Cornerstone Community Federal Credit Union is headquartered in Lockport and is the 30th largest credit union in the state of New York. It is also the 636th largest credit union in the nation. It was established in 1957 and as of December of 2021, it had grown to 126 employees and 44,723 members at 6 locations. Cornerstone Community Federal Credit Union has an A health rating.
Cornerstone Community Federal Credit Union is open to anyone who lives, works, worships, goes to school or volunteers in Niagara County.
See current membership details
Overall | |
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NCUA # | 11723 |
Year Chartered | 1957 |
Employees | 126 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.92% |
Return on Equity - YTD | 13.31% |
Annual Interest Income | $14.0MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $576.8MM$515.2MM |
Loans | Q4 2021vs Q4 2020 | $243.7MM$255.8MM |
Deposits | Q4 2021vs Q4 2020 | $534.5MM$474.9MM |
Equity Capital | Q4 2021vs Q4 2020 | $39.5MM$37.7MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $2.3MM$2.5MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $526.00K$691.00K |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Cornerstone Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $50 | - | IRA Account | |
0.01% | $50 | - | Regular Share | |
0.01% | $50 | - | Sub Account | |
0.01% | $50 | - | Christmas Club | |
0.01% | $50 | - | Vacation Club | |
0.01% | $50 | - | HSA |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $25k | - | Premium Money Market - New Money | |
0.03% | $2.5k | - | Money Market |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.01% | $1k | - | Member Plus Checking |
Cornerstone Community Federal Credit Union Locations | ||
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Branch Office | 55 Stevens St | Lockport, NY 14094-4229 |
Branch Office | 5 State St | Middleport, NY 14105-1105 |
Branch Office | 107 Main St | North Tonawanda, NY 14120-5309 |
Branch Office | 6485 S Transit Rd | Lockport, NY 14094-6331 |
Branch Office | 4225 Witmer Rd | Niagara Falls, NY 14305 |
Branch Office | 315 Stahl Rd | Getzville, NY 14068 |