Consumers National Bank

Overview / Commentary
614 East Lincoln Way
Minerva, OH 44657

Consumers National Bank is headquartered in MINERVA and is the 34th largest bank in the state of Ohio. It is also the 942nd largest bank in the nation. It was established in 1965 and as of December of 2023, it had grown to 181 employees at 21 locations. Consumers National Bank's money market rates are 14% higher than the national average, and it has an A health rating.

Reviews (2)

Great Place To Bank

Posted by: |

Friendly people that are from the community. They DO work with small business and help to grow communities.

Not Lender Friendly

Posted by: |

thought a small town bank would be more willing to lend and work with small buisness but was wrong.  The employees are extremely friendly and cant say enough good about them.  As far as lending, not good at all.  Tried several time for small loans on equipment ( 10,000 or less) and no go. Also had a case of theft and fraud and ultimatlly was told "not their problem"  lastly could not even get a credit card with them for small/low limit ( wanted 1000 or less)  and still no dice.  All and all they preach they are a small community bank and show all qualitys of a large corperate system.  yes i had some credit problems in the past (over 2 years ago) and i carry a monthly balance of over 15000 and have for a extended amout of time.  If you are considering them for the smalll town feel, you'll be suprised, there employees is where it stops.


Health Grade Components

FDIC Certificate #19482
Year Established1965
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD18.04%
Annual Interest Income$45.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.08B$1.01B
LoansQ4 2023vs Q4 2022$728.3MM$657.4MM
DepositsQ4 2023vs Q4 2022$948.6MM$906.3MM
Equity CapitalQ4 2023vs Q4 2022$63.6MM$50.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$8MM$7.7MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$408K$46K
Real Estate OwnedQ4 2023vs Q4 2022$124K$0
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Always verify rates and promotions with the bank or credit union. We are not Consumers National Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Consumers National Bank Savings Account Rates

3.00%*-$1kDimes To Dollars Savings Account
OTHER TIERS: 0.03% $1k+
1.00%*-$1kYouth Savings
OTHER TIERS: 0.03% $5k+ | 0.25% $4k - $5k | 0.35% $3k - $4k | 0.50% $2k - $3k | 0.75% $1k - $2k
0.08%*$10k*-Health Savings Account (HSA)
OTHER TIERS: 0.02% Up to $2.5k | 0.05% $2.5k - $10k
0.05%*$250k*-Personal Savings Account
OTHER TIERS: 0.03% Up to $250k
0.05%*$250k*-Business Savings Accounts
OTHER TIERS: 0.03% $200 - $250k
0.03%--IRA Savings Account
0.03%$10-Holiday Saving

Consumers National Bank Money Market Rates

2.00%*$500k*-Consumers Relationship Money Market
OTHER TIERS: 0.10% Up to $10k | 0.50% $10k - $25k | 1.01% $25k - $100k | 1.50% $100k - $500k
0.50%*$75k*-Consumer Premium MMDA
OTHER TIERS: 0.10% Up to $20k | 0.30% $20k - $75k
0.50%*$75k*-Business Premium MMDA
OTHER TIERS: 0.10% Up to $20k | 0.30% $20k - $75k

Consumers National Bank Checking Account Rates

1.50%-$10kBrilliant High Yield Checking
0.02%--Consumers Relationship Checking

Consumers National Bank CD Rates

4.75%$1k-7 Month CD
4.35%$1k$1m11 Month CD
3.00%$1k-15 Month CD

Consumers National Bank IRA Rates

4.75%$1k-7 Month IRA
4.35%$1k-11 Month IRA
3.00%$1k-15 Month IRA


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