Cornerstone Community Federal Credit Union

Overview / Commentary
6485 S Transit Rd
Lockport, NY 14094

Cornerstone Community Federal Credit Union is headquartered in Lockport and is the 30th largest credit union in the state of New York. It is also the 656th largest credit union in the nation. It was established in 1957 and as of December of 2023, it had grown to 140 employees and 43,314 members at 6 locations. Cornerstone Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Cornerstone Community Federal Credit Union is open to anyone who lives, works, worships, or attends school in Erie or Niagara County, New York. Immediate family members of a current Cornerstone Community Federal Credit Union member also qualify for membership.
See current membership details


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Health Grade Components

NCUA #11723
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD14.14%
Annual Interest Income$21.2MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$608.1MM$570.5MM
LoansQ4 2023vs Q4 2022$383.9MM$333.7MM
DepositsQ4 2023vs Q4 2022$558.3MM$545.6MM
Equity CapitalQ4 2023vs Q4 2022$27.2MM$21.9MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.4MM$2.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$966K$1.6MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Cornerstone Community Federal Credit Union are currently being reviewed.


Cornerstone Community Federal Credit Union Locations
Branch Office55 Stevens StLockport, NY 14094-4229
Branch Office5 State StMiddleport, NY 14105-1105
Branch Office107 Main StNorth Tonawanda, NY 14120-5309
Branch Office6485 S Transit RdLockport, NY 14094-6331
Branch Office4225 Witmer RdNiagara Falls, NY 14305
Branch Office315 Stahl RdGetzville, NY 14068

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