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Overview / Commentary
101 West Main Street
West Union, WV 26456

Cornerstone Bank, Inc. is headquartered in West Union and is the 33rd largest bank in the state of West Virginia. It is also the 3,393rd largest bank in the nation. It was established in 1934 and as of June of 2016, it had grown to 31 employees at 4 locations. Cornerstone Bank, Inc. has a B+ health rating.

Reviews (1)

Displeased

Posted by: Anonymous | Nov 2, 2010

I was unknowingly charged overdraft fees twice, once that I didn't catch and most recently called it to their attention. When confronted about the overdraft protection I signed up for when I opened the account over two years ago, they said they had no record of this and there was nothing they could do. Total of 200+ dollars lost in overdraft fees!



Health
B+

Health Grade Components

Overall
FDIC Certificate #10045
Year Established1934
Employees31
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD7.06%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$164.3MM$185.3MM
LoansQ2 2016vs Q2 2015$31.3MM$28.3MM
DepositsQ2 2016vs Q2 2015$144.9MM$168.7MM
Equity CapitalQ2 2016vs Q2 2015$17.5MM$15.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$289.00K$301.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$164.00K$78.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates

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Locations


Cornerstone Bank, Inc. Locations
Cornerstone Bank, Inc.101 West Main StreetWest Union, WV 26456
Salem Branch150 West Main StreetSalem, WV 26426
Pennsboro Branch4377 Lamberton RoadPennsboro, WV 26415
Parkersburg Branch2107 Pike StreetParkersburg, WV 26101