Vibrant Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.60% | 3-year CD | 2.85% - Barclays 36 Month Online CD |
| 2.25% | Reward Checking | 2.15% - National Average |
| 2.02% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
Vibrant Credit Union is headquartered in Moline and is the 14th largest credit union in the state of Illinois. It is also the 420th largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 193 employees and 50,562 members at 17 locations. Vibrant Credit Union's money market rates are 6X the national average, and it has a B+ health rating.
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Very Pleased
I have banked with this credit union for about 10 years. I have enjoyed using their services over the years. Whenever I have questions in regards to my accounts they are friendly and helpful both in person and over the phone. Their saving accounts are great and I love to see the interest build over time. Their fees are much more reasonable than other credit unions in the area. I also enjoy their mobile making site because it makes it easy to keep up with my checking and savings balances. They have a great cashback checking rewards program just for sliding your debit card. That program is one of my favorite things about this credit union. Who doesn't love free money just for using your bank account?!
Long Term Customer
I have been with this credit union since I was 19 years old, I am now 32. They were formerly Deere Harvester Credit Union, then DHCU Community Credit Union and they are now Vibrant Credit Union. Though out all of the years I have been with them I haven't really had any complaints. I had only a savings account with them until recently. My credit is bad and I didn't qualify for a checking account, which never bothered me because I was able to do everything I needed as far as paying bills ect. from my savings account. After being with them for all of these years, shortly after the most recent name change, I encountered my first problem with them. I had recently moved out of state, and this is a local credit union to the Quad Cities. For some reason with the name change, my Amazon Payments account and my PayPal account would no longer link to my savings account. Which posed quite an issue since I get paid for my online work through those 2 agencies. Between Emails and phone calls with Caleb, they opened me a checking account to make the accounts link up once again. They didn't have to do this for me, I know I have terrible credit. They did all of this long distance as I live in Arizona now. They have been a wonderful organization to be a part of. They have done everything in their power to keep me a happy customer and make it to where I can keep them as my credit union. I highly recommend them if you are in the Quad Cities area and should ever expand beyond that area I recommend them for where ever that may be. Thank you Vibrant for being awesome and working with me through the problems.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61093 |
| Year Chartered | 1935 |
| Employees | 193 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 4.62% |
| Annual Interest Income | $23.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $713.4MM$653.3MM |
| Loans | Q4 2018vs Q4 2017 | $538.1MM$531.2MM |
| Deposits | Q4 2018vs Q4 2017 | $522.3MM$535.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $71.1MM$67.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.5MM$2.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $5.3MM$5.0MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $262.00K$699.00K |
Always verify rates and promotions with the bank or credit union. We are not Vibrant Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Vibrant Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $200k* | - | Super Savings | ||
| OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $25k | 0.20% → $25k - $100k | 0.30% → $100k - $200k | |||||
| 0.35%* | $100k* | - | IRA Account | ||
| OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $25k | 0.20% → $25k - $50k | 0.30% → $50k - $100k | |||||
| 0.10%* | $10k* | - | Membership Savings | ||
| OTHER TIERS: 0.05% → $100 - $10k | |||||
| 0.10%* | $5k* | - | Health Savings Account | ||
| OTHER TIERS: 0.05% → $100 - $5k | |||||
| 0.10%* | $10k* | - | Club Savings Account | ||
| OTHER TIERS: 0.05% → $100 - $10k | |||||
Vibrant Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | $100k* | - | Vibrant Money Market | ||
| OTHER TIERS: 0.65% → Up to $100k | |||||
Vibrant Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.25%* | $500* | $15k | High Interest Checking | ||
| OTHER TIERS: 0.01% → $15k+ | |||||
| 0.20% | $25k | - | High Yield Checking | ||
Vibrant Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.85%* | $250k* | - | 48 Month CD Special | ||
| OTHER TIERS: 2.35% → $5 - $250k | |||||
| 2.60% | $5 | - | 33 Month CD Special | ||
| 2.50% | $5 | - | 18 Month CD Special | ||
| 2.02% | $5 | - | 5 Year Add-On CD | ||
| 2.00% | $5 | - | 6 Month CD Special | ||
| 1.50% | $5 | - | 2 Year CD | ||
| 1.26% | $5 | - | 40 Month Bump-Up CD | ||
| 0.90% | $5 | - | 3 Year CD | ||
| 0.75% | $5 | - | 30 Month CD | ||
| 0.50% | $5 | - | 1 Year CD | ||
