Featured Savings Rates
Featured Accounts

Cornerstone Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%5-year CD5 Year Share Certificate
0.50%1-year CD1 Year Share Certificate
0.05%SavingsSub Account

Overview / Commentary
716-434-2290
6485 S Transit Rd
Lockport, NY 14094-6331

Cornerstone Community Federal Credit Union is headquartered in Lockport and is the 32nd largest credit union in the state of New York. It is also the 618th largest credit union in the nation. It was established in 1957 and as of September of 2017, it had grown to 108 employees and 48,646 members at 6 locations. Cornerstone Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, worship or attend school in Niagara County or have an immediate family member who belongs to Cornerstone Community Federal Credit Union.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #11723
Year Chartered1957
Employees108
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.86%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$418.7MM$397.3MM
LoansQ3 2017vs Q3 2016$246.3MM$229.2MM
DepositsQ3 2017vs Q3 2016$387.3MM$366.4MM
Equity CapitalQ3 2017vs Q3 2016$29.0MM$28.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$2.5MM$2.3MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.7MM$1.1MM
Real Estate OwnedQ3 2017vs Q3 2016$91.00K$81.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$50-IRA Account
0.50%$50-Roth IRA Account
0.05%$50-Regular Share
0.05%$50-Sub Account
0.05%$50-Christmas Club
0.05%$50-Vacation Club

Cornerstone Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-Premium Money Market
OTHER TIERS: 0.25% $25k - $50k
0.25%*$25k*-No. 1 Money Fund
OTHER TIERS: 0.15% $2,500 - $25k

Cornerstone Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Member Plus Checking

Cornerstone Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-5 Year Share Certificate
1.25%$500-4 Year Share Certificate
0.75%$500-3 Year Share Certificate
0.60%$500-2 Year Share Certificate
0.50%$500-1 Year Share Certificate
0.25%$500-91 Day Share Certificate
0.25%$500-6 Month Share Certificate
Locations


Cornerstone Community Federal Credit Union Locations
Branch Office55 Stevens StLockport, NY 14094-4229
Branch Office5 State StMiddleport, NY 14105-1105
Branch Office107 Main StNorth Tonawanda, NY 14120-5309
Branch Office6485 S Transit RdLockport, NY 14094-6331
Branch Office721 Center StLewiston, NY 14092
Branch Office721 Center StLewiston, NY 14092