Co-Op Credit Union

Overview / Commentary
100 E Main St
Black River Falls, WI 54615

Co-Op Credit Union is headquartered in Black River Falls and is the 21st largest credit union in the state of Wisconsin. It is also the 725th largest credit union in the nation. It was established in 1938 and as of June of 2022, it had grown to 79 employees and 21,358 members at 8 locations. Co-Op Credit Union's money market rates are 93% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

CO-OP Credit Union is open to individuals who live or work in, or own property in the Wisconsin counties of Buffalo, Chippewa, Clark, Dunn, Eau Claire, Jackson, La Crosse, Monroe, Pepin and Trempealeau. Stockholders of the Fall Creek Supply Co-op or Augusta Farmers Union Co-Op are eligible to join, as are any federal employee or postal employee within a 75-mile radius of La Crosse, Wisconsin. Employees of 11 Jackson County co-operatives also qualify for membership.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #66983
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.71%
Return on Equity - YTD6.7%
Annual Interest Income$6.9MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$487.6MM$443.5MM
LoansQ2 2022vs Q2 2021$368.6MM$332.3MM
DepositsQ2 2022vs Q2 2021$425.8MM$386.4MM
Equity CapitalQ2 2022vs Q2 2021$51.5MM$48.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.2MM$2.5MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$888.00K$1.1MM
Real Estate OwnedQ2 2022vs Q2 2021$0$58.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Co-Op Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Co-Op Credit Union Savings Account Rates

0.75%-$10kGoalSetter Savings
0.60%*$10k*-Health Savings
OTHER TIERS: 0.45% Up to $10k
0.55%*$50k*-Super Share Savings
OTHER TIERS: 0.35% $1k - $10k | 0.40% $10k - $20k | 0.45% $20k - $40k | 0.50% $40k - $50k
0.45%$20-Individual Retirement Account
0.10%$20-Share Savings
0.10%--Christmas Club
0.10%--Funeral Trust
0.10%--Tax Savings
0.09%--Escrow Savings

Co-Op Credit Union Money Market Rates

0.85%*$250k*-Money Market Account
OTHER TIERS: 0.50% $10k - $25k | 0.55% $25k - $50k | 0.60% $50k - $100k | 0.80% $100k - $250k

Co-Op Credit Union Checking Account Rates

2.00%*-$25kFREE Reward Checking
OTHER TIERS: 0.25% $25k+
0.05%$20-Share Draft Checking

Co-Op Credit Union CD Rates

2.45%$100-30 Month Share Certificate Special
2.25%$100-15 Month Share Certificate Special
1.80%$1k-60 Month Health Savings Account Certificate
1.75%$100-60 Month Share Certificate
1.75%$100-60 Month Youth Saver Certificate
1.60%$100-48 Month Share Certificate
1.60%$100-48 Month Youth Saver Certificate
1.60%$1k-36 Month Health Savings Account Certificate
1.55%$100-36 Month Share Certificate
1.55%$100-36 Month Youth Saver Certificate
1.40%$100-18 Month Share Certificate
1.40%$100-18 Month Youth Saver Certificate
1.35%$100-24 Month Share Certificate
1.35%$1k-12 Month Health Savings Account Certificate
1.35%$100-24 Month Youth Saver Certificate
1.30%$100-12 Month Share Certificate
1.30%$100-12 Month Youth Saver Certificate
1.00%$100-6 Month Share Certificate
1.00%$100-6 Month Youth Saver Certificate

Co-Op Credit Union IRA Rates

2.50%$1k-30 Month IRA Certificate Special
2.30%$1k-15 Month IRA Certificate Special
1.80%$1k-60 Month IRA Certificate
1.65%$1k-48 Month IRA Certificate
1.60%$1k-36 Month IRA Certificate
1.45%$1k-18 Month IRA Certificate
1.40%$1k-24 Month IRA Certificate
1.35%$1k-12 Month IRA Certificate
1.05%$1k-6 Month IRA Certificate

Co-Op Credit Union Locations
Branch Office330 County Highway ABlack River Falls, WI 54615
Branch Office409 N Washington StMelrose, WI 54642
Branch Office17578 N Main StGalesville, WI 54630
Branch Office326 E Lincoln AveFall Creek, WI 54742
Branch Office134 5TH AVE NSTRUM, WI 54770
Branch Office100 E Main StBlack River Falls, WI 54615
Branch Office100 French RdOnalaska, WI 54650
Branch Office1200 Pierce StBlack River Falls, WI 54615

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.