Consumers National Bank is headquartered in Minerva and is the 36th largest bank in the state of Ohio. It is also the 1,003rd largest bank in the nation. It was established in 1965 and as of June of 2022, it had grown to 184 employees at 21 locations. Consumers National Bank has an A health rating.
Friendly people that are from the community. They DO work with small business and help to grow communities.
thought a small town bank would be more willing to lend and work with small buisness but was wrong. The employees are extremely friendly and cant say enough good about them. As far as lending, not good at all. Tried several time for small loans on equipment ( 10,000 or less) and no go. Also had a case of theft and fraud and ultimatlly was told "not their problem" lastly could not even get a credit card with them for small/low limit ( wanted 1000 or less) and still no dice. All and all they preach they are a small community bank and show all qualitys of a large corperate system. yes i had some credit problems in the past (over 2 years ago) and i carry a monthly balance of over 15000 and have for a extended amout of time. If you are considering them for the smalll town feel, you'll be suprised, there employees is where it stops.
Overall | |
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FDIC Certificate # | 19482 |
Year Established | 1965 |
Employees | 184 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.13% |
Return on Equity - YTD | 17.1% |
Annual Interest Income | $16.9MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $977.3MM$833.3MM |
Loans | Q2 2022vs Q2 2021 | $605.9MM$561.4MM |
Deposits | Q2 2022vs Q2 2021 | $886.6MM$727.1MM |
Equity Capital | Q2 2022vs Q2 2021 | $54.8MM$69.3MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $7.2MM$6.5MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $431.00K$1.8MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
Rates for Consumers National Bank are currently being reviewed.