Cornerstone Community Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.70% | 5-year CD | 2.27% - National Average |
| 1.00% | 1-year CD | 1.37% - National Average |
| 0.05% | Savings | 2.20% - Barclays Online Savings Account |
Cornerstone Community Federal Credit Union is headquartered in Lockport and is the 30th largest credit union in the state of New York. It is also the 627th largest credit union in the nation. It was established in 1957 and as of December of 2018, it had grown to 107 employees and 47,357 members at 6 locations. Cornerstone Community Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, volunteer, worship or attend school in Niagara County or have an immediate family member who belongs to Cornerstone Community Federal Credit Union.
See current membership details
Related Posts
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 11723 |
| Year Chartered | 1957 |
| Employees | 107 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.43% |
| Return on Equity - YTD | 6.05% |
| Annual Interest Income | $13.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $429.0MM$422.7MM |
| Loans | Q4 2018vs Q4 2017 | $285.6MM$252.5MM |
| Deposits | Q4 2018vs Q4 2017 | $395.4MM$391.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $30.7MM$29.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $3.0MM$2.5MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.4MM$1.5MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Cornerstone Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Cornerstone Community Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | $50 | - | IRA Account | |
| 0.05% | $50 | - | Regular Share | |
| 0.05% | $50 | - | Sub Account | |
| 0.05% | $50 | - | Christmas Club | |
| 0.05% | $50 | - | Vacation Club | |
| 0.05% | $50 | - | HSA |
Cornerstone Community Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $50k* | - | Premium Money Market | ||
| OTHER TIERS: 0.30% → $25k - $50k | |||||
| 0.25%* | $25k* | - | No. 1 Money Fund | ||
| OTHER TIERS: 0.15% → $2.5k - $25k | |||||
Cornerstone Community Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Member Plus Checking |
Cornerstone Community Federal Credit Union CD Rates
| Cornerstone Community Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 55 Stevens St | Lockport, NY 14094-4229 |
| Branch Office | 5 State St | Middleport, NY 14105-1105 |
| Branch Office | 107 Main St | North Tonawanda, NY 14120-5309 |
| Branch Office | 6485 S Transit Rd | Lockport, NY 14094-6331 |
| Branch Office | 4225 Witmer Rd | Niagara Falls, NY 14305 |
| Branch Office | 4255 Witmer Rd | Niagara Falls, NY 14305 |