Coosa Pines Federal Credit Union
Coosa Pines Federal Credit Union is headquartered in Childersburg and is the 20th largest credit union in the state of Alabama. It is also the 895th largest credit union in the nation. It was established in 1950 and as of December of 2024, it had grown to 58 employees and 25,509 members at 5 locations. Coosa Pines Federal Credit Union has an A health rating.
Field of Membership Restrictions
Coosa Pines Federal Credit Union is open those who live, worship, attend school or work in the Alabama counties of Coosa, Clay, Shelby, Jefferson, Talladega, or St. Clair. Credit union employees, immediate family or household members of existing CU members (or spouses of deceased members) are also eligible.
See current membership details
Small Town Feel, Big City Banking
I've been with Coosa Pines since 2003, and every year they are adding fresh, new services. I know they can't afford flashy commercials, but they have all the products offered by the national banks -- such as custom account/balance alerts, Zelle, credit and debit card control app, full service banking app, etc. -- but with the friendly service of a hometown institution. They not only know my name when I walk in, but I have access to shared branches and ATMs all over the country! I love the service, the tech is great, the phones could be better but if you leave a message you DO get a call back. I recommend them over a bank any day!
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 6774 |
| Year Chartered | 1950 |
| Employees | 58 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.12% |
| Return on Equity - YTD | 8.43% |
| Annual Interest Income | $18.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $371.5MM$359.9MM |
| Loans | Q4 2024vs Q4 2023 | $231.8MM$219MM |
| Deposits | Q4 2024vs Q4 2023 | $320.6MM$314.4MM |
| Equity Capital | Q4 2024vs Q4 2023 | $49.5MM$44.1MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $1.8MM$1.3MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $2.2MM$2.8MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $45K$3K |