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Coral Community Federal Credit Union


Overview / Commentary
www.coralfcu.org
954-772-2330
1930 NE 47th St Ste 120
Ft Lauderdale, FL 33308

Coral Community Federal Credit Union is headquartered in Ft Lauderdale and is the 97th largest credit union in the state of Florida. It is also the 2,756th largest credit union in the nation. It was established in 1975 and as of December of 2019, it had grown to 8 employees and 4,428 members at 1 location. Coral Community Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to a very specific area of Palm Beach County in Florida and employees of Select Employee Groups.
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Health
B+

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coral Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #22159
Year Chartered1975
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.92%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$33.1MM$31.8MM
LoansQ4 2019vs Q4 2018$16.0MM$14.4MM
DepositsQ4 2019vs Q4 2018$29.3MM$28.5MM
Equity CapitalQ4 2019vs Q4 2018$3.5MM$2.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$125.00K$123.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$57.00K$58.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Coral Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coral Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--IRA Share Account
0.15%$250-Share Savings Account
0.15%$50-Coral Kids Account
0.15%$50-Rock Solid Teen Account
0.15%$100-Holiday Club
0.15%$100-Island Club

Coral Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k | 0.25% → $10k - $25k | 0.30% → $25k - $50k | 0.35% → $50k - $100k

Coral Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$500-Lighthouse Checking
0.15%$2k-Coral Checking Account

Coral Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$20k-60 Month Platinum Share Certificate
1.64%$500-60 Month Gold Share Certificate
1.35%$20k-30 Month Platinum Share Certificate
1.34%$500-30 Month Gold Share Certificate
1.00%$500-12 Month Gold Share Certificate
1.00%$20k-12 Month Platinum Share Certificate
0.85%$500-6 Month Gold Share Certificate
0.85%$20k-6 Month Platinum Share Certificate

Coral Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$20k-60 Month Platinum IRA Certificate
1.64%$500-60 Month Gold IRA Certificate
1.35%$20k-30 Month Platinum IRA Certificate
1.34%$500-30 Month Gold IRA Certificate
1.00%$500-12 Month Gold IRA Certificate
1.00%$20k-12 Month Platinum IRA Certificate
0.85%$500-6 Month Gold IRA Certificate
0.85%$20k-6 Month Platinum IRA Certificate
Locations


Coral Community Federal Credit Union Locations
Branch Office1930 NE 47th St Ste 120Ft Lauderdale, FL 33308

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