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Consumers National Bank


Overview / Commentary
www.consumersbank.com
800-948-1262
614 East Lincoln Way
Minerva, OH 44657

Consumers National Bank is headquartered in Minerva and is the 40th largest bank in the state of Ohio. It is also the 1,291st largest bank in the nation. It was established in 1965 and as of December of 2019, it had grown to 142 employees at 15 locations. Consumers National Bank's money market rates are 3X the national average, and it has an A health rating.

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Reviews (2)

Great Place To Bank

Posted by: |

Friendly people that are from the community. They DO work with small business and help to grow communities.

1

Not Lender Friendly

Posted by: |

thought a small town bank would be more willing to lend and work with small buisness but was wrong.  The employees are extremely friendly and cant say enough good about them.  As far as lending, not good at all.  Tried several time for small loans on equipment ( 10,000 or less) and no go. Also had a case of theft and fraud and ultimatlly was told "not their problem"  lastly could not even get a credit card with them for small/low limit ( wanted 1000 or less)  and still no dice.  All and all they preach they are a small community bank and show all qualitys of a large corperate system.  yes i had some credit problems in the past (over 2 years ago) and i carry a monthly balance of over 15000 and have for a extended amout of time.  If you are considering them for the smalll town feel, you'll be suprised, there employees is where it stops.

3


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #19482
Year Established1965
Employees142
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD11.36%
Annual Interest Income$22.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$574.6MM$516.5MM
LoansQ4 2019vs Q4 2018$395.5MM$331.1MM
DepositsQ4 2019vs Q4 2018$489.5MM$442.6MM
Equity CapitalQ4 2019vs Q4 2018$52.2MM$45.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$4.1MM$3.6MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$613.00K$901.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Consumers National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Consumers National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*-$1kDimes To Dollars Savings Account
OTHER TIERS: 0.03% → $1k+
0.30%*$10k*-Health Savings Account (HSA)
OTHER TIERS: 0.05% → Up to $2.5k | 0.20% → $2.5k - $10k
0.05%*$250k*-Personal Savings Account
OTHER TIERS: 0.03% → Up to $250k
0.05%*$250k*-Business Savings Accounts
OTHER TIERS: 0.03% → Up to $250k
0.03%--Specialty Savings Club
0.03%--Youth Statement Savings
0.03%--IRA Savings Account

Consumers National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$500k*-Consumers Relationship Money Market
OTHER TIERS: 0.50% → Up to $10k | 0.65% → $10k - $25k | 0.75% → $25k - $100k | 1.05% → $100k - $500k
0.30%*$75k*-Consumer Premium MMDA
OTHER TIERS: 0.10% → Up to $20k | 0.15% → $20k - $75k
0.30%*$75k*-Business Premium MMDA
OTHER TIERS: 0.10% → Up to $20k | 0.15% → $20k - $75k

Consumers National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$10kBrilliant High Yield Checking
0.02%--Consumers Relationship Checking

Consumers National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$1k-72 Month CD
0.85%$1k-60 Month CD
0.80%$1k-48 Month CD
0.75%$1k-18 Month CD
0.60%$1k-11 Month CD
0.50%$1k-36 Month CD
0.15%$1k-12 Month CD
0.15%$1k-13 Month CD
0.15%$1k-14 Month CD
0.15%$1k-15 Month CD
0.15%$1k-17 Month CD
0.15%$1k-20 Month CD
0.15%$1k-24 Month CD
0.15%$1k-25 Month CD
0.15%$1k-30 Month CD
0.15%$1k-40 Month CD
0.10%$1k-6 Month CD
0.10%$1k-7 Month CD
0.10%$1k-8 Month CD
0.10%$1k-9 Month CD
0.05%$1k-3 Month CD
0.05%$1k-4 Month CD

Consumers National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$2.5k-72 Month IRA
0.85%$1k-60 Month IRA
0.80%$1k-48 Month IRA
0.75%$1k-18 Month IRA
0.60%$1k-11 Month IRA
0.50%$1k-36 Month IRA
0.15%$1k-12 Month IRA
0.15%$1k-13 Month IRA
0.15%$1k-14 Month IRA
0.15%$1k-15 Month IRA
0.15%$1k-17 Month IRA
0.15%$1k-20 Month IRA
0.15%$1k-24 Month IRA
0.15%$1k-25 Month IRA
0.15%$1k-30 Month IRA
0.15%$1k-40 Month IRA
0.10%$1k-6 Month IRA
0.10%$1k-7 Month IRA
0.10%$1k-8 Month IRA
0.10%$1k-9 Month IRA
0.05%$1k-3 Month IRA
0.05%$1k-4 Month IRA
Locations

Availability



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