Featured Savings Rates
Featured Accounts

Vibrant Credit Union

Popular Accounts at this Credit Union

2.02%5-year CD5 Year Add-On CD
2.00%3-year CD33 Month CD Special
2.25%Reward CheckingHigh Interest Checking

Overview / Commentary
1900 52nd Ave
Moline, IL 61265-6380

Vibrant Credit Union is headquartered in Moline and is the 14th largest credit union in the state of Illinois. It is also the 447th largest credit union in the nation. It was established in 1935 and as of September of 2017, it had grown to 197 employees and 46,989 members at 11 locations. Vibrant Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to anyone living within 50 miles of one of the credit union's branches. Branches are located in East Moline, Geneseo, Milan, or South Park in Illinois, and Bettendorf, Clinton, Davenport, or Eldridge in Iowa.
See current membership details

Related Posts

Vibrant Credit Union (IL/IA) To Add High Interest Checking In April - 3/24/2017

On April 1, 2017, Vibrant CU (Quad Cities area IL/IA) is debuting its new High Interest Checking (2.25% APY, up to $15k), along with four other new checking accounts.

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Reviews (2)

Very Pleased

I have banked with this credit union for about 10 years. I have enjoyed using their services over the years. Whenever I have questions in regards to my accounts they are friendly and helpful both in person and over the phone. Their saving accounts are great and I love to see the interest build over time. Their fees are much more reasonable than other credit unions in the area. I also enjoy their mobile making site because it makes it easy to keep up with my checking and savings balances. They have a great cashback checking rewards program just for sliding your debit card. That program is one of my favorite things about this credit union. Who doesn't love free money just for using your bank account?!

Long Term Customer

I have been with this credit union since I was 19 years old, I am now 32. They were formerly Deere Harvester Credit Union, then DHCU Community Credit Union and they are now Vibrant Credit Union. Though out all of the years I have been with them I haven't really had any complaints. I had only a savings account with them until recently. My credit is bad and I didn't qualify for a checking account, which never bothered me because I was able to do everything I needed as far as paying bills ect. from my savings account. After being with them for all of these years, shortly after the most recent name change, I encountered my first problem with them. I had recently moved out of state, and this is a local credit union to the Quad Cities. For some reason with the name change, my Amazon Payments account and my PayPal account would no longer link to my savings account. Which posed quite an issue since I get paid for my online work through those 2 agencies. Between Emails and phone calls with Caleb, they opened me a checking account to make the accounts link up once again. They didn't have to do this for me, I know I have terrible credit. They did all of this long distance as I live in Arizona now. They have been a wonderful organization to be a part of. They have done everything in their power to keep me a happy customer and make it to where I can keep them as my credit union. I highly recommend them if you are in the Quad Cities area and should ever expand beyond that area I recommend them for where ever that may be. Thank you Vibrant for being awesome and working with me through the problems.


Health Grade Components

NCUA #61093
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD3.29%
Annual Interest Income$15.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$616.9MM$562.0MM
LoansQ3 2017vs Q3 2016$513.2MM$446.1MM
DepositsQ3 2017vs Q3 2016$503.9MM$447.7MM
Equity CapitalQ3 2017vs Q3 2016$64.7MM$58.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.0MM$1.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$5.1MM$2.2MM
Real Estate OwnedQ3 2017vs Q3 2016$505.00K$728.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Vibrant Credit Union Savings Account Rates

0.40%*$200k*-Super Savings
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k | 0.20% $25k - $100k | 0.30% $100k - $200k
0.35%*$100k*-IRA Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k | 0.20% $25k - $50k | 0.30% $50k - $100k
0.10%*$10k*-Membership Savings
OTHER TIERS: 0.05% Up to $10k
0.10%*$5k*-Health Savings Account
OTHER TIERS: 0.05% $100 - $5k
0.10%*$10k*-Club Savings Account
OTHER TIERS: 0.05% Up to $10k

Vibrant Credit Union Money Market Rates

0.35%*$200k*-Money Market Account
OTHER TIERS: 0.05% $100 - $10k | 0.10% $10k - $25k | 0.20% $25k - $100k | 0.30% $100k - $200k

Vibrant Credit Union Checking Account Rates

2.25%*-$15kHigh Interest Checking
OTHER TIERS: 0.01% $15k+
0.20%$25k-High Yield Checking

Vibrant Credit Union CD Rates

2.25%--48 Month CD
2.02%--5 Year Add-On CD
2.00%--33 Month CD Special
1.50%--2 Year CD
1.26%--40 Month Bump-Up CD
0.90%--3 Year CD
0.75%--30 Month CD
0.60%--18 Month CD
0.50%--1 Year CD
0.15%--6 Month CD Special