Corner Stone Credit Union

Overview / Commentary
130 Historic Town Square
Lancaster, TX 75146

Corner Stone Credit Union is headquartered in lancaster and is the 272nd largest credit union in the state of Texas. It is also the 3,476th largest credit union in the nation. It was established in 1952 and as of March of 2021, it had grown to 10 employees and 3,702 members at 2 locations. Corner Stone Credit Union has a B health rating.

Field of Membership Restrictions

Corner Stone Credit Union is open to businesses, employee groups, company members, and residents within a 10-mile radius one of the credit union offices along with their family members, and employees of the site-listed affiliated SEG's, regular members of the Most Worshipful Prince Hall Grand Lodge subordinates within the North Central Region,as well as the employees,family members and members of the NCPHM FCU.
See current membership details

Reviews (1)


Great people and even better return on investments. I am a 23 year old Consultant for a larger financial institution and would not trust my monies any where else!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Corner Stone Credit Union has a low asset base.

Health Grade Components

NCUA #68011
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD-0.36%
Return on Equity - YTD-4.88%
Annual Interest Income$211.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$19.5MM$16.5MM
LoansQ1 2021vs Q1 2020$12.0MM$12.7MM
DepositsQ1 2021vs Q1 2020$17.9MM$15.0MM
Equity CapitalQ1 2021vs Q1 2020$1.4MM$1.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$219.00K$287.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$92.00K$160.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Corner Stone Credit Union Savings Account Rates

0.05%$100-Regular Share Account
0.05%$25-Kids Account
0.05%$100-Christmas Club Account
0.05%$100-Vacation Club Account

Corner Stone Credit Union Money Market Rates

0.15%*$50k*-Money Market Account
OTHER TIERS: 0.10% $1k - $50k

Corner Stone Credit Union CD Rates

0.20%*$50k*-5 Year Certificate
OTHER TIERS: 0.15% $500 - $50k
0.15%*$50k*-2 Year Certificate
OTHER TIERS: 0.12% $500 - $50k
0.10%$500-1 Year Certificate

Corner Stone Credit Union Locations
Branch Office130 historic town sqlancaster, TX 75146
Branch Office2424 Gus Thomasson Rd Ste BMesquite, TX 75150-5368

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