2. Cornerstone Community Federal Credit Union

Cornerstone Community Federal Credit Union


Overview / Commentary
cornerstonecommunityfcu.org
716-434-2290
6485 S Transit Rd
Lockport, NY 14094-6331

Cornerstone Community Federal Credit Union is headquartered in Lockport and is the 30th largest credit union in the state of New York. It is also the 627th largest credit union in the nation. It was established in 1957 and as of December of 2018, it had grown to 107 employees and 47,357 members at 6 locations. Cornerstone Community Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, worship or attend school in Niagara County or have an immediate family member who belongs to Cornerstone Community Federal Credit Union.
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Health
B+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #11723
Year Chartered1957
Employees107
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD6.05%
Annual Interest Income$13.9MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$429.0MM$422.7MM
LoansQ4 2018vs Q4 2017$285.6MM$252.5MM
DepositsQ4 2018vs Q4 2017$395.4MM$391.3MM
Equity CapitalQ4 2018vs Q4 2017$30.7MM$29.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$3.0MM$2.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.4MM$1.5MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cornerstone Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50-IRA Account
0.05%$50-Regular Share
0.05%$50-Sub Account
0.05%$50-Christmas Club
0.05%$50-Vacation Club
0.05%$50-HSA

Cornerstone Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$50k*-Premium Money Market
OTHER TIERS: 0.30% → $25k - $50k
0.25%*$25k*-No. 1 Money Fund
OTHER TIERS: 0.15% → $2.5k - $25k

Cornerstone Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Member Plus Checking

Cornerstone Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%$500-5 Year Share Certificate
1.45%$500-4 Year Share Certificate
1.00%$500-6 Month Share Certificate
1.00%$500-1 Year Share Certificate
1.00%$500-2 Year Share Certificate
1.00%$500-3 Year Share Certificate
0.75%$500-91 Day Share Certificate
Locations


Cornerstone Community Federal Credit Union Locations
Branch Office55 Stevens StLockport, NY 14094-4229
Branch Office5 State StMiddleport, NY 14105-1105
Branch Office107 Main StNorth Tonawanda, NY 14120-5309
Branch Office6485 S Transit RdLockport, NY 14094-6331
Branch Office4225 Witmer RdNiagara Falls, NY 14305
Branch Office4255 Witmer RdNiagara Falls, NY 14305

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