Cooperative Teachers Credit Union is headquartered in Tyler and is the 124th largest credit union in the state of Texas. It is also the 1,528th largest credit union in the nation. It was established in 1953 and as of March of 2022, it had grown to 28 employees and 7,496 members at 2 locations. Cooperative Teachers Credit Union has an A health rating.
Cooperative Teachers Credit Union is open to anyone who lives, works, worships, or goes to school in Smith County. School employees in Hopkins, Kaufman, Rains, Smith, Wood, or Van Zandt counties and employee groups located within 10 miles of the credit union also qualify for membership. Individuals who receive Teachers Retirement from working in a service area, retired teachers/certified school personnel living in the service area, or employees and members of any business or organization within the credit union's field of membership can also join.
See current membership details
They aren't going to accept any new CTCU foundation members for the foreseeable future. So only people that qualify by living near the CU or related to a member may join. : (
Called CS, stated I was not a resident of TX, and got advice from CSR on how to fill out online application (it doesn't have option to donate to CTCU foundation for membership). Called CS 15 minutes later for advice on how to complete application (no 3 month CD option appears) and was told by CSR that CTCU is not offering membership/accounts to out of state people.
Overall | |
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NCUA # | 67576 |
Year Chartered | 1953 |
Employees | 28 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.59% |
Return on Equity - YTD | -7.22% |
Annual Interest Income | $1.2MM |
Assets and Liabilities | ||
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Assets | Q1 2022vs Q1 2021 | $144.0MM$140.5MM |
Loans | Q1 2022vs Q1 2021 | $82.5MM$82.5MM |
Deposits | Q1 2022vs Q1 2021 | $111.0MM$99.5MM |
Equity Capital | Q1 2022vs Q1 2021 | $11.5MM$14.2MM |
Loan Loss Allowance | Q1 2022vs Q1 2021 | $484.00K$578.00K |
Unbacked Noncurrent Loans | Q1 2022vs Q1 2021 | $348.00K$266.00K |
Real Estate Owned | Q1 2022vs Q1 2021 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.10% | - | - | Premium Checking |
Cooperative Teachers Credit Union Locations | ||
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Branch Office | 1424 W Southwest Loop 323 | Tyler, TX 75701-9347 |
Branch Office | 75 Miranda Lambert Way Ste 10 | Lindale, TX 75771-3109 |