Copper State Credit Union

Deposits held and insured by Canyon State Credit Union

Overview / Commentary
602-375-7300
15458 N 28th Ave
Phoenix, AZ 85053
Deposits held and insured by Canyon State Credit Union

Field of Membership Restrictions

Copper State Credit Union is open to anyone who lives, works or worships in Gila, Maricopa, Navajo, Pima, Pinal, or Yavapai counties.
See current membership details

Reviews (1)

Satisfied, except for one problem.

My husband and I prefer to bank with credit unions because we feel they are more personal and transparent than regular banks. As far as that goes, we are very happy with Deer Valley Credit Union, which is located in the Phoenix, AZ area. The bank is right down the street from us, keeps convenient hours (for a bank, has friendly staff, and does not charge scammy fees the way Bank of America and other national banks do. We do not have a loan or CD from this bank, so I can't speak to weather their interest rates are better on those products. But we are very happy with our savings account interest rate, which is higher than average.

The only complaint we have--and unfortunately, it's a big complaint--is that the online banking platform has very outdated security. You have to jump through multiple hoops that seem like it is making your account extra secure, like a 4-number captcha, a security image, multiple security questions, ultra-short "timeouts" and other inconveniences. But the password--the thing that actually protects your account--can only be a very limited number of characters. I consider this a major flaw and wish my online banking would be protected by less froufrou and more actual password security.



Health
A

Data as of Q4 2020

Data displayed below is for insuring bank: Canyon State Credit Union
Learn why bank health matters

Health Grade Components

Overall
NCUA #68502
Year Chartered1951
Employees129
Primary Regulator
Profit Margin
Return on Assets - YTD-0.09%
Return on Equity - YTD-1.05%
Annual Interest Income$14.4MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$529.6MM$435.3MM
LoansQ4 2020vs Q4 2019$334.5MM$290.6MM
DepositsQ4 2020vs Q4 2019$459.8MM$377.0MM
Equity CapitalQ4 2020vs Q4 2019$44.9MM$43.5MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.9MM$1.0MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$1.1MM$1.4MM
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Copper State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Savings Accounts
0.05%$5-Business Savings
0.05%$5-Youth Accounts

Copper State Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $25k | 0.15% $25k - $100k
0.25%*$100k*-Business Money Market Account
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $25k | 0.15% $25k - $100k

Copper State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-5 Year Share Certificate
0.50%$500-Business 5 Year Share Certificate
0.45%$500-4 Year Share Certificate
0.45%$500-Business 4 Year Share Certificate
0.40%$500-3 Year Share Certificate
0.40%$500-Business 3 Year Share Certificate
0.30%$500-2 Year Share Certificate
0.30%$500-Business 2 Year Share Certificate
0.25%$500-1 Year Share Certificate
0.25%$500-Business 1 Year Share Certificate
0.15%$500-6 Month Share Certificate
0.15%$500-Business 6 Month Share Certificate

Copper State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-5 Year IRA Certificate
0.45%$500-4 Year IRA Certificate
0.40%$500-3 Year IRA Certificate
0.30%$500-2 Year IRA Certificate
0.25%$500-1 Year IRA Certificate
0.15%$500-6 Month IRA Certificate
Locations


Copper State Credit Union Locations
Branch Office1270 N Dysart RdGoodyear, AZ 85395
Branch Office2440 W Osborn RdPhoenix, AZ 85015
Branch Office254 E State Highway 260Payson, AZ 85541-4927
Corporate Office15458 N 28th AvePhoenix, AZ 85053
Branch Office3428 W Anthem WayAnthem, AZ 85086
Branch Office18559 N 59th AveGlendale, AZ 85308
Branch Office2400 W Bell RdPhoenix, AZ 85023
Branch Office15613 W Bell RdSurprise, AZ 85374
Corporate Office15458 N 28th AvePhoenix, AZ 85053

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