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Overview / Commentary
310 North Main Street
Moorefield, WV 26836

Summit Community Bank (WV) is headquartered in Moorefield and is the 3rd largest bank in the state of West Virginia. It is also the 396th largest bank in the nation. It was established in 1995 and as of December of 2017, it had grown to 320 employees at 32 locations. Summit Community Bank (WV)'s savings rates are 92% higher than the national average, and it has a B+ health rating.

Reviews (2)

Great Bank!

Posted by: Yoohoo | Jun 11, 2016

I absolutely love my bank and have no complaints what so ever. The tellers are very personable and make it a point to know their customers. If I need help someone is always willing to go out of their way to help. For instance I needed help accessing the mobile app for my checking and savings account and a representative was more than willing to help and stayed on the phone and walked me through the entire set up process. I highly recommend this bank and will never use another mainly due to the customer service skills.

Not a customer-friendly bank

Posted by: lbheav85 | Jan 15, 2015

I had the "joy" of being one of the first customers of this bank right after it had changed owners/names. I really wish this wouldn't have happened. This is not a very good bank to choose for your personal needs. It's probably only really good for small business and probably large. Customer service is horrible and the tellers/bankers treat you like you're nothing. I had a $200 over-draw limit and only over drew once (it was a 2 day period before money was put back in), and I was charged $40! $3.99 to use your bank card in other places (if you used it at Summit, it was still $1). On another occasion (I was no longer a customer), I had received counterfeit travelers checks from someone and Summit cashed it with no questions. I am still paying on that check. I feel that they should have at least held the check until it came back counterfeit or not! It took almost 2 years before I found out it was not real. I live in a small town, so coming across a variety of anything is out of the question. I really wish someone would bring a caring bank to our town.


Health Grade Components

FDIC Certificate #34102
Year Established1995
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD6.43%
Annual Interest Income$84.5MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$2.13B$1.75B
LoansQ4 2017vs Q4 2016$1.59B$1.31B
DepositsQ4 2017vs Q4 2016$1.60B$1.30B
Equity CapitalQ4 2017vs Q4 2016$214.4MM$169.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$12.6MM$11.7MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$15.3MM$14.6MM
Real Estate OwnedQ4 2017vs Q4 2016$21.5MM$24.5MM
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Summit Community Bank (WV) Savings Account Rates

1.00%*-$25kSummit Elite Savings
OTHER TIERS: 0.05% $25k+
0.20%*$50k*-Statement Savings
OTHER TIERS: 0.02% $25 - $1k | 0.07% $1k - $10k | 0.15% $10k - $10k

Summit Community Bank (WV) Checking Account Rates

1.25%$25k-T-Fund Checking
0.15%*$250k*-Senior Select Checking
OTHER TIERS: 0.02% $1k - $10k | 0.05% $10k - $25k | 0.07% $25k - $50k | 0.10% $50k - $100k | 0.12% $100k - $250k
0.15%*$250k*-Summit Custom Checking with Interest
OTHER TIERS: 0.02% $1k - $10k | 0.05% $10k - $25k | 0.07% $25k - $50k | 0.10% $50k - $100k | 0.12% $100k - $250k

Sorry, but we do not have location data for Summit Community Bank (WV). Its headquarters is located at 310 North Main Street - Moorefield, WV 26836