Core Federal Credit Union is headquartered in East Syracuse and is the 72nd largest credit union in the state of New York. It is also the 1,569th largest credit union in the nation. It was established in 1959 and as of June of 2019, it had grown to 23 employees and 9,621 members at 2 locations. Core Federal Credit Union's CD rates are 96% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
CORE Federal Credit Union is open to anyone who lives, works, worships, or goes to school in the Madison County townships of Nelson, Eaton, Madison, Brookfield, Hamilton, Lebanon, Georgetown, or DeRuyter and to volunteers or employees of: Morrisville State College, Eagle Wings Academy, Cazenovia Central School District, Calvary United Methodist Church in Mattydale, First United Methodist Church of Minoa, Resurrection Life Fellowship in Eaton, St. Mathew's Church in Easy Syracuse, ESM Meals on Wheels, Liverpool Elks Lodge #2348, North Onondaga Public Library, Morrisville Fire Department, Dewitt Fire District, Town of Cicero, Village of Hamilton, Cazenovia Animal Hospital, Dutchers, Inc., Hamilton Movie Theater or any of the 150 associations.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 13037 |
| Year Chartered | 1959 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.5% |
| Return on Equity - YTD | 13.08% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $108.3MM$107.0MM |
| Loans | Q2 2019vs Q2 2018 | $43.0MM$45.9MM |
| Deposits | Q2 2019vs Q2 2018 | $95.8MM$95.0MM |
| Equity Capital | Q2 2019vs Q2 2018 | $12.2MM$11.6MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.9MM$1.2MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $1.0MM$1.1MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$30.00K |
Always verify rates and promotions with the bank or credit union. We are not Core Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Core Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | IRA Deposit | |
| 0.05% | - | - | Regular Share | |
| 0.05% | - | - | Christmas Club | |
| 0.05% | - | - | Vacation Club | |
| 0.05% | - | - | Insurance Club |
Core Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.25% → $10k - $25k | 0.40% → $25k - $50k | 0.50% → $50k - $100k | |||||
Core Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | $1k | - | 48 Month CD | |
| 1.91% | $1k | - | 36 Month CD | |
| 1.86% | $1k | - | 24 Month CD | |
| 1.76% | $1k | - | 12 Month CD | |
| 1.76% | $1k | - | 18 Month CD | |
| 1.10% | $1k | - | 6 Month CD |
Core Federal Credit Union IRA Rates
| Core Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 651 Centerville Pl | North Syracuse, NY 13212-2396 |
| Branch Office | 7200 Kirkville Rd | East Syracuse, NY 13057-9414 |