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The Bank of Princeton


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
thebankofprinceton.com
609-874-7033
183 Bayard Lane
Princeton, NJ 08540

The Bank of Princeton is headquartered in PRINCETON and is the 16th largest bank in the state of New Jersey. It is also the 523rd largest bank in the nation. It was established in 2007 and as of March of 2025, it had grown to 242 employees at 36 locations. The Bank of Princeton's money market rates are 7X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #58513
Year Established2007
Employees242
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.62%
Annual Interest Income$33.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.32B$1.98B
LoansQ1 2025vs Q1 2024$1.83B$1.55B
DepositsQ1 2025vs Q1 2024$2.01B$1.71B
Equity CapitalQ1 2025vs Q1 2024$266.2MM$241.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$23.9MM$18.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$26.5MM$2.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Bank of Princeton Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Princeton Savings
0.10%*$250k*-Wise Business Savings
OTHER TIERS: 0.03% → $0 - $50k | 0.05% → $50k - $250k
0.05%*$50k*-Wise Savings
OTHER TIERS: 0.03% → $0 - $50k
0.02%$0-Landlord/Tenant Savings

The Bank of Princeton Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$50k-Premier Money Market Special w/ New Money
0.30%$0-Princeton Money Market
0.07%*$250k*-Priority Money Market
OTHER TIERS: 0.03% → $2.5k - $25k | 0.05% → $25k - $250k
0.05%*$250k*-Business Money Market
OTHER TIERS: 0.03% → $2.5k - $250k
0.05%$0$50kPremier Money Market

The Bank of Princeton Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$250k*-Premier Business Checking
OTHER TIERS: 0.02% → $1k - $250k
0.02%$1k-Premier Checking
0.02%$500-Classic Checking

The Bank of Princeton CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$500-3 Month CD
2.50%$500-4 Month CD
2.50%$500-5 Month CD
2.50%$500-6 Month CD
2.50%$500-7 Month CD
2.50%$500-8 Month CD
2.50%$500-9 Month CD
2.50%$500-10 Month CD
2.50%$500-11 Month CD
2.50%$500-12 Month CD
2.50%$500-18 Month CD
2.50%$500-24 Month CD
2.50%$500-36 Month CD
2.50%$500-48 Month CD
2.50%$500-60 Month CD

The Bank of Princeton IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$0-IRA Savings
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