Continental Bank

Overview / Commentary
15 W South Temple Ste 300
Salt Lake City, UT 84101

Continental Bank is headquartered in Salt Lake City and is the 36th largest bank in the state of Utah. It is also the 3,140th largest bank in the nation. It was established in 2003 and as of June of 2022, it had grown to 31 employees at 1 location. Continental Bank has an A health rating.

Reviews (3)

Uses Savebetter Technology

Posted by: |

Had some glitches with Chrome browser but customer service at Continental and SaveBetter helpful. Strange process - no vetting for security; no trial deposits with external bank. Uncertain if SaveBetter intermediate platform presents risks with FDIC insurance ?

Continental Bank (Surge)

Posted by: |

I'm one not to normally write reviews but Surge really pushed my buttons. Having never missed a payment since being a card holder, I recently let my payment lapse by ONE day. Technically the payment wasn't late as Continetal subtracts 3 days off of their 30 day reporting period (so only 27 days) my payment came in on the 29th day not the 30th so it technically I wasn't late. Having utilized this card to rebuild my credit, I thought they would be more willing to assist with a small speed bump along my road to credit health. Instead there was zero supoort for those of us that made bad decions in the past but worked hard to rebuild a healthy credit lifestyle. They give you ONE unknown, to the customer, cushion day to get a payment in BUT do not contact the customer (as other companies do) to not only support good credit health but good customer service; instead they wait another day to give you a "this is an attempt to collect a debt" call. Not willing to review my payment history with them or (with my other creditors) to forgive a clear oversight on my part; they were more than willing to immediately hit you with a late fee and send the late payment to transunion and experian. Surge claims to help you repair your credit and work with you but that is a marketing lie..... live and learn. DO NOT USE SURGE! There are PLENTY of other more reliable credit building cards like SELF and Credit Karma. Bye Bye Surge

Did My Research

Posted by: |

This was a sponsored bank on this website with a good 13 month CD rate in todays time. I decided to explore it. Found out that it was a bank in China. Hence did not start an account. Would not be wise to prematurely close a CD from a globalist bank- pay the penalty and fund a bank that was in China. If your research leads you to a different outcome, would be interested. Thanks community.


Health Grade Components

FDIC Certificate #57571
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.08%
Return on Equity - YTD13.56%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$193.3MM$290.1MM
LoansQ2 2022vs Q2 2021$145.7MM$232.1MM
DepositsQ2 2022vs Q2 2021$155.2MM$247.6MM
Equity CapitalQ2 2022vs Q2 2021$32.2MM$31.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.5MM$2.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$346.00K$1.1MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0

Rates for Continental Bank are currently being reviewed.


Continental Bank Locations
Continental Bank15 W South TempleSalt Lake City, UT 84101

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