Coosa Valley Federal Credit Union


Overview / Commentary
706-235-8551
2010 Redmond CIR nw
Rome, GA 30165

Coosa Valley Federal Credit Union is headquartered in Rome and is the 10th largest credit union in the state of Georgia. It is also the 632nd largest credit union in the nation. It was established in 1954 and as of March of 2024, it had grown to 124 employees and 49,919 members at 11 locations. Coosa Valley Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in the Georgia counties of Bartow, Catoosa, Chattooga, Cherokee, Cobb, Dade, Floyd, Gordon, Haralson, Paulding, Polk, Walker, or Whitfield.
See current membership details

Reviews (4)

The Best In The Region!!

Posted by: |

I have been doing much research over the past year or so looking to move my funds from Coosa Valley to a credit union with a closer location to my now home town, but I can't seem to find one that stands up to them! I LOVE this Credit Union and the rates are amazing!

Welcome To Banking Hell

Posted by: |

Welcome to the bank from hell. In the past months, our cards have been closed on 3 separate occasions for suspicious activity. 1. was a subscription service I have had for 2+ years. 2. An online purchase from a company I have a history of buying from, and 3. Today I purchased pet supplies again from a company I have purchased from in the past, and Guess what, our cards are closed until we can get a "code" from the bank on Monday. Thankfully we found out at the atm and not the restaurant or the gas station this time. Do not trust this Credit Union they will call you "family" in their motto then cut off your funds like they own them and act like you are too stupid to carry a card.

No Loyalty; No Help, Just Fees

I was with this credit union for years, 15 or more, and one mistake lead to an overdraw, I contacted them to stop courtesy pay so I can gain control but they wouldn't on certain charges. Guess what, snowball effect right because you know fees and fees for them to collect. Then they charged the account off without giving me a chance to fix it. It didn't stop there, they moved all my bill money from the joint account I share with my husband to this account and closed the joint account. When I inquired I was told they have a right to do so. They showed no mercy and closed the chat rather that respond to anything else I said. I know it started with an error on my part but they did not help prevent it from getting worse or give me time to resolve it. They lacked kindness and did not follow their statement of treating their customers like family. I agree that they are a business and looking out for themselves, I just expected a little grace, especially since I was in touch with them. Or at the very least some kindness...they were cold and matter of fact with zero compassion. Prior to this I mostly liked the credit union. The staff was nice when I went in...then all of a sudden, I am the ugly step child of their "family." Well it's a good thing there are other options out there. I would not recommend this credit union. If you fall on hard times, they don't care, no matter how good your history with them in.

UNJUSTIFIED THEFT

I loved Northwest Georgia Credit Union for over 10 years. The new bank they have merged into takes money from you using "hidden fees" with no justification. As of last week they have stolen $70 from me and no one has tried to do anything to refund me. I have spoken to 3 people without any success



Health
B+

Health Grade Components

Overall
NCUA #68683
Year Chartered1954
Employees124
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.95%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$641.4MM$611.4MM
LoansQ1 2024vs Q1 2023$473.7MM$465.3MM
DepositsQ1 2024vs Q1 2023$571.6MM$547MM
Equity CapitalQ1 2024vs Q1 2023$49.8MM$47.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.6MM$2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.9MM$4.8MM
Real Estate OwnedQ1 2024vs Q1 2023$173K$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Coosa Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coosa Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Share Savings
OTHER TIERS: 0.05% $200 - $5k
0.10%*$5k*-Special Savings
OTHER TIERS: 0.05% $200 - $5k
0.10%*$5k*-IRA Savings
OTHER TIERS: 0.05% $200 - $5k

Coosa Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-Premier Money Market
OTHER TIERS: 0.08% $1k - $10k | 0.10% $10k - $50k

Coosa Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Checking Plus
OTHER TIERS: 0.05% $1k - $10k
0.10%*$10k*-Benefits Checking Plus
OTHER TIERS: 0.05% $1k - $10k

Coosa Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month Share Certificate
1.00%$50k-60 Month Prime Share Certificate
1.00%$100k-60 Month Jumbo Share Certificate
0.80%$500-48 Month Share Certificate
0.80%$50k-48 Month Prime Share Certificate
0.80%$100k-48 Month Jumbo Share Certificate
0.70%$500-36 Month Share Certificate
0.70%$50k-36 Month Prime Share Certificate
0.70%$100k-36 Month Jumbo Share Certificate
0.45%$500-24 Month Share Certificate
0.45%$50k-24 Month Prime Share Certificate
0.45%$100k-24 Month Jumbo Share Certificate
0.30%$500-12 Month Share Certificate
0.30%$50k-12 Month Prime Share Certificate
0.30%$100k-12 Month Jumbo Share Certificate
0.15%$500-6 Month Share Certificate
0.15%$50k-6 Month Prime Share Certificate
0.15%$100k-6 Month Jumbo Share Certificate
0.05%$500-3 Month Share Certificate
0.05%$50k-3 Month Prime Share Certificate
0.05%$100k-3 Month Jumbo Share Certificate

Coosa Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$500-60 Month IRA Share Certificate
1.00%$50k-60 Month Prime IRA Share Certificate
1.00%$100k-60 Month Jumbo IRA Share Certificate
0.80%$500-48 Month IRA Share Certificate
0.80%$50k-48 Month Prime IRA Share Certificate
0.80%$100k-48 Month Jumbo IRA Share Certificate
0.70%$500-36 Month IRA Share Certificate
0.70%$50k-36 Month Prime IRA Share Certificate
0.70%$100k-36 Month Jumbo IRA Share Certificate
0.45%$500-24 Month IRA Share Certificate
0.45%$50k-24 Month Prime IRA Share Certificate
0.45%$100k-24 Month Jumbo IRA Share Certificate
0.30%$500-12 Month IRA Share Certificate
0.30%$50k-12 Month Prime IRA Share Certificate
0.30%$100k-12 Month Jumbo IRA Share Certificate
0.15%$500-6 Month IRA Share Certificate
0.15%$50k-6 Month Prime IRA Share Certificate
0.15%$100k-6 Month Jumbo IRA Share Certificate
0.05%$500-3 Month IRA Share Certificate
0.05%$50k-3 Month Prime IRA Share Certificate
0.05%$100k-3 Month Jumbo IRA Share Certificate
Locations

Availability



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