Cooperative Teachers Credit Union is headquartered in Tyler and is the 119th largest credit union in the state of Texas. It is also the 1,488th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 21 employees and 6,262 members at 1 location. Cooperative Teachers Credit Union has an A health rating.
Field of Membership Restrictions
Cooperative Teachers CU of Texas is defined by the CU guideline as being the residents, people that maintain employment, church members, and registered students in Smith County, employees of the schools in these counties; Kaufman, Hopkins, Rains, Smith, Wood, and Van Zandt, employees of these colleges; Len Morris, Jacksonville Baptist, and Texas A&M Commerce, any employee groups that works anywhere within a 10-mile distance from the CU, retired teachers, and retired school personnel that resides in the CU service area or that receives a retirement income compensation from working in the CU service area, member affiliated organizations and businesses as well as family members.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67576 |
| Year Chartered | 1953 |
| Employees | 21 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 3.89% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $114.9MM$117.4MM |
| Loans | Q4 2018vs Q4 2017 | $88.8MM$86.1MM |
| Deposits | Q4 2018vs Q4 2017 | $73.4MM$82.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $14.1MM$13.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $400.00K$407.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $297.00K$683.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Cooperative Teachers Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | $100 | - | IRA Account | |
| 0.05% | $100 | - | Share Savings | |
| 0.05% | $20 | - | Christmas Club |
Cooperative Teachers Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.59% | $1k | - | 7 Month CD Special | |
| 1.40% | $1k | - | 60 Month CD | |
| 1.30% | $1k | - | 48 Month CD | |
| 1.20% | $1k | - | 36 Month CD | |
| 1.00% | $1k | - | 24 Month CD | |
| 0.90% | $1k | - | 18 Month CD | |
| 0.80% | $1k | - | 12 Month CD | |
| 0.60% | $1k | - | 6 Month CD |
Cooperative Teachers Credit Union IRA Rates
| Cooperative Teachers Credit Union Locations | ||
|---|---|---|
| Branch Office | 1424 W Southwest Loop 323 | Tyler, TX 75701-9347 |