Cornerstone Bank, Inc. is headquartered in West Union and is the 31st largest bank in the state of West Virginia. It is also the 3,338th largest bank in the nation. It was established in 1934 and as of December of 2017, it had grown to 28 employees at 4 locations. Cornerstone Bank, Inc. has a B+ health rating.
I was unknowingly charged overdraft fees twice, once that I didn't catch and most recently called it to their attention. When confronted about the overdraft protection I signed up for when I opened the account over two years ago, they said they had no record of this and there was nothing they could do. Total of 200+ dollars lost in overdraft fees!
|FDIC Certificate #||10045|
|Return on Assets - YTD||0.6%|
|Return on Equity - YTD||5.81%|
|Annual Interest Income||$4.3MM|
|Assets and Liabilities|
|Assets||Q4 2017vs Q4 2016||$164.2MM$169.4MM|
|Loans||Q4 2017vs Q4 2016||$36.2MM$32.5MM|
|Deposits||Q4 2017vs Q4 2016||$144.9MM$151.7MM|
|Equity Capital||Q4 2017vs Q4 2016||$17.1MM$16.1MM|
|Loan Loss Allowance||Q4 2017vs Q4 2016||$315.00K$289.00K|
|Unbacked Noncurrent Loans||Q4 2017vs Q4 2016||$13.00K$590.00K|
|Real Estate Owned||Q4 2017vs Q4 2016||$0$0|
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|Cornerstone Bank, Inc. Locations|
|Cornerstone Bank, Inc.||101 West Main Street||West Union, WV 26456|
|Salem Branch||150 West Main Street||Salem, WV 26426|
|Pennsboro Branch||4377 Lamberton Road||Pennsboro, WV 26415|
|Parkersburg Branch||2107 Pike Street||Parkersburg, WV 26101|