Corner Stone Credit Union

Overview / Commentary
130 Historic Town Square
Lancaster, TX 75146

Corner Stone Credit Union is headquartered in lancaster and is the 280th largest credit union in the state of Texas. It is also the 3,539th largest credit union in the nation. It was established in 1952 and as of December of 2019, it had grown to 9 employees and 3,984 members at 2 locations. Corner Stone Credit Union has a C+ health rating.

Field of Membership Restrictions

Corner Stone Credit Union is open to businesses, employee groups, company members, and residents within a 10-mile radius one of the credit union offices along with their family members, and employees of the site-listed affiliated SEG's, regular members of the Most Worshipful Prince Hall Grand Lodge subordinates within the North Central Region,as well as the employees,family members and members of the NCPHM FCU.
See current membership details

Reviews (1)


Great people and even better return on investments. I am a 23 year old Consultant for a larger financial institution and would not trust my monies any where else!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Corner Stone Credit Union has a low asset base.

Health Grade Components

NCUA #68011
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD8.4%
Annual Interest Income$956.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$16.1MM$16.3MM
LoansQ4 2019vs Q4 2018$12.8MM$14.2MM
DepositsQ4 2019vs Q4 2018$14.5MM$14.9MM
Equity CapitalQ4 2019vs Q4 2018$1.3MM$1.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$288.00K$442.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$101.00K$226.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Corner Stone Credit Union Savings Account Rates

0.10%$100-Regular Share Account
0.10%$25-Kids Account
0.10%$100-Christmas Club Account
0.10%$100-Platinum Savings Account
0.10%$100-Vacation Club Account

Corner Stone Credit Union Money Market Rates

0.30%*$50k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $20k | 0.25% $20k - $50k

Corner Stone Credit Union CD Rates

0.50%*$50k*-5 Year Certificate
OTHER TIERS: 0.25% $500 - $10k | 0.35% $10k - $50k
0.40%*$50k*-2 Year Certificate
OTHER TIERS: 0.20% $500 - $10k | 0.30% $10k - $50k
0.35%*$50k*-1 Year Certificate
OTHER TIERS: 0.15% $500 - $10k | 0.25% $10k - $50k

Corner Stone Credit Union Locations
Branch Office130 historic town sqlancaster, TX 75146
Branch Office2424 Gus Thomasson Rd Ste BMesquite, TX 75150-5368

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