Overview / Commentary
6485 S Transit Rd
Lockport, NY 14094-6331

Cornerstone Community Federal Credit Union is headquartered in Lockport and is the 31st largest credit union in the state of New York. It is also the 619th largest credit union in the nation. It was established in 1957 and as of June of 2018, it had grown to 110 employees and 47,003 members at 6 locations. Cornerstone Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, volunteer, worship or attend school in Niagara County or have an immediate family member who belongs to Cornerstone Community Federal Credit Union.
See current membership details

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Health Grade Components

NCUA #11723
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.53%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$438.7MM$425.7MM
LoansQ2 2018vs Q2 2017$270.6MM$238.7MM
DepositsQ2 2018vs Q2 2017$406.5MM$393.7MM
Equity CapitalQ2 2018vs Q2 2017$29.1MM$28.8MM
Loan Loss AllowanceQ2 2018vs Q2 2017$2.9MM$2.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.1MM$2.0MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0

Rates for Cornerstone Community Federal Credit Union are currently being reviewed.


Cornerstone Community Federal Credit Union Locations
Branch Office55 Stevens StLockport, NY 14094-4229
Branch Office5 State StMiddleport, NY 14105-1105
Branch Office107 Main StNorth Tonawanda, NY 14120-5309
Branch Office6485 S Transit RdLockport, NY 14094-6331
Branch Office4225 Witmer RdNiagara Falls, NY 14305
Branch Office4255 Witmer RdNiagara Falls, NY 14305

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