Cornerstone Community Credit Union
Overview / Commentary
Cornerstone Community Credit Union is headquartered in Fairfield and is the 29th largest credit union in the state of Connecticut. It is also the 2,161st largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 13 employees and 4,662 members at 4 locations. Cornerstone Community Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Cornerstone Community Credit Union is open to those who live, work, worship or attend school in Fairfield County, Connecticut, or the Connecticut cities of Hamden, Milford, New Haven, North Haven, Orange, Wallingford, or West Haven.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cornerstone Community Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68674 |
| Year Chartered | 1934 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.27% |
| Return on Equity - YTD | 2.58% |
| Annual Interest Income | $618K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $69.1MM$70.4MM |
| Loans | Q1 2025vs Q1 2024 | $41.2MM$41.5MM |
| Deposits | Q1 2025vs Q1 2024 | $61.2MM$62.2MM |
| Equity Capital | Q1 2025vs Q1 2024 | $7.2MM$7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $307K$391K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $254K$227K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |