Copoco Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.15% | 5-year CD | 5 Year Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.35% | 1-year CD | 1 Year Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Secondary Share 1.00% - Ally Bank Online Savings Account |
Copoco Community Credit Union is headquartered in Bay City and is the 96th largest credit union in the state of Michigan. It is also the 1,541st largest credit union in the nation. It was established in 1951 and as of June of 2016, it had grown to 39 employees and 14,187 members at 3 locations. Copoco Community Credit Union has a C+ health rating.
Field of Membership Restrictions
COPOCO Community CU is open to the residents, people maintaining employment, church members, registered students, and retirees receiving income compensation benefits in the following Michigan Counties; Bay, Arenac, Midland, Saginaw, Isabella, and Gladwin, the members of the acquired and merged CU's, CU employees, member affiliated organizations, family members of CU members, and the widows/widowers of deceased CU members that have not remarried.
See current membership details
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60470 |
| Year Chartered | 1951 |
| Employees | 39 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.56% |
| Return on Equity - YTD | -7.4% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $103.8MM$102.0MM |
| Loans | Q2 2016vs Q2 2015 | $68.9MM$67.9MM |
| Deposits | Q2 2016vs Q2 2015 | $93.4MM$91.3MM |
| Equity Capital | Q2 2016vs Q2 2015 | $7.8MM$8.3MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $1.1MM$909.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.4MM$1.5MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $396.00K$315.00K |
Always verify rates and promotions with the bank or credit union. We are not Copoco Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Copoco Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Open Share IRA | |
| 0.25% | $10k | - | Premier Business Account | |
| 0.10% | - | - | Primary Share | |
| 0.10% | - | - | Christmas Club | |
| 0.10% | - | - | Escrow | |
| 0.10% | - | - | Secondary Share |
Copoco Community Credit Union CD Rates
Copoco Community Credit Union IRA Rates
| Copoco Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 4265 Wilder Rd | Bay City, MI 48706 |
| Branch Office | 3262 Cabaret Trl S | Saginaw, MI 48603 |
| Branch Office | 1479 Straits Dr | Bay CIty, MI 48706 |