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Overview / Commentary
414 61st St
Des Moines, IA 50312-1407

Cornerstone Community Credit Union (IA) is headquartered in Des Moines and is the 53rd largest credit union in the state of Iowa. It is also the 3,258th largest credit union in the nation. It was established in 1931 and as of September of 2017, it had grown to 4 employees and 5,480 members at 1 location. Cornerstone Community Credit Union (IA) has a C+ health rating.

Field of Membership Restrictions

Cornerstone Community CU of Iowa is open to the residents and people that maintain employment in the qualified site listed CU-affiliated locations that are defined by the postal zip codes they are listed under, along with the family and household members of current CU members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cornerstone Community Credit Union (IA) has a low asset base.

Health Grade Components

NCUA #64339
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.31%
Annual Interest Income$563.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$22.8MM$22.2MM
LoansQ3 2017vs Q3 2016$14.6MM$13.7MM
DepositsQ3 2017vs Q3 2016$20.4MM$19.9MM
Equity CapitalQ3 2017vs Q3 2016$2.3MM$2.3MM
Loan Loss AllowanceQ3 2017vs Q3 2016$72.00K$92.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$217.00K$259.00K
Real Estate OwnedQ3 2017vs Q3 2016$107.00K$0

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Cornerstone Community Credit Union (IA) Locations
Branch Office414 61st StDes Moines, IA 50312-1407