Cornerstone Bank (NJ)

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CURRENT TOP RATE

High Yield Savings

Overview / Commentary

www.cornerstonebank.net

856-638-0300

6000 Midlantic Drive Suite 120 South
Mount Laurel, NJ 08054

Cornerstone Bank (NJ) is headquartered in Moorestown and is the 47^th largest bank in the state of New Jersey. It is also the 2,460^th largest bank in the nation. It was established in 1999 and as of June of 2022, it had grown to 68 employees at 6 locations. Cornerstone Bank (NJ) has an A health rating.

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2017

5/19 - 1.45% APY 18-Month - CD Special - South Jersey

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Health

A

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #	35286
Year Established	1999
Employees	68
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.3%
Return on Equity - YTD	-3.24%
Annual Interest Income	$4.2MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$302.6MM$287.4MM
Loans	Q2 2022vs Q2 2021	$206.7MM$182.6MM
Deposits	Q2 2022vs Q2 2021	$270.9MM$259.7MM
Equity Capital	Q2 2022vs Q2 2021	$28.3MM$22.6MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$1.5MM$1.4MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$950.00K$616.00K
Real Estate Owned	Q2 2022vs Q2 2021	$0$2.8MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Bank (NJ) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$25k^*	-	High Yield Savings
OTHER TIERS: 0.10% → Up to $25k
0.50%^*	$25k^*	-	Business High Yield Savings
OTHER TIERS: 0.10% → Up to $25k
0.25%	-	-	Kids Savings
0.05%	-	-	Statement Savings Account
0.05%	-	-	Business Statement Savings

Cornerstone Bank (NJ) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$250k^*	-	Consumer Money Market
OTHER TIERS: 0.05% → Up to $250k
0.05%	-	-	Business Indexed Money Market

Cornerstone Bank (NJ) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	IOLTA Checking
0.10%	-	-	Non Profit Interest Checking
0.05%	$1	-	Business Interest Checking Account
0.05%	$1	-	Supreme Checking Account
0.05%	$1	-	Escrow Checking

Cornerstone Bank (NJ) CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%	$500	-	60 Month CD
0.35%	$500	-	Business 60 Month CD
0.30%	$500	-	36 to 48 Month CD
0.30%	$500	-	Business 36 to 48 Month CD
0.20%	$500	-	30 to 35 Month CD
0.20%	$500	-	25 to 29 Month CD
0.20%	$500	-	Business 25 to 29 Month CD
0.20%	$500	-	Business 30 to 35 Month CD
0.15%	$500	-	12 - 17 Month CD
0.15%	$500	-	18 to 24 Month CD
0.15%	$500	-	Business 12 - 17 Month CD
0.15%	$500	-	Business 18 to 24 Month CD
0.05%	$500	-	7 Day to 5 Month CD
0.05%	$500	-	6 to 11 Month CD
0.05%	$500	-	Business 7 Day to 5 Month CD
0.05%	$500	-	Business 6 to 11 Month CD

Cornerstone Bank (NJ) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%	$500	-	60 Month IRA
0.30%	$500	-	36 to 48 Month IRA
0.20%	$500	-	30 to 35 Month IRA
0.20%	$500	-	25 to 29 Month IRA
0.15%	$500	-	12 - 17 Month IRA
0.15%	$500	-	18 to 24 Month IRA
0.05%	$500	-	7 Day to 5 Month IRA
0.05%	$500	-	6 to 11 Month IRA

Locations

Cornerstone Bank (NJ) Locations
Burlington City Branch	115 East Broad Street	Burlington City, NJ 08016
West Deptford Branch	1201 North Broad Street	West Deptford, NJ 08096
Voorhees Branch	133 Route 73	Voorhees, NJ 08043
Cherry Hill Branch	1405 Route 70	Cherry Hill, NJ 08034
Medford Branch	170 Himmelein Road	Medford, NJ 08055
Cornerstone Bank	253 W Main St	Moorestown, NJ 08057
Corporate office	6000 Midlantic Dr Suite 120 S	Mount Laurel, NJ 08054

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