Cornerstone Community Federal Credit Union


Overview / Commentary
716-434-2290
6485 S Transit Rd
Lockport, NY 14094

Cornerstone Community Federal Credit Union is headquartered in Lockport and is the 31st largest credit union in the state of New York. It is also the 658th largest credit union in the nation. It was established in 1957 and as of June of 2022, it had grown to 126 employees and 45,868 members at 6 locations. Cornerstone Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Cornerstone Community Federal Credit Union is open to anyone who lives, works, worships, goes to school or volunteers in Niagara County.
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Health
B+

Health Grade Components

Overall
NCUA #11723
Year Chartered1957
Employees126
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD15.52%
Annual Interest Income$7.5MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$580.0MM$564.9MM
LoansQ2 2022vs Q2 2021$305.7MM$246.9MM
DepositsQ2 2022vs Q2 2021$554.6MM$523.7MM
Equity CapitalQ2 2022vs Q2 2021$21.9MM$38.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$2.3MM$2.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$883.00K$497.00K
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cornerstone Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$50-IRA Account
0.01%$50-Regular Share
0.01%$50-Sub Account
0.01%$50-Christmas Club
0.01%$50-Vacation Club
0.01%$50-HSA

Cornerstone Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25k-Premium Money Market - New Money
0.03%$2.5k-Money Market

Cornerstone Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$1k-Member Plus Checking

Cornerstone Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$500-5 Year Share Certificate
0.15%$500-4 Year Share Certificate
0.10%$500-3 Year Share Certificate
0.08%$500-2 Year Share Certificate
0.05%$500-1 Year Share Certificate
0.03%$500-6 Month Share Certificate
0.02%$500-91 Day Share Certificate
Locations


Cornerstone Community Federal Credit Union Locations
Branch Office55 Stevens StLockport, NY 14094-4229
Branch Office5 State StMiddleport, NY 14105-1105
Branch Office107 Main StNorth Tonawanda, NY 14120-5309
Branch Office6485 S Transit RdLockport, NY 14094-6331
Branch Office4225 Witmer RdNiagara Falls, NY 14305
Branch Office315 Stahl RdGetzville, NY 14068

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