Cornerstone Community Credit Union

Overview / Commentary
1515 Black Rock Tpke
Fairfield, CT 06825

Cornerstone Community Credit Union is headquartered in Fairfield and is the 30th largest credit union in the state of Connecticut. It is also the 2,330th largest credit union in the nation. It was established in 1934 and as of June of 2019, it had grown to 10 employees and 5,435 members at 3 locations. Cornerstone Community Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Fairfield County in Connecticut.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cornerstone Community Credit Union has a low asset base.

Health Grade Components

NCUA #68674
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.29%
Return on Equity - YTD2.71%
Annual Interest Income$787.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$49.9MM$52.4MM
LoansQ2 2019vs Q2 2018$27.6MM$27.6MM
DepositsQ2 2019vs Q2 2018$44.3MM$47.0MM
Equity CapitalQ2 2019vs Q2 2018$5.4MM$5.2MM
Loan Loss AllowanceQ2 2019vs Q2 2018$89.00K$85.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$44.00K$138.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Community Credit Union Savings Account Rates

0.10%--Variable Rate IRA Accumulator
0.01%$25-Regular Share Savings
0.01%--Club Account
0.01%--Summer Paycheck Savings Account

Cornerstone Community Credit Union Money Market Rates

0.01%$1k-Money Market Savings Account

Cornerstone Community Credit Union CD Rates

0.50%$500-60 Month CD
0.35%$500-48 Month CD
0.15%$500-36 Month CD
0.10%$500-24 Month CD
0.05%$500-3 Month CD
0.05%$500-6 Month CD
0.05%$500-12 Month CD
0.05%$500-18 Month CD

Cornerstone Community Credit Union IRA Rates

0.50%$500-60 Month IRA
0.35%$500-48 Month IRA
0.15%$500-36 Month IRA
0.10%$500-24 Month IRA
0.05%$500-3 Month IRA
0.05%$500-6 Month IRA
0.05%$500-12 Month IRA
0.05%$500-18 Month IRA

Cornerstone Community Credit Union Locations
Branch Office1515 Black Rock TpkeFairfield, CT 06825
Branch Office242 Hope StStamford, CT 06906-1602
Branch Office88 S Main StWallingford, CT 06492-4202

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