Cornerstone Bank, Inc. is headquartered in West Union and is the 33rd largest bank in the state of West Virginia. It is also the 3,393rd largest bank in the nation. It was established in 1934 and as of June of 2016, it had grown to 31 employees at 4 locations. Cornerstone Bank, Inc. has a B+ health rating.
I was unknowingly charged overdraft fees twice, once that I didn't catch and most recently called it to their attention. When confronted about the overdraft protection I signed up for when I opened the account over two years ago, they said they had no record of this and there was nothing they could do. Total of 200+ dollars lost in overdraft fees!
|FDIC Certificate #||10045|
|Return on Assets - YTD||0.7%|
|Return on Equity - YTD||7.06%|
|Annual Interest Income||$2.2MM|
|Assets and Liabilities|
|Assets||Q2 2016vs Q2 2015||$164.3MM$185.3MM|
|Loans||Q2 2016vs Q2 2015||$31.3MM$28.3MM|
|Deposits||Q2 2016vs Q2 2015||$144.9MM$168.7MM|
|Equity Capital||Q2 2016vs Q2 2015||$17.5MM$15.4MM|
|Loan Loss Allowance||Q2 2016vs Q2 2015||$289.00K$301.00K|
|Unbacked Noncurrent Loans||Q2 2016vs Q2 2015||$164.00K$78.00K|
|Real Estate Owned||Q2 2016vs Q2 2015||$0$0|
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|Cornerstone Bank, Inc. Locations|
|Cornerstone Bank, Inc.||101 West Main Street||West Union, WV 26456|
|Salem Branch||150 West Main Street||Salem, WV 26426|
|Pennsboro Branch||4377 Lamberton Road||Pennsboro, WV 26415|
|Parkersburg Branch||2107 Pike Street||Parkersburg, WV 26101|