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Corner Stone Credit Union

Popular Accounts at this Credit Union

0.25%5-year CD5 Year Certificate
0.15%1-year CD1 Year Certificate
0.15%2-year CD2 Year Certificate

Overview / Commentary
130 Historic Town Square
Lancaster, TX 75146

Corner Stone Credit Union is headquartered in lancaster and is the 266th largest credit union in the state of Texas. It is also the 3,468th largest credit union in the nation. It was established in 1952 and as of March of 2018, it had grown to 12 employees and 4,879 members at 2 locations. Corner Stone Credit Union has a C+ health rating.

Field of Membership Restrictions

Coner Stone CU is open to businesses, employees groups, company members, and residents within a 10-mile distance of a CU office along with their family members, surviving spouses of deceased CU members that have not remarried, employees of the site listed CU-affiliated SEG's, regular members of the Most Worshipful Prince Hall Grand Lodge subordinates within the North Central Region,as well as the employees,family members and members of the NCPHM FCU.
See current membership details

Reviews (1)


Great people and even better return on investments. I am a 23 year old Consultant for a larger financial institution and would not trust my monies any where else!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Corner Stone Credit Union has a low asset base.

Health Grade Components

NCUA #68011
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD-0.33%
Return on Equity - YTD-5.86%
Annual Interest Income$263.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$18.8MM$21.4MM
LoansQ1 2018vs Q1 2017$14.6MM$15.9MM
DepositsQ1 2018vs Q1 2017$17.5MM$19.8MM
Equity CapitalQ1 2018vs Q1 2017$1.1MM$1.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$472.00K$563.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$125.00K$300.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Corner Stone Credit Union CD Rates

0.25%*$50k*-5 Year Certificate
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $50k
0.15%*$50k*-1 Year Certificate
OTHER TIERS: 0.05% $500 - $10k | 0.10% $10k - $50k
0.15%*$50k*-2 Year Certificate
OTHER TIERS: 0.05% $500 - $10k | 0.10% $10k - $50k

Corner Stone Credit Union IRA Rates

0.25%*$50k*-5 Year IRA Certificate
OTHER TIERS: 0.10% $500 - $10k | 0.15% $10k - $50k
0.15%*$50k*-1 Year IRA Certificate
OTHER TIERS: 0.05% $500 - $10k | 0.10% $10k - $50k
0.15%*$50k*-2 Year IRA Certificate
OTHER TIERS: 0.05% $500 - $10k | 0.10% $10k - $50k

Corner Stone Credit Union Locations
Branch Office130 historic town sqlancaster, TX 75146
Branch Office7929 Brookriver Dr Ste 175dallas, TX 75247

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