Core Federal Credit Union

Overview / Commentary
7200 Kirkville Rd
East Syracuse, NY 13057-9414

Core Federal Credit Union is headquartered in East Syracuse and is the 73rd largest credit union in the state of New York. It is also the 1,592nd largest credit union in the nation. It was established in 1959 and as of March of 2019, it had grown to 23 employees and 9,712 members at 2 locations. Core Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Must be a member, volunteer or employee of any of the several select schools, churches and organizations. (A full list of more than 100 groups can be found on the credit union's website) Also open to those who live, work, worship or attend school in Madison County.
See current membership details


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Health Grade Components

NCUA #13037
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD1.5%
Return on Equity - YTD13.23%
Annual Interest Income$855.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$105.6MM$102.9MM
LoansQ1 2019vs Q1 2018$43.9MM$44.5MM
DepositsQ1 2019vs Q1 2018$93.4MM$90.4MM
Equity CapitalQ1 2019vs Q1 2018$11.8MM$11.5MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.9MM$1.3MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.0MM$1.1MM
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Core Federal Credit Union Savings Account Rates

0.10%--IRA Deposit
0.05%--Regular Share
0.05%--Christmas Club
0.05%--Vacation Club
0.05%--Insurance Club

Core Federal Credit Union Money Market Rates

0.65%*$100k*-Money Market Account
OTHER TIERS: 0.25% $10k - $25k | 0.40% $25k - $50k | 0.50% $50k - $100k

Core Federal Credit Union CD Rates

2.12%$1k-48 Month CD
2.02%$1k-12 Month CD
2.02%$1k-18 Month CD
2.02%$1k-24 Month CD
2.02%$1k-36 Month CD
1.00%$1k-6 Month CD

Core Federal Credit Union IRA Rates

2.12%$1k-48 Month IRA Certificate
2.02%$1k-12 Month IRA Certificate
2.02%$1k-18 Month IRA Certificate
2.02%$1k-24 Month IRA Certificate
2.02%$1k-36 Month IRA Certificate
1.00%$1k-6 Month IRA Certificate

Core Federal Credit Union Locations
Branch Office651 Centerville PlNorth Syracuse, NY 13212-2396
Branch Office7200 Kirkville RdEast Syracuse, NY 13057-9414

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