Congressional Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

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Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

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Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.congressionalfcu.org

703-934-8300

10461 White Granite Dr Ste 102
Oakton, VA 22124

Congressional Federal Credit Union is headquartered in Oakton and is the 13^th largest credit union in the state of Virginia. It is also the 372^nd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 156 employees and 48,286 members at 4 locations. Congressional Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Congressional Federal Credit Union is open to those who work for the U.S. House of Representatives, to certified lobbyists and employees of lobbyists, employees of the legislative branch of the U.S. government and other Select Employer Groups. Individuals who live, work, or attend school in specific areas of the Washington, D. C. are also eligible to join.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	8797
Year Chartered	1953
Employees	156
Primary Regulator

Profit Margin
Return on Assets - YTD	0.56%
Return on Equity - YTD	5.66%
Annual Interest Income	$14.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.29B$1.23B
Loans	Q1 2025vs Q1 2024	$727.6MM$727.1MM
Deposits	Q1 2025vs Q1 2024	$1.16B$1.11B
Equity Capital	Q1 2025vs Q1 2024	$125.1MM$105.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.7MM$7.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$7.3MM$7.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Congressional Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	$0	-	Membership Savings Account
0.15%	$0	-	Second Savings Account
0.15%	$0	-	Kids Savings Account
0.15%	$0	-	Holiday Club Account
0.15%	$0	-	Student Savings Account

Congressional Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.70%^*	$250k^*	-	Money Market Account
OTHER TIERS: 1.10% → $0 - $10k \| 1.20% → $10k - $25k \| 1.25% → $25k - $50k \| 1.50% → $50k - $100k \| 1.60% → $100k - $250k

Congressional Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1k	-	Capitol Checking

Congressional Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$100k	-	1 Year Jumbo CD
4.10%	$100	$1k	1 Year Flexible Saver CD
4.10%	$1k	-	1 Year CD
4.05%	$100k	-	3 Year Jumbo CD
4.00%	$1k	-	5 Year CD
3.95%	$100k	-	6 Month Jumbo CD
3.95%	$1k	-	3 Year CD
3.95%	$1k	-	4 Year CD
3.95%	$100k	-	2 Year Jumbo CD
3.85%	$1k	-	6 Month CD
3.85%	$1k	-	2 Year CD
2.90%	$100k	-	90 Day Jumbo CD

Congressional Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.20%	$100k	-	1 Year Jumbo IRA
4.10%	$1k	-	1 Year IRA
4.10%	$100	$1k	1 Year Flexible Saver IRA
4.05%	$100k	-	3 Year Jumbo IRA
4.00%	$1k	-	5 Year IRA
3.95%	$100k	-	6 Month Jumbo IRA
3.95%	$1k	-	3 Year IRA
3.95%	$1k	-	4 Year IRA
3.95%	$100k	-	2 Year Jumbo IRA
3.85%	$1k	-	6 Month IRA
3.85%	$1k	-	2 Year IRA
2.90%	$100k	-	90 Day Jumbo IRA
1.60%^*	$100k^*	-	IRA Daily Account
OTHER TIERS: 1.10% → $0 - $20k \| 1.25% → $20k - $50k \| 1.50% → $50k - $100k

Locations

Congressional Federal Credit Union Locations
Branch Office	10461 White Granite Dr Ste 102	Oakton, VA 22124
Branch Office	Room B 203 Longworth House Office Bldg	Washington, DC 20515
Branch Office	Room 353 Ford House Office Bldg	Washington, DC 20515
Branch Office	Room H 129 US Capitol	Washington, DC 20515

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