Overview / Commentary
Concordia Bank is headquartered in Concordia and is the 212th largest bank in the state of Missouri. It is also the 4,535th largest bank in the nation. It was established in 1932 and as of December of 2018, it had grown to 21 employees at 4 locations. Concordia Bank has a C+ health rating.
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Health
C+
Data as of Q4 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Concordia Bank has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 13788 |
| Year Established | 1932 |
| Employees | 21 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.94% |
| Return on Equity - YTD | 9.98% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $74.2MM$68.3MM |
| Loans | Q4 2018vs Q4 2017 | $53.0MM$46.2MM |
| Deposits | Q4 2018vs Q4 2017 | $66.3MM$61.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $7.3MM$6.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $353.00K$280.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.0MM$0 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $220.00K$275.00K |
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Always verify rates and promotions with the bank or credit union. We are not Concordia Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Concordia Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | - | $10k | Kasasa Saver | ||
| OTHER TIERS: 0.10% → $10k+ | |||||
Concordia Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.02%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.15% → $10k+ | |||||
Locations
| Concordia Bank Locations | ||
|---|---|---|
| Concordia Bank | 325 South 2nd Street | Odessa, MO 64076 |
| Laurie Branch | 504 North Main Street | Laurie, MO 65038 |
| Concordia Bank Of Concordia, Missouri | 547 Main Street | Concordia, MO 64020 |
| Drive Facility | 302 West Williams Street | Concordia, MO 64020 |