Overview / Commentary
989-684-1873
4265 Wilder Rd
Bay City, MI 48706

Copoco Community Credit Union is headquartered in Bay City and is the 103rd largest credit union in the state of Michigan. It is also the 1,629th largest credit union in the nation. It was established in 1951 and as of September of 2018, it had grown to 37 employees and 12,274 members at 3 locations. Copoco Community Credit Union has a C+ health rating.

Field of Membership Restrictions

COPOCO Community CU is open to the residents, people maintaining employment, church members, registered students, and retirees receiving income compensation benefits in the following Michigan Counties; Bay, Arenac, Midland, Saginaw, Isabella, and Gladwin, the members of the acquired and merged CU's, CU employees, member affiliated organizations, family members of CU members, and the widows/widowers of deceased CU members that have not remarried.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Copoco Community Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #60470
Year Chartered1951
Employees37
Primary Regulator
Profit Margin
Return on Assets - YTD0.67%
Return on Equity - YTD9.87%
Annual Interest Income$3.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$98.4MM$99.9MM
LoansQ3 2018vs Q3 2017$61.7MM$66.6MM
DepositsQ3 2018vs Q3 2017$89.7MM$90.9MM
Equity CapitalQ3 2018vs Q3 2017$6.8MM$6.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$943.00K$1.3MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$543.00K$335.00K
Real Estate OwnedQ3 2018vs Q3 2017$545.00K$433.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Copoco Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Copoco Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Open Share IRA
0.10%$10k-Premier Business Account
0.01%$5-Primary Share
0.01%--Christmas Club
0.01%--Escrow
0.01%--Sub Share

Copoco Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$5k-5 Year Certificate Special - New Money Only
1.15%$500-5 Year Certificate
1.01%$5k-48 Month Certificate
1.01%$5k-48 Month Bump-up Certificate
0.75%$1k-36 Month Certificate
0.60%$500-30 Month Certificate
0.55%$5k-24 Month Certificate
0.45%$500-18 Month Certificate
0.35%$500-1 Year Certificate
0.35%$50-1 Year Youth Certificate
0.20%$2.5k-9 Month Certificate
0.18%$2.5k-7 Month Certificate
0.15%$2.5k-6 Month Money Market Certificate
0.15%$300-6 Month Youth Certificate
0.10%$1k-3 Month Certificate

Copoco Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$1k-5 Year IRA Certificate
1.15%$1k-5 Year Roth IRA Certificate
0.65%$1k-2 Year IRA Certificate
0.65%$1k-2 Year Roth IRA Certificate
0.60%$1k-1 Year IRA Certificate
0.60%$1k-1 Year Roth IRA Certificate
Locations


Copoco Community Credit Union Locations
Branch Office4265 Wilder RdBay City, MI 48706
Branch Office3262 Cabaret Trl SSaginaw, MI 48603
Branch Office1479 Straits DrBay CIty, MI 48706

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.