Coosa Pines Federal Credit Union is headquartered in Childersburg and is the 20th largest credit union in the state of Alabama. It is also the 930th largest credit union in the nation. It was established in 1950 and as of December of 2022, it had grown to 55 employees and 24,671 members at 5 locations. Coosa Pines Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.
Field of Membership Restrictions
Coosa Pines Federal Credit Union is open those who live, worship, attend school or work in the Alabama counties of Coosa, Clay, Shelby, Jefferson, Talladega, or St. Clair. Credit union employees, immediate family or household members of existing CU members (or spouses of deceased members) are also eligible.
See current membership details
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Small Town Feel, Big City Banking
I've been with Coosa Pines since 2003, and every year they are adding fresh, new services. I know they can't afford flashy commercials, but they have all the products offered by the national banks -- such as custom account/balance alerts, Zelle, credit and debit card control app, full service banking app, etc. -- but with the friendly service of a hometown institution. They not only know my name when I walk in, but I have access to shared branches and ATMs all over the country! I love the service, the tech is great, the phones could be better but if you leave a message you DO get a call back. I recommend them over a bank any day!
Want To Access Your Money? DON"T GO HERE!
The web interface is flakey. You can't have your money. If you do business out of state they will shut your card off. If you need to talk to a live body schedule an hour to get someone and another hour of hold time while the clueless crew passes you from person to person only to be disconnected eventually.
I am am not exaggerating try them you'll see...LOL I went elsewhere after a year of this mess of a credit union.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 6774 |
| Year Chartered | 1950 |
| Employees | 55 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.35% |
| Return on Equity - YTD | 11.89% |
| Annual Interest Income | $11.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $336.7MM$330.4MM |
| Loans | Q4 2022vs Q4 2021 | $201.1MM$182.5MM |
| Deposits | Q4 2022vs Q4 2021 | $297.3MM$287.2MM |
| Equity Capital | Q4 2022vs Q4 2021 | $38.2MM$42.0MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $1.1MM$1.0MM |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $1.4MM$880.00K |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |