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Overview / Commentary
800-273-3488
414 61st St
Des Moines, IA 50312-1407

Cornerstone Community Credit Union (IA) is headquartered in Des Moines and is the 53rd largest credit union in the state of Iowa. It is also the 3,296th largest credit union in the nation. It was established in 1931 and as of June of 2017, it had grown to 4 employees and 5,915 members at 1 location. Cornerstone Community Credit Union (IA) has a B health rating.

Field of Membership Restrictions

Cornerstone Community CU of Iowa is open to the residents and people that maintain employment in the qualified site listed CU-affiliated locations that are defined by the postal zip codes they are listed under, along with the family and household members of current CU members.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cornerstone Community Credit Union (IA) has a low asset base.

Health Grade Components

Overall
NCUA #64339
Year Chartered1931
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.12%
Return on Equity - YTD1.2%
Annual Interest Income$376.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$22.6MM$22.2MM
LoansQ2 2017vs Q2 2016$13.9MM$13.4MM
DepositsQ2 2017vs Q2 2016$20.4MM$19.8MM
Equity CapitalQ2 2017vs Q2 2016$2.3MM$2.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$74.00K$90.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$135.00K$192.00K
Real Estate OwnedQ2 2017vs Q2 2016$96.00K$0
Rates

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Locations


Cornerstone Community Credit Union (IA) Locations
Branch Office414 61st StDes Moines, IA 50312-1407