Copoco Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.15% | 5-year CD | |
| 0.35% | 1-year CD | |
| 0.01% | Savings | 2.20% - Barclays Online Savings Account |
Copoco Community Credit Union is headquartered in Bay City and is the 104th largest credit union in the state of Michigan. It is also the 1,641st largest credit union in the nation. It was established in 1951 and as of December of 2018, it had grown to 32 employees and 12,120 members at 3 locations. Copoco Community Credit Union has a B health rating.
Field of Membership Restrictions
COPOCO Community CU is open to the residents, people maintaining employment, church members, registered students, and retirees receiving income compensation benefits in the following Michigan Counties; Bay, Arenac, Midland, Saginaw, Isabella, and Gladwin, the members of the acquired and merged CU's, CU employees, member affiliated organizations, family members of CU members, and the widows/widowers of deceased CU members that have not remarried.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60470 |
| Year Chartered | 1951 |
| Employees | 32 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 9.64% |
| Annual Interest Income | $3.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $96.8MM$98.4MM |
| Loans | Q4 2018vs Q4 2017 | $61.0MM$64.5MM |
| Deposits | Q4 2018vs Q4 2017 | $87.0MM$89.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $7.0MM$6.6MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $841.00K$1.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $339.00K$445.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $408.00K$433.00K |
Always verify rates and promotions with the bank or credit union. We are not Copoco Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Copoco Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | - | Open Share IRA | |
| 0.10% | $10k | - | Premier Business Account | |
| 0.01% | $5 | - | Primary Share | |
| 0.01% | - | - | Christmas Club | |
| 0.01% | - | - | Escrow | |
| 0.01% | - | - | Sub Share |
Copoco Community Credit Union CD Rates
Copoco Community Credit Union IRA Rates
| Copoco Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 4265 Wilder Rd | Bay City, MI 48706 |
| Branch Office | 3262 Cabaret Trl S | Saginaw, MI 48603 |
| Branch Office | 1479 Straits Dr | Bay CIty, MI 48706 |