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Cornerstone Bank (NJ)

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CURRENT TOP RATE

36 Month CD Special

Overview / Commentary

www.cornerstonebank.net

856-638-0300

6000 Midlantic Drive Suite 120 South
Mount Laurel, NJ 08054

Cornerstone Bank (NJ) is headquartered in Moorestown and is the 60^th largest bank in the state of New Jersey. It is also the 2,525^th largest bank in the nation. It was established in 1999 and as of March of 2019, it had grown to 52 employees at 6 locations. Cornerstone Bank (NJ)'s savings rates are 4X the national average, and it has a B health rating.

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2017

5/19 - 1.45% APY 18-Month - CD Special - South Jersey

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Health

B

Data as of Q1 2019

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Health Grade Components

Overall
FDIC Certificate #	35286
Year Established	1999
Employees	52
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.18%
Return on Equity - YTD	2.72%
Annual Interest Income	$2.3MM

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$248.3MM$254.3MM
Loans	Q1 2019vs Q1 2018	$176.2MM$178.6MM
Deposits	Q1 2019vs Q1 2018	$228.9MM$227.5MM
Equity Capital	Q1 2019vs Q1 2018	$16.8MM$16.0MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$1.3MM$1.3MM
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$944.00K$2.1MM
Real Estate Owned	Q1 2019vs Q1 2018	$2.4MM$2.4MM

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Bank (NJ) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.98%	$25k	-	Statement Savings Account

Cornerstone Bank (NJ) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$5k^*	$500k	Personal Indexed Money Market
OTHER TIERS: 0.10% → Up to $5k \| 0.20% → $500k+
0.25%^*	$5k^*	$500k	Consumer Money Market
OTHER TIERS: 0.10% → Up to $5k \| 0.20% → $500k+
0.15%^*	$5k^*	-	Business Indexed Money Market
OTHER TIERS: 0.10% → Up to $5k

Cornerstone Bank (NJ) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$1	-	Business Interest Checking Account
0.05%	$1	-	Supreme Checking Account

Cornerstone Bank (NJ) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%	$500	-	36 Month CD Special
2.40%	$500	-	16 Month CD Special
0.85%	$500	-	60 Month CD
0.75%	$500	-	48 Month CD
0.65%	$500	-	36 to 47 Month CD
0.55%	$500	-	30 to 35 Month CD
0.50%	$500	-	25 to 29 Month CD
0.45%	$500	-	18 to 24 Month CD
0.35%	$500	-	13 to 17 Month CD
0.25%	$500	-	12 Month CD
0.15%	$500	-	6 to 11 Month CD
0.05%	$500	-	7 Day to 5 Month CD

Cornerstone Bank (NJ) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%	$500	-	36 Month IRA Special
2.40%	$500	-	16 Month IRA Special
0.85%	$500	-	60 Month IRA
0.75%	$500	-	48 Month IRA
0.65%	$500	-	36 to 47 Month IRA
0.55%	$500	-	30 to 35 Month IRA
0.50%	$500	-	25 to 29 Month IRA
0.45%	$500	-	18 to 24 Month IRA
0.35%	$500	-	13 to 17 Month IRA
0.25%	$500	-	12 Month IRA
0.15%	$500	-	6 to 11 Month IRA
0.05%	$500	-	7 Day to 5 Month IRA

Locations

Cornerstone Bank (NJ) Locations
Burlington City Branch	115 East Broad Street	Burlington City, NJ 08016
West Deptford Branch	1201 North Broad Street	West Deptford, NJ 08096
Voorhees Branch	133 Route 73	Voorhees, NJ 08043
Cherry Hill Branch	1405 Route 70	Cherry Hill, NJ 08034
Medford Branch	170 Himmelein Road	Medford, NJ 08055
Cornerstone Bank	253 W. Main Street	Moorestown, NJ 08057
Corporate office	6000 Midlantic Dr Suite 120 S	Mount Laurel, NJ 08054

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