Cooperative Teachers Credit Union
Cooperative Teachers Credit Union is headquartered in Tyler and is the 120th largest credit union in the state of Texas. It is also the 1,481st largest credit union in the nation. It was established in 1953 and as of June of 2017, it had grown to 18 employees and 6,132 members at 1 location. Cooperative Teachers Credit Union has an A+ health rating.
Field of Membership Restrictions
Cooperative Teachers CU of Texas is defined by the CU guideline as being the residents, people that maintain employment, church members, and registered students in Smith County, employees of the schools in these counties; Kaufman, Hopkins, Rains, Smith, Wood, and Van Zandt, employees of these colleges; Len Morris, Jacksonville Baptist, and Texas A&M Commerce, any employee groups that works anywhere within a 10-mile distance from the CU, retired teachers, and retired school personnel that resides in the CU service area or that receives a retirement income compensation from working in the CU service area, member affiliated organizations and businesses as well as family members.
See current membership details
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67576 |
| Year Chartered | 1953 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 5.81% |
| Annual Interest Income | $2.0MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $114.8MM$98.0MM |
| Loans | Q2 2017vs Q2 2016 | $81.6MM$70.5MM |
| Deposits | Q2 2017vs Q2 2016 | $80.9MM$73.3MM |
| Equity Capital | Q2 2017vs Q2 2016 | $13.2MM$12.9MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $477.00K$497.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $125.00K$158.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Cooperative Teachers Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00% | $20 | - | IRA Account | ||
| 0.80%* | $10k* | - | Investors Club | ||
| OTHER TIERS: 0.20% → $1k - $5k | 0.40% → $5k - $10k | |||||
| 0.50% | $100 | - | Kids Club | ||
| 0.20% | $100 | - | Share Savings | ||
| 0.20% | $20 | - | Christmas Club | ||
Cooperative Teachers Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Premium Share Draft |
| Cooperative Teachers Credit Union Locations | ||
|---|---|---|
| Branch Office | 1424 W Southwest Loop 323 | Tyler, TX 75701-9347 |