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Overview / Commentary
101 West Main Street
West Union, WV 26456

Cornerstone Bank, Inc. is headquartered in West Union and is the 31st largest bank in the state of West Virginia. It is also the 3,338th largest bank in the nation. It was established in 1934 and as of December of 2017, it had grown to 28 employees at 4 locations. Cornerstone Bank, Inc. has a B+ health rating.

Reviews (1)


Posted by: Anonymous | Nov 2, 2010

I was unknowingly charged overdraft fees twice, once that I didn't catch and most recently called it to their attention. When confronted about the overdraft protection I signed up for when I opened the account over two years ago, they said they had no record of this and there was nothing they could do. Total of 200+ dollars lost in overdraft fees!


Health Grade Components

FDIC Certificate #10045
Year Established1934
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD5.81%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$164.2MM$169.4MM
LoansQ4 2017vs Q4 2016$36.2MM$32.5MM
DepositsQ4 2017vs Q4 2016$144.9MM$151.7MM
Equity CapitalQ4 2017vs Q4 2016$17.1MM$16.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$315.00K$289.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$13.00K$590.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Cornerstone Bank, Inc. Locations
Cornerstone Bank, Inc.101 West Main StreetWest Union, WV 26456
Salem Branch150 West Main StreetSalem, WV 26426
Pennsboro Branch4377 Lamberton RoadPennsboro, WV 26415
Parkersburg Branch2107 Pike StreetParkersburg, WV 26101