Construction Federal Credit Union


Overview / Commentary
248-358-4140
30400 Telegraph Road, Suite 122 Bingham Office Park
Bingham Farms, MI 48025

Construction Federal Credit Union is headquartered in Bingham Farms and is the 182nd largest credit union in the state of Michigan. It is also the 3,303rd largest credit union in the nation. It was established in 1974 and as of March of 2019, it had grown to 4 employees and 1,402 members at 1 location. Construction Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Construction Federal Credit Union is open to members of the Construction Association of Michigan.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Construction Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #21798
Year Chartered1974
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.13%
Return on Equity - YTD0.87%
Annual Interest Income$160.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$21.0MM$21.5MM
LoansQ1 2019vs Q1 2018$9.1MM$7.1MM
DepositsQ1 2019vs Q1 2018$17.8MM$18.3MM
Equity CapitalQ1 2019vs Q1 2018$3.2MM$3.2MM
Loan Loss AllowanceQ1 2019vs Q1 2018$155.00K$165.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$144.00K$182.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Construction Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.87%$100k-Jumbo IRA Savings
0.60%$1-Pass Book Savings IRA
0.10%$2.5k-Savings

Construction Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$2.5k-Checking

Construction Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$5k-13 Month Certificate Special - New Money
0.83%$100k-12 Month Jumbo Certificate
0.77%*$10k*-36 Month Certificate
OTHER TIERS: 0.74% $2.5k - $10k
0.75%*$10k*-30 Month Certificate
OTHER TIERS: 0.71% $2.5k - $10k
0.73%*$10k*-24 Month Certificate
OTHER TIERS: 0.70% $2.5k - $10k
0.67%*$10k*-18 Month Certificate
OTHER TIERS: 0.60% $2.5k - $10k
0.43%*$10k*-12 Month Certificate
OTHER TIERS: 0.31% $2.5k - $10k
0.23%*$10k*-6 Month Certificate
OTHER TIERS: 0.21% $2.5k - $10k
0.17%*$10k*-3 Month Certificate
OTHER TIERS: 0.15% $2.5k - $10k
0.11%$10k-2 Month Certificate
0.04%$10k-1 Month Certificate

Construction Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.83%$100k-12 Month Jumbo IRA
0.77%*$10k*-36 Month IRA
OTHER TIERS: 0.74% $2.5k - $10k
0.75%*$10k*-30 Month IRA
OTHER TIERS: 0.71% $2.5k - $10k
0.73%*$10k*-24 Month IRA
OTHER TIERS: 0.70% $2.5k - $10k
0.67%*$10k*-18 Month IRA
OTHER TIERS: 0.60% $2.5k - $10k
0.43%*$10k*-12 Month IRA
OTHER TIERS: 0.31% $2.5k - $10k
0.23%*$10k*-6 Month IRA
OTHER TIERS: 0.21% $2.5k - $10k
0.17%*$10k*-3 Month IRA
OTHER TIERS: 0.15% $2.5k - $10k
0.11%$10k-2 Month IRA
0.04%$10k-1 Month IRA
Locations


Construction Federal Credit Union Locations
Branch Office30400 Telegraph Rd Ste 122 Bingham Office ParkBingham Farms, MI 48025

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