Overview / Commentary
1515 Black Rock Tpke
Fairfield, CT 06825

Cornerstone Community Credit Union is headquartered in Fairfield and is the 30th largest credit union in the state of Connecticut. It is also the 2,362nd largest credit union in the nation. It was established in 1934 and as of December of 2018, it had grown to 10 employees and 5,554 members at 3 locations. Cornerstone Community Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Fairfield County in Connecticut.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cornerstone Community Credit Union has a low asset base.

Health Grade Components

NCUA #68674
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD3.09%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$47.9MM$48.1MM
LoansQ4 2018vs Q4 2017$27.2MM$26.0MM
DepositsQ4 2018vs Q4 2017$42.3MM$42.9MM
Equity CapitalQ4 2018vs Q4 2017$5.3MM$5.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$153.00K$138.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$156.00K$178.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Community Credit Union Savings Account Rates

0.10%--Variable Rate IRA Accumulator
0.01%$25-Regular Share Savings
0.01%--Club Account
0.01%--Summer Paycheck Savings Account

Cornerstone Community Credit Union Money Market Rates

0.01%$1k-Money Market Savings Account

Cornerstone Community Credit Union CD Rates

0.50%$500-60 Month CD
0.35%$500-48 Month CD
0.15%$500-36 Month CD
0.10%$500-24 Month CD
0.05%$500-3 Month CD
0.05%$500-6 Month CD
0.05%$500-12 Month CD
0.05%$500-18 Month CD

Cornerstone Community Credit Union IRA Rates

0.50%$500-60 Month IRA
0.35%$500-48 Month IRA
0.15%$500-36 Month IRA
0.10%$500-24 Month IRA
0.05%$500-3 Month IRA
0.05%$500-6 Month IRA
0.05%$500-12 Month IRA
0.05%$500-18 Month IRA

Cornerstone Community Credit Union Locations
Branch Office1515 Black Rock TpkeFairfield, CT 06825
Branch Office242 Hope StStamford, CT 06906-1602
Branch Office88 S Main StWallingford, CT 06492-4202

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