Copper State Credit Union

Deposits held and insured by Canyon State Credit Union

Overview / Commentary
602-375-7300
15458 N 28th Ave
Phoenix, AZ 85053
Deposits held and insured by Canyon State Credit Union

Field of Membership Restrictions

Copper State Credit Union is open to anyone who lives, works or worships in Gila, Maricopa, Navajo, Pima, Pinal, or Yavapai counties.
See current membership details

Reviews (1)

Satisfied, except for one problem.

My husband and I prefer to bank with credit unions because we feel they are more personal and transparent than regular banks. As far as that goes, we are very happy with Deer Valley Credit Union, which is located in the Phoenix, AZ area. The bank is right down the street from us, keeps convenient hours (for a bank, has friendly staff, and does not charge scammy fees the way Bank of America and other national banks do. We do not have a loan or CD from this bank, so I can't speak to weather their interest rates are better on those products. But we are very happy with our savings account interest rate, which is higher than average.

The only complaint we have--and unfortunately, it's a big complaint--is that the online banking platform has very outdated security. You have to jump through multiple hoops that seem like it is making your account extra secure, like a 4-number captcha, a security image, multiple security questions, ultra-short "timeouts" and other inconveniences. But the password--the thing that actually protects your account--can only be a very limited number of characters. I consider this a major flaw and wish my online banking would be protected by less froufrou and more actual password security.



Health
A

Data as of Q2 2021

Data displayed below is for insuring bank: Canyon State Credit Union
Learn why bank health matters

Health Grade Components

Overall
NCUA #68502
Year Chartered1951
Employees142
Primary Regulator
Profit Margin
Return on Assets - YTD0.22%
Return on Equity - YTD2.93%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$581.3MM$508.9MM
LoansQ2 2021vs Q2 2020$360.6MM$315.0MM
DepositsQ2 2021vs Q2 2020$504.7MM$438.8MM
Equity CapitalQ2 2021vs Q2 2020$44.4MM$45.1MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.9MM$1.7MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$676.00K$1.0MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Copper State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Copper State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Savings Accounts
0.05%$5-Business Savings
0.05%$5-Youth Accounts

Copper State Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Money Market Account
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $25k | 0.15% $25k - $100k
0.20%*$100k*-Business Money Market Account
OTHER TIERS: 0.05% Up to $1k | 0.10% $1k - $25k | 0.15% $25k - $100k

Copper State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$500-5 Year Share Certificate
0.45%$500-Business 5 Year Share Certificate
0.40%$500-4 Year Share Certificate
0.40%$500-Business 4 Year Share Certificate
0.35%$500-3 Year Share Certificate
0.35%$500-Business 3 Year Share Certificate
0.30%$500-2 Year Share Certificate
0.30%$500-Business 2 Year Share Certificate
0.25%$500-1 Year Share Certificate
0.25%$500-Business 1 Year Share Certificate
0.15%$500-6 Month Share Certificate
0.15%$500-Business 6 Month Share Certificate

Copper State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-5 Year IRA Certificate
0.45%$500-4 Year IRA Certificate
0.40%$500-3 Year IRA Certificate
0.30%$500-2 Year IRA Certificate
0.25%$500-1 Year IRA Certificate
0.15%$500-6 Month IRA Certificate
Locations


Copper State Credit Union Locations
Branch Office1270 N Dysart RdGoodyear, AZ 85395
Branch Office254 E State Highway 260Payson, AZ 85541-4927
Corporate Office15458 N 28th AvePhoenix, AZ 85053
Branch Office3428 W Anthem WayAnthem, AZ 85086
Branch Office18559 N 59th AveGlendale, AZ 85308
Branch Office2400 W Bell RdPhoenix, AZ 85023
Branch Office15613 W Bell RdSurprise, AZ 85374
Branch Office1640 W Thomas RdPhoenix, AZ 85015-6105
Branch Office3300W W Camelback RdPhoenix, AZ 85017

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