Cornerstone Community Credit Union (IA)

Overview / Commentary
414 61st St
Des Moines, IA 50312-1407

Cornerstone Community Credit Union (IA) is headquartered in Des Moines and is the 54th largest credit union in the state of Iowa. It is also the 3,312th largest credit union in the nation. It was established in 1931 and as of September of 2019, it had grown to 4 employees and 2,143 members at 2 locations. Cornerstone Community Credit Union (IA) has a B health rating.

Field of Membership Restrictions

Cornerstone Community Credit Union is open to anyone who lives or works in the following Des Moines Metro Area zip codes: 50309, 50310, 50311, 50312, 50313, 50314, 50315, 50316, 50317, 50320, 50321, 50262, 50266, 50322, 50323, and 50325. Family and household members of current credit union members are also eligible to join.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cornerstone Community Credit Union (IA) has a low asset base.

Health Grade Components

NCUA #64339
Year Chartered1931
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.54%
Annual Interest Income$570.00K
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$20.5MM$20.6MM
LoansQ3 2019vs Q3 2018$14.9MM$14.6MM
DepositsQ3 2019vs Q3 2018$17.2MM$18.0MM
Equity CapitalQ3 2019vs Q3 2018$2.0MM$1.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$167.00K$114.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$165.00K$299.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Community Credit Union (IA) Savings Account Rates

0.50%--IRA Savings Account
0.25%*$5k*-Youth Account
OTHER TIERS: 0.20% Up to $5k
0.20%*$25k*-Vacation Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k
0.15%*$25k*-Share Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k
0.15%--X-Mas Account

Cornerstone Community Credit Union (IA) Money Market Rates

0.30%*$75k*-Money Market
OTHER TIERS: 0.15% $2k - $10k | 0.20% $10k - $25k | 0.25% $25k - $75k

Cornerstone Community Credit Union (IA) CD Rates

1.05%$1k-36 Month Share Certificate
0.70%$1k-24 Month Share Certificate
0.45%$1k-12 Month Share Certificate
0.25%$1k-6 Month Share Certificate

Cornerstone Community Credit Union (IA) IRA Rates

1.05%$1k-36 Month IRA Share Certificate
0.70%$1k-24 Month IRA Share Certificate
0.45%$1k-12 Month IRA Share Certificate
0.25%$1k-6 Month IRA Share Certificate

Cornerstone Community Credit Union (IA) Locations
Branch Office414 61st StDes Moines, IA 50312-1407
Corporate Office6000 28th St SE Ste 100Grand Rapids, MI 49546-6927

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