Cornerstone Bank, Inc. is headquartered in West Union and is the 27th largest bank in the state of West Virginia. It is also the 3,159th largest bank in the nation. It was established in 1934 and as of December of 2018, it had grown to 30 employees at 4 locations. Cornerstone Bank, Inc. has an A health rating.
I was unknowingly charged overdraft fees twice, once that I didn't catch and most recently called it to their attention. When confronted about the overdraft protection I signed up for when I opened the account over two years ago, they said they had no record of this and there was nothing they could do. Total of 200+ dollars lost in overdraft fees!
|FDIC Certificate #||10045|
|Return on Assets - YTD||0.78%|
|Return on Equity - YTD||7.91%|
|Annual Interest Income||$4.4MM|
|Assets and Liabilities|
|Assets||Q4 2018vs Q4 2017||$173.4MM$164.2MM|
|Loans||Q4 2018vs Q4 2017||$38.0MM$36.2MM|
|Deposits||Q4 2018vs Q4 2017||$154.6MM$144.9MM|
|Equity Capital||Q4 2018vs Q4 2017||$16.5MM$17.1MM|
|Loan Loss Allowance||Q4 2018vs Q4 2017||$312.00K$315.00K|
|Unbacked Noncurrent Loans||Q4 2018vs Q4 2017||$265.00K$13.00K|
|Real Estate Owned||Q4 2018vs Q4 2017||$0$0|
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|Cornerstone Bank, Inc. Locations|
|Cornerstone Bank, Inc.||101 West Main Street||West Union, WV 26456|
|Salem Branch||150 West Main Street||Salem, WV 26426|
|Pennsboro Branch||4377 Lamberton Road||Pennsboro, WV 26415|
|Parkersburg Branch||2107 Pike Street||Parkersburg, WV 26101|