Cornerstone Bank (MA)

Overview / Commentary
230 Park Avenue
Worcester, MA 01609-1918

Cornerstone Bank (MA) is headquartered in Spencer and is the 37th largest bank in the state of Massachusetts. It is also the 734th largest bank in the nation. It was established in 1871 and as of June of 2022, it had grown to 176 employees at 11 locations. Cornerstone Bank (MA) has an A health rating.


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Health Grade Components

FDIC Certificate #90282
Year Established1871
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.56%
Annual Interest Income$22.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.41B$1.39B
LoansQ2 2022vs Q2 2021$1.17B$1.16B
DepositsQ2 2022vs Q2 2021$1.21B$1.15B
Equity CapitalQ2 2022vs Q2 2021$116.3MM$117.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$12.0MM$11.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$7.7MM$6.8MM
Real Estate OwnedQ2 2022vs Q2 2021$0$1.1MM

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