Overview / Commentary
Coral Community Federal Credit Union is headquartered in Ft Lauderdale and is the 88th largest credit union in the state of Florida. It is also the 2,584th largest credit union in the nation. It was established in 1975 and as of March of 2025, it had grown to 8 employees and 3,732 members at 1 location. Coral Community Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.
Field of Membership Restrictions
Coral Community Federal Credit Union membership is open to those who live, work, worship, attend school in the area North of Griffin Road to Hillsborough Boulevard, East of Weston Road to A1A, the Eastern border of University between Sawgrass Expressway and Sunrise Boulevard.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Coral Community Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 22159 |
| Year Chartered | 1975 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.36% |
| Return on Equity - YTD | -4.43% |
| Annual Interest Income | $429K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $42.3MM$42.7MM |
| Loans | Q1 2025vs Q1 2024 | $24.5MM$25.9MM |
| Deposits | Q1 2025vs Q1 2024 | $38.2MM$37.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $3.4MM$3.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $157K$155K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $304K$325K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |