 904 Carter Street | Vidalia, LA 71373 |
| Downtown Natchez Branch | 300 Main Street | Natchez, MS 39120 |
| South Natchez Branch | 45 Sargeant Road | Natchez, MS 39120 |
| Wilkinson County Branch | 498 Main Street | Woodville, MS 39669 |
| North Natchez Branch | 516 Hwy 61 North | Natchez, MS 39120 |