Overview / Commentary
230 Park Avenue
Worcester, MA 01609-1918

Cornerstone Bank (MA) is headquartered in Spencer and is the 37th largest bank in the state of Massachusetts. It is also the 679th largest bank in the nation. It was established in 1871 and as of September of 2018, it had grown to 177 employees at 15 locations. Cornerstone Bank (MA)'s money market rates are 59% higher than the national average, and it has an A health rating.

Related Posts

Competitive Rates On 8,15, 22, 39 And 47 Month Cds - 4/11/2018

Type Annual Percentage Yield (APY) 8 Month Certificate 1.75% 15 Month Certificate 2.25% 22 Month Certificate 2.50% 39 Month Certificate 2.75% 47 Month Certificate 2.75% 57 Month Certificate 2.75% https://cornerstonebank.com/current-rates/deposit-rates/certificates-of-deposit/ Please note: With fixed-rate term accounts, rates are guaranteed for length of term. A Penalty will be imposed for early withdrawal. Early withdrawal penalties may reduce earnings. CDs that auto-renew with balances less than $500.00 will not earn interest.

Cornerstone Bank (MA) Offers 38-month CD - 3/13/2018

Cornerstone Bank (MA) has raised the rates on its 22-month CD (2.50% APY) and 38-month CD (2.75% APY) by 100 bps. Minimum deposit is $500, with no balance cap.

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Health Grade Components

FDIC Certificate #90282
Year Established1871
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.43%
Annual Interest Income$31.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.15B$1.12B
LoansQ3 2018vs Q3 2017$987.5MM$971.9MM
DepositsQ3 2018vs Q3 2017$907.2MM$874.4MM
Equity CapitalQ3 2018vs Q3 2017$113.7MM$106.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$5.1MM$4.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.2MM$4.6MM
Real Estate OwnedQ3 2018vs Q3 2017$0$100.00K
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Always verify rates and promotions with the bank or credit union. We are not Cornerstone Bank (MA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Bank (MA) Savings Account Rates

2.50%*-$500Moola Savings
OTHER TIERS: 0.05% $500+
0.75%*-$50kKasasa Saver
OTHER TIERS: 0.25% $50k+
0.75%*-$50kKasasa Saver with Cash Back
OTHER TIERS: 0.25% $50k+
0.25%--IRA Savings
0.25%--Commercial Statement Savings
0.05%$10-Statement Savings
0.05%$10-Holiday Savings Plan

Cornerstone Bank (MA) Money Market Rates

0.75%*$750k*-Business Money Market
OTHER TIERS: 0.25% Up to $50k | 0.45% $50k - $250k | 0.55% $250k - $500k | 0.60% $500k - $750k
0.70%*$500k*-Signature Money Market Account
OTHER TIERS: 0.15% $1k - $10k | 0.20% $10k - $50k | 0.35% $50k - $150k | 0.45% $150k - $350k | 0.55% $350k - $500k
0.25%*$5k*-Personal Money Market
OTHER TIERS: 0.05% Up to $5k

Cornerstone Bank (MA) Checking Account Rates

2.00%*-$25kKasasa Cash
OTHER TIERS: 0.25% $25k+
0.10%$10-Classic Checking
0.10%$10-Relationship Plus Checking

Cornerstone Bank (MA) CD Rates

2.75%--38 Month CD
2.75%--47 Month CD
2.75%--57 Month CD
2.50%--15 Month CD
2.50%--22 Month CD
2.00%--8 Month CD
0.75%--18 Month CD
0.75%--24 Month CD
0.75%--36 Month CD
0.75%--30 Month CD
0.75%--48 Month CD
0.75%--60 Month CD
0.25%--6 Month CD
0.25%--12 Month CD

Cornerstone Bank (MA) IRA Rates

2.75%--38 Month IRA
2.75%--47 Month IRA
2.75%--57 Month IRA
2.50%--15 Month IRA
2.50%--22 Month IRA
2.00%--8 Month IRA
0.75%--18 Month IRA
0.75%--36 Month IRA
0.75%--24 Month IRA
0.75%--30 Month IRA
0.75%--48 Month IRA
0.75%--60 Month IRA
0.25%--12 Month IRA
0.25%--6 Month IRA


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