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Cornerstone Community Credit Union (IA)


Overview / Commentary
800-273-3488
414 61st St
Des Moines, IA 50312-1407

Cornerstone Community Credit Union (IA) is headquartered in Des Moines and is the 54th largest credit union in the state of Iowa. It is also the 3,345th largest credit union in the nation. It was established in 1931 and as of March of 2019, it had grown to 4 employees and 2,522 members at 2 locations. Cornerstone Community Credit Union (IA) has a C+ health rating.

Field of Membership Restrictions

Cornerstone Community CU of Iowa is open to the residents and people that maintain employment in the qualified site listed CU-affiliated locations that are defined by the postal zip codes they are listed under, along with the family and household members of current CU members.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cornerstone Community Credit Union (IA) has a low asset base.

Health Grade Components

Overall
NCUA #64339
Year Chartered1931
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD-0.04%
Return on Equity - YTD-0.43%
Annual Interest Income$188.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$20.3MM$22.2MM
LoansQ1 2019vs Q1 2018$14.5MM$15.3MM
DepositsQ1 2019vs Q1 2018$17.7MM$19.5MM
Equity CapitalQ1 2019vs Q1 2018$1.8MM$2.3MM
Loan Loss AllowanceQ1 2019vs Q1 2018$149.00K$69.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$170.00K$330.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$107.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Community Credit Union (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Savings Account
0.25%*$5k*-Youth Account
OTHER TIERS: 0.20% Up to $5k
0.20%*$25k*-Vacation Account
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k
0.15%*$25k*-Share Account
OTHER TIERS: 0.05% Up to $5k | 0.10% $5k - $25k
0.15%--X-Mas Account

Cornerstone Community Credit Union (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Money Market
OTHER TIERS: 0.15% $2k - $10k | 0.20% $10k - $25k | 0.25% $25k - $75k

Cornerstone Community Credit Union (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-36 Month Share Certificate
0.70%$1k-24 Month Share Certificate
0.45%$1k-12 Month Share Certificate
0.25%$1k-6 Month Share Certificate

Cornerstone Community Credit Union (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%$1k-36 Month IRA Share Certificate
0.70%$1k-24 Month IRA Share Certificate
0.45%$1k-12 Month IRA Share Certificate
0.25%$1k-6 Month IRA Share Certificate
Locations


Cornerstone Community Credit Union (IA) Locations
Branch Office414 61st StDes Moines, IA 50312-1407
Corporate Office6000 28th St SE Ste 100Grand Rapids, MI 49546-6927

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