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Overview / Commentary
304-873-2401
101 West Main Street
West Union, WV 26456

Cornerstone Bank, Inc. is headquartered in West Union and is the 32nd largest bank in the state of West Virginia. It is also the 3,299th largest bank in the nation. It was established in 1934 and as of September of 2017, it had grown to 27 employees at 4 locations. Cornerstone Bank, Inc. has a B+ health rating.

Reviews (1)

Displeased

Posted by: Anonymous | Nov 2, 2010

I was unknowingly charged overdraft fees twice, once that I didn't catch and most recently called it to their attention. When confronted about the overdraft protection I signed up for when I opened the account over two years ago, they said they had no record of this and there was nothing they could do. Total of 200+ dollars lost in overdraft fees!



Health
B+

Health Grade Components

Overall
FDIC Certificate #10045
Year Established1934
Employees27
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.94%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$168.5MM$177.3MM
LoansQ3 2017vs Q3 2016$36.6MM$33.6MM
DepositsQ3 2017vs Q3 2016$149.1MM$157.8MM
Equity CapitalQ3 2017vs Q3 2016$17.8MM$17.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$315.00K$288.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$332.00K$485.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates

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Locations


Cornerstone Bank, Inc. Locations
Cornerstone Bank, Inc.101 West Main StreetWest Union, WV 26456
Salem Branch150 West Main StreetSalem, WV 26426
Pennsboro Branch4377 Lamberton RoadPennsboro, WV 26415
Parkersburg Branch2107 Pike StreetParkersburg, WV 26101