Coosa Valley Federal Credit Union
Coosa Valley Federal Credit Union is headquartered in Rome and is the 10th largest credit union in the state of Georgia. It is also the 621st largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 131 employees and 51,109 members at 12 locations. Coosa Valley Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in the Georgia counties of Bartow, Catoosa, Chattooga, Cherokee, Cobb, Dade, Floyd, Gordon, Haralson, Paulding, Polk, Walker, or Whitfield.
See current membership details
Welcome To Banking Hell
Welcome to the bank from hell. In the past months, our cards have been closed on 3 separate occasions for suspicious activity. 1. was a subscription service I have had for 2+ years. 2. An online purchase from a company I have a history of buying from, and 3. Today I purchased pet supplies again from a company I have purchased from in the past, and Guess what, our cards are closed until we can get a "code" from the bank on Monday. Thankfully we found out at the atm and not the restaurant or the gas station this time. Do not trust this Credit Union they will call you "family" in their motto then cut off your funds like they own them and act like you are too stupid to carry a card.
No Loyalty; No Help, Just Fees
I was with this credit union for years, 15 or more, and one mistake lead to an overdraw, I contacted them to stop courtesy pay so I can gain control but they wouldn't on certain charges. Guess what, snowball effect right because you know fees and fees for them to collect. Then they charged the account off without giving me a chance to fix it. It didn't stop there, they moved all my bill money from the joint account I share with my husband to this account and closed the joint account. When I inquired I was told they have a right to do so. They showed no mercy and closed the chat rather that respond to anything else I said. I know it started with an error on my part but they did not help prevent it from getting worse or give me time to resolve it. They lacked kindness and did not follow their statement of treating their customers like family. I agree that they are a business and looking out for themselves, I just expected a little grace, especially since I was in touch with them. Or at the very least some kindness...they were cold and matter of fact with zero compassion. Prior to this I mostly liked the credit union. The staff was nice when I went in...then all of a sudden, I am the ugly step child of their "family." Well it's a good thing there are other options out there. I would not recommend this credit union. If you fall on hard times, they don't care, no matter how good your history with them in.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68683 |
| Year Chartered | 1954 |
| Employees | 131 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 10.81% |
| Annual Interest Income | $8.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $685.5MM$641.4MM |
| Loans | Q1 2025vs Q1 2024 | $525.7MM$473.7MM |
| Deposits | Q1 2025vs Q1 2024 | $621.2MM$571.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $51.1MM$49.8MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $9.1MM$3.6MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3.4MM$3.9MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $155K$173K |
