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Consumers National Bank


Overview / Commentary
www.consumers.bank
800-948-1262
614 East Lincoln Way
Minerva, OH 44657

Consumers National Bank is headquartered in MINERVA and is the 34th largest bank in the state of Ohio. It is also the 939th largest bank in the nation. It was established in 1965 and as of June of 2023, it had grown to 184 employees at 21 locations. Consumers National Bank's money market rates are 14% higher than the national average, and it has an A health rating.

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Reviews (2)

Great Place To Bank

Posted by: |

Friendly people that are from the community. They DO work with small business and help to grow communities.

1

Not Lender Friendly

Posted by: |

thought a small town bank would be more willing to lend and work with small buisness but was wrong.  The employees are extremely friendly and cant say enough good about them.  As far as lending, not good at all.  Tried several time for small loans on equipment ( 10,000 or less) and no go. Also had a case of theft and fraud and ultimatlly was told "not their problem"  lastly could not even get a credit card with them for small/low limit ( wanted 1000 or less)  and still no dice.  All and all they preach they are a small community bank and show all qualitys of a large corperate system.  yes i had some credit problems in the past (over 2 years ago) and i carry a monthly balance of over 15000 and have for a extended amout of time.  If you are considering them for the smalll town feel, you'll be suprised, there employees is where it stops.

4


Health
A

Data as of Q2 2023

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #19482
Year Established1965
Employees184
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD19.84%
Annual Interest Income$21.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.06B$977.3MM
LoansQ2 2023vs Q2 2022$703.4MM$605.9MM
DepositsQ2 2023vs Q2 2022$952.6MM$886.6MM
Equity CapitalQ2 2023vs Q2 2022$56.3MM$54.8MM
Loan Loss AllowanceQ2 2023vs Q2 2022$7.7MM$7.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$102.00K$431.00K
Real Estate OwnedQ2 2023vs Q2 2022$124.00K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Consumers National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Consumers National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$1kDimes To Dollars Savings Account
OTHER TIERS: 0.03% → $1k+
1.00%*-$1kYouth Savings
OTHER TIERS: 0.03% → $5k+ | 0.25% → $4k - $5k | 0.35% → $3k - $4k | 0.50% → $2k - $3k | 0.75% → $1k - $2k
0.08%*$10k*-Health Savings Account (HSA)
OTHER TIERS: 0.02% → Up to $2.5k | 0.05% → $2.5k - $10k
0.05%*$250k*-Personal Savings Account
OTHER TIERS: 0.03% → Up to $250k
0.05%*$250k*-Business Savings Accounts
OTHER TIERS: 0.03% → $200 - $250k
0.03%--IRA Savings Account
0.03%$10-Holiday Saving

Consumers National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$500k*-Consumers Relationship Money Market
OTHER TIERS: 0.10% → Up to $10k | 0.50% → $10k - $25k | 1.01% → $25k - $100k | 1.50% → $100k - $500k
0.50%*$75k*-Consumer Premium MMDA
OTHER TIERS: 0.10% → Up to $20k | 0.30% → $20k - $75k
0.50%*$75k*-Business Premium MMDA
OTHER TIERS: 0.10% → Up to $20k | 0.30% → $20k - $75k

Consumers National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%-$10kBrilliant High Yield Checking
0.02%--Consumers Relationship Checking

Consumers National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k-7 Month CD
4.03%$1k$1m11 Month CD

Consumers National Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k-7 Month IRA
4.03%$1k-11 Month IRA
Locations

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