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Corner Stone Credit Union

Overview / Commentary
130 Historic Town Square
Lancaster, TX 75146

Corner Stone Credit Union is headquartered in lancaster and is the 280th largest credit union in the state of Texas. It is also the 3,554th largest credit union in the nation. It was established in 1952 and as of March of 2019, it had grown to 10 employees and 4,160 members at 2 locations. Corner Stone Credit Union has a C+ health rating.

Field of Membership Restrictions

Coner Stone CU is open to businesses, employees groups, company members, and residents within a 10-mile distance of a CU office along with their family members, surviving spouses of deceased CU members that have not remarried, employees of the site listed CU-affiliated SEG's, regular members of the Most Worshipful Prince Hall Grand Lodge subordinates within the North Central Region,as well as the employees,family members and members of the NCPHM FCU.
See current membership details

Reviews (1)


Great people and even better return on investments. I am a 23 year old Consultant for a larger financial institution and would not trust my monies any where else!

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Corner Stone Credit Union has a low asset base.

Health Grade Components

NCUA #68011
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1.49%
Return on Equity - YTD18.87%
Annual Interest Income$239.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$16.5MM$18.8MM
LoansQ1 2019vs Q1 2018$13.5MM$14.6MM
DepositsQ1 2019vs Q1 2018$15.0MM$17.5MM
Equity CapitalQ1 2019vs Q1 2018$1.3MM$1.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$409.00K$472.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$158.00K$125.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Corner Stone Credit Union Savings Account Rates

0.10%$100-Regular Share Account
0.10%$25-Kids Account
0.10%$100-Christmas Club Account
0.10%$100-Platinum Savings Account
0.10%$100-Vacation Club Account

Corner Stone Credit Union Money Market Rates

0.30%*$50k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $20k | 0.25% $20k - $50k

Corner Stone Credit Union CD Rates

0.50%*$50k*-5 Year Certificate
OTHER TIERS: 0.25% $500 - $10k | 0.35% $10k - $50k
0.40%*$50k*-2 Year Certificate
OTHER TIERS: 0.20% $500 - $10k | 0.30% $10k - $50k
0.35%*$50k*-1 Year Certificate
OTHER TIERS: 0.15% $500 - $10k | 0.25% $10k - $50k

Corner Stone Credit Union Locations
Branch Office130 historic town sqlancaster, TX 75146
Branch Office2424 Gus Thomasson Rd Ste BMesquite, TX 75150-5368

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