Co-Op Credit Union

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CURRENT TOP RATE

12 Month Special Youth Certificate (New Customer)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
3.00%	Reward Checking	1.74% - National Average
2.70%	4-year CD	2.80% - Discover Bank 4 Year CD
2.75%	4-year IRA	1.99% - National Average

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Overview / Commentary

715-284-5333

100 E Main St
Black River Falls, WI 54615

Co-Op Credit Union is headquartered in Black River Falls and is the 21^st largest credit union in the state of Wisconsin. It is also the 751^st largest credit union in the nation. It was established in 1938 and as of December of 2018, it had grown to 82 employees and 20,246 members at 9 locations. Co-Op Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

CO-OP CU is open to anyone that lives in, works in, or is a property owner in these Wisconsin Counties; Buffalo, Chippewa, Clark, Dunn, Eau Claire, Jackson, LaCrosse, Monroe, Pepin, and Trempealeau, as well as any stockholders of the Fall Creek Supply or Agusta Farmers Union Co-Op's, any federal workers, including postal workers, within a 75-mile radius of LaCrosse, and the employees of any of the site listed CU-affiliated CO-OPs that exist in Jackson County
See current membership details

Related Posts

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2016
2012
2009

10/15 - Special 30-Month CD In West Wisconsin

10/10 - Special 1-Year & 4-Year CD Rates at Co-Op Credit Union in Wisconsin

9/4 - High-Yield Reward Checking Account at Co-Op Credit Union in Wisconsin - Local Only

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Health

A

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66983
Year Chartered	1938
Employees	82
Primary Regulator

Profit Margin
Return on Assets - YTD	0.64%
Return on Equity - YTD	5.13%
Annual Interest Income	$12.5MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$337.9MM$320.9MM
Loans	Q4 2018vs Q4 2017	$301.1MM$288.0MM
Deposits	Q4 2018vs Q4 2017	$287.6MM$272.8MM
Equity Capital	Q4 2018vs Q4 2017	$41.9MM$39.8MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$2.6MM$2.4MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$3.1MM$3.7MM
Real Estate Owned	Q4 2018vs Q4 2017	$202.00K$230.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Co-Op Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$10k^*	-	Health Savings
OTHER TIERS: 0.70% → Up to $10k
0.80%^*	$50k^*	-	Super Share Savings
OTHER TIERS: 0.25% → $1k - $5k \| 0.40% → $5k - $10k \| 0.60% → $10k - $20k \| 0.65% → $20k - $30k \| 0.70% → $30k - $40k \| 0.75% → $40k - $50k
0.75%	-	$10k	GoalSetter Savings
0.70%	$20	-	Individual Retirement Account
0.15%	$20	-	Share Savings
0.15%	-	-	Christmas Club

Co-Op Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.30%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.75% → $10k - $25k \| 0.90% → $25k - $50k \| 1.00% → $50k - $100k \| 1.22% → $100k - $250k

Co-Op Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	-	$25k	FREE Reward Checking
OTHER TIERS: 0.25% → $25k+
0.05%	$20	-	Share Draft Checking

Co-Op Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.00%	-	$500	12 Month Special Youth Certificate (New Customer)
3.95%	-	$1.5k	12 Month Special Youth Certificate (Existing Customer)
3.10%	$100	-	60 Month Health Savings Account Certificate
3.05%	$100	-	60 Month Share Certificate
3.05%	$100	-	60 Month Youth Saver Certificate
2.70%	$100	-	48 Month Share Certificate
2.70%	$100	-	48 Month Youth Saver Certificate
2.70%	$100	-	36 Month Health Savings Account Certificate
2.65%	$100	-	36 Month Share Certificate
2.65%	$100	-	36 Month Youth Saver Certificate
2.59%	$100	-	19 Month Share Certificate Special
2.45%	$100	-	24 Month Share Certificate
2.45%	$100	-	24 Month Youth Saver Certificate
2.35%	$100	-	18 Month Share Certificate
2.35%	$100	-	18 Month Youth Saver Certificate
2.30%	$100	-	12 Month Health Savings Account Certificate
2.25%	$100	-	12 Month Share Certificate
2.25%	$100	-	12 Month Youth Saver Certificate
1.75%	$100	-	9 Month Share Certificate
1.75%	$100	-	9 Month Youth Saver Certificate
1.55%	$100	-	6 Month Share Certificate
1.55%	$100	-	6 Month Youth Saver Certificate
0.50%	$100	-	3 Month Share Certificate
0.50%	$100	-	3 Month Youth Saver Certificate

Co-Op Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.10%	$1k	-	60 Month IRA Certificate
2.75%	$1k	-	48 Month IRA Certificate
2.70%	$1k	-	36 Month IRA Certificate
2.64%	$1k	-	19 Month IRA Certificate Special
2.50%	$1k	-	24 Month IRA Certificate
2.40%	$1k	-	18 Month IRA Certificate
2.30%	$1k	-	12 Month IRA Certificate
1.80%	$1k	-	9 Month IRA Certificate
1.60%	$1k	-	6 Month IRA Certificate
0.55%	$1k	-	3 Month IRA Certificate

Locations

Co-Op Credit Union Locations
Branch Office	330 County Road A	Black River Falls, WI 54615
Branch Office	409 N Washington St	Melrose, WI 54642
Branch Office	17578 N Main St	Galesville, WI 54630
Branch Office	326 E LINCOLN AVE	FALL CREEK, WI 54742
Branch Office	134 5TH AVE N	STRUM, WI 54770
Branch Office	100 E Main St	Black River Falls, WI 54615
Branch Office	425 State St Rm 226	La Crosse, WI 54601-3341
Branch Office	100 French Rd	Onalaska, WI 54650
Branch Office	1200 Pierce St	Black River Falls, WI 54615

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