Cooperative Teachers Credit Union
Cooperative Teachers Credit Union is headquartered in Tyler and is the 124th largest credit union in the state of Texas. It is also the 1,615th largest credit union in the nation. It was established in 1953 and as of December of 2016, it had grown to 20 employees and 6,133 members at 1 location. Cooperative Teachers Credit Union has an A health rating.
Field of Membership Restrictions
Cooperative Teachers CU of Texas is defined by the CU guideline as being the residents, people that maintain employment, church members, and registered students in Smith County, employees of the schools in these counties; Kaufman, Hopkins, Rains, Smith, Wood, and Van Zandt, employees of these colleges; Len Morris, Jacksonville Baptist, and Texas A&M Commerce, any employee groups that works anywhere within a 10-mile distance from the CU, retired teachers, and retired school personnel that resides in the CU service area or that receives a retirement income compensation from working in the CU service area, member affiliated organizations and businesses as well as family members.
See current membership details
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67576 |
| Year Chartered | 1953 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.91% |
| Return on Equity - YTD | 6.93% |
| Annual Interest Income | $3.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $96.2MM$101.1MM |
| Loans | Q4 2016vs Q4 2015 | $76.1MM$60.0MM |
| Deposits | Q4 2016vs Q4 2015 | $78.5MM$67.7MM |
| Equity Capital | Q4 2016vs Q4 2015 | $12.8MM$11.7MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $487.00K$495.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $391.00K$364.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Cooperative Teachers Credit Union Savings Account Rates
Cooperative Teachers Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70%* | $2,500* | - | 6 Month Term Share Certificate | ||
| OTHER TIERS: 0.30% → $500 - $2,500 | |||||
| Cooperative Teachers Credit Union Locations | ||
|---|---|---|
| Branch Office | 1424 W Southwest Loop 323 | Tyler, TX 75701-9347 |