Overview / Commentary
7200 Kirkville Rd
East Syracuse, NY 13057-9414

Core Federal Credit Union is headquartered in East Syracuse and is the 75th largest credit union in the state of New York. It is also the 1,576th largest credit union in the nation. It was established in 1959 and as of September of 2018, it had grown to 24 employees and 10,057 members at 3 locations. Core Federal Credit Union's CD rates are 2X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Must be a member, volunteer or employee of any of the several select schools, churches and organizations. (A full list of more than 100 groups can be found on the credit union's website) Also open to those who live, work, worship or attend school in Madison County.
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Health Grade Components

NCUA #13037
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD8.04%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$104.1MM$101.9MM
LoansQ3 2018vs Q3 2017$45.4MM$46.9MM
DepositsQ3 2018vs Q3 2017$91.7MM$86.7MM
Equity CapitalQ3 2018vs Q3 2017$12.0MM$11.2MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.2MM$1.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.1MM$2.4MM
Real Estate OwnedQ3 2018vs Q3 2017$30.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Core Federal Credit Union Savings Account Rates

0.10%--IRA Deposit
0.05%--Regular Share
0.05%--Christmas Club
0.05%--Vacation Club
0.05%--Insurance Club

Core Federal Credit Union Money Market Rates

0.65%*$100k*-Money Market Account
OTHER TIERS: 0.25% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k

Core Federal Credit Union CD Rates

2.12%$1k-48 Month CD
2.02%$1k-12 Month CD
2.02%$1k-18 Month CD
2.02%$1k-24 Month CD
2.02%$1k-36 Month CD
1.00%$1k-6 Month CD

Core Federal Credit Union IRA Rates

2.12%$1k-48 Month IRA Certificate
2.02%$1k-12 Month IRA Certificate
2.02%$1k-18 Month IRA Certificate
2.02%$1k-24 Month IRA Certificate
2.02%$1k-36 Month IRA Certificate
1.00%$1k-6 Month IRA Certificate

Core Federal Credit Union Locations
Branch Office6 cambridge AveMorrisville, NY 13408-9654
Branch Office651 Centerville PlNorth Syracuse, NY 13212-2396
Branch Office7200 Kirkville RdEast Syracuse, NY 13057-9414

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