Coopers Cave Federal Credit Union
Overview / Commentary
Coopers Cave Federal Credit Union is headquartered in Glens Falls and is the 176th largest credit union in the state of New York. It is also the 3,105th largest credit union in the nation. It was established in 1958 and as of March of 2025, it had grown to 3 employees and 2,067 members at 2 locations. Coopers Cave Federal Credit Union has a B health rating.
Field of Membership Restrictions
Coopers Cave Federal Credit Union offers membership to those who live, work, volunteer, attend church or school in Warren County
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coopers Cave Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12671 |
| Year Chartered | 1958 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.13% |
| Return on Equity - YTD | 16.38% |
| Annual Interest Income | $191K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $23.3MM$21MM |
| Loans | Q1 2025vs Q1 2024 | $9.5MM$9.8MM |
| Deposits | Q1 2025vs Q1 2024 | $21.5MM$19.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $1.5MM$1.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $50K$36K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$17K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |