Construction Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cfcuonline.com

248-358-4140

30400 Telegraph Road, Suite 122
Bingham Farms, MI 48025

Construction Federal Credit Union is headquartered in Bingham Farms and is the 158^th largest credit union in the state of Michigan. It is also the 3,030^th largest credit union in the nation. It was established in 1974 and as of March of 2025, it had grown to 3 employees and 1,174 members at 1 location. Construction Federal Credit Union's CD rates are 5X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Construction Federal Credit Union is open to members of the Construction Association of Michigan.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Construction Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	21798
Year Chartered	1974
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0%
Return on Equity - YTD	0.02%
Annual Interest Income	$212K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$25.6MM$27.6MM
Loans	Q1 2025vs Q1 2024	$18.6MM$18.9MM
Deposits	Q1 2025vs Q1 2024	$22.1MM$24MM
Equity Capital	Q1 2025vs Q1 2024	$3.5MM$3.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$63K$58K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$32K$31K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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Construction Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2.5k	-	Passbook Savings

Construction Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$2.5k	-	Checking

Construction Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.15%	$2.5k	-	6 Month Certificate
4.05%	$2.5k	-	12 Month Certificate
3.75%	$2.5k	-	18 Month Certificate
3.50%	$2.5k	-	24 Month Certificate
3.25%	$2.5k	-	36 Month Certificate

Construction Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.15%	$2.5k	-	6 Month IRA
4.05%	$2.5k	-	12 Month IRA
3.75%	$2.5k	-	18 Month IRA
3.50%	$2.5k	-	24 Month IRA
3.25%	$2.5k	-	36 Month IRA
0.10%	$25	-	Passbook Savings IRA

Locations

Construction Federal Credit Union Locations
Branch Office	30400 Telegraph Rd Ste 122 Bingham Office Park	Bingham Farms, MI 48025

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