Copoco Community Credit Union is headquartered in Bay City and is the 103rd largest credit union in the state of Michigan. It is also the 1,641st largest credit union in the nation. It was established in 1951 and as of March of 2019, it had grown to 34 employees and 11,953 members at 3 locations. Copoco Community Credit Union has a C+ health rating.
Field of Membership Restrictions
COPOCO Community CU is open to the residents, people maintaining employment, church members, registered students, and retirees receiving income compensation benefits in the following Michigan Counties; Bay, Arenac, Midland, Saginaw, Isabella, and Gladwin, the members of the acquired and merged CU's, CU employees, member affiliated organizations, family members of CU members, and the widows/widowers of deceased CU members that have not remarried.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60470 |
| Year Chartered | 1951 |
| Employees | 34 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 4.82% |
| Annual Interest Income | $953.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $99.0MM$101.2MM |
| Loans | Q1 2019vs Q1 2018 | $61.1MM$62.7MM |
| Deposits | Q1 2019vs Q1 2018 | $89.7MM$93.0MM |
| Equity Capital | Q1 2019vs Q1 2018 | $7.5MM$6.4MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $777.00K$1.1MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $444.00K$364.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $364.00K$433.00K |
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Copoco Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Open Share IRA | |
| 0.10% | $10k | - | Premier Business Account | |
| 0.01% | $5 | - | Primary Share | |
| 0.01% | - | - | Christmas Club | |
| 0.01% | - | - | Escrow | |
| 0.01% | - | - | Sub Share |
Copoco Community Credit Union CD Rates
Copoco Community Credit Union IRA Rates
| Copoco Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 4265 Wilder Rd | Bay City, MI 48706 |
| Branch Office | 3262 Cabaret Trl S | Saginaw, MI 48603 |
| Branch Office | 1479 Straits Dr | Bay CIty, MI 48706 |