Co-Op Credit Union

Overview / Commentary
100 E Main St
Black River Falls, WI 54615

Co-Op Credit Union is headquartered in Black River Falls and is the 21st largest credit union in the state of Wisconsin. It is also the 720th largest credit union in the nation. It was established in 1938 and as of September of 2022, it had grown to 76 employees and 21,440 members at 8 locations. Co-Op Credit Union has an A+ health rating.

Field of Membership Restrictions

CO-OP Credit Union is open to individuals who live or work in, or own property in the Wisconsin counties of Buffalo, Chippewa, Clark, Dunn, Eau Claire, Jackson, La Crosse, Monroe, Pepin and Trempealeau. Stockholders of the Fall Creek Supply Co-op or Augusta Farmers Union Co-Op are eligible to join, as are any federal employee or postal employee within a 75-mile radius of La Crosse, Wisconsin. Employees of 11 Jackson County co-operatives also qualify for membership.
See current membership details


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Health Grade Components

NCUA #66983
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD7.33%
Annual Interest Income$10.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$495.0MM$456.7MM
LoansQ3 2022vs Q3 2021$384.0MM$337.8MM
DepositsQ3 2022vs Q3 2021$433.5MM$398.1MM
Equity CapitalQ3 2022vs Q3 2021$52.3MM$49.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$2.1MM$2.4MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$890.00K$1.1MM
Real Estate OwnedQ3 2022vs Q3 2021$0$39.00K

Rates for Co-Op Credit Union are currently being reviewed.


Co-Op Credit Union Locations
Branch Office330 County Highway ABlack River Falls, WI 54615
Branch Office409 N Washington StMelrose, WI 54642
Branch Office17578 N Main StGalesville, WI 54630
Branch Office326 E Lincoln AveFall Creek, WI 54742
Branch Office134 5TH AVE NSTRUM, WI 54770
Branch Office100 E Main StBlack River Falls, WI 54615
Branch Office100 French RdOnalaska, WI 54650
Branch Office1200 Pierce StBlack River Falls, WI 54615

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