Cornerstone Community Federal Credit Union


Overview / Commentary
716-434-2290
6485 S Transit Rd
Lockport, NY 14094

Cornerstone Community Federal Credit Union is headquartered in Lockport and is the 30th largest credit union in the state of New York. It is also the 648th largest credit union in the nation. It was established in 1957 and as of March of 2024, it had grown to 140 employees and 43,116 members at 6 locations. Cornerstone Community Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Cornerstone Community Federal Credit Union is open to anyone who lives, works, worships, or attends school in Erie or Niagara County, New York. Immediate family members of a current Cornerstone Community Federal Credit Union member also qualify for membership.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #11723
Year Chartered1957
Employees140
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD8.51%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$625.5MM$573MM
LoansQ1 2024vs Q1 2023$395.7MM$339.5MM
DepositsQ1 2024vs Q1 2023$581.4MM$545.6MM
Equity CapitalQ1 2024vs Q1 2023$26.9MM$23.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2.6MM$2.2MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$967K$1.1MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cornerstone Community Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cornerstone Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%$1k-Community Savings
0.10%$50-IRA Account
0.01%$50-Regular Share
0.01%$50-Sub Account
0.01%$50-Christmas Club
0.01%$50-Vacation Club
0.01%$50-HSA

Cornerstone Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25k-Premium Money Market - New Money
0.03%$2.5k-Money Market

Cornerstone Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.25%*$0$10kCommunity Checking
OTHER TIERS: 0.01% $10k+

Cornerstone Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$500-18 Month Share Certificate
4.75%$50-18 Month Youth Share Certificate
4.00%$500-6 Month Share Certificate
4.00%$500-1 Year Share Certificate
4.00%$500-9 Month Share Certificate
4.00%$500-13 Month Share Certificate
4.00%$500-15 Month Share Certificate
4.00%$50-6 Month Youth Share Certificate
4.00%$50-9 Month Youth Share Certificate
4.00%$50-1 Year Youth Share Certificate
4.00%$50-13 Month Youth Share Certificate
4.00%$50-15 Month Youth Share Certificate
3.75%$500-2 Year Share Certificate
3.75%$500-3 Year Share Certificate
3.75%$50-2 Year Youth Share Certificate
3.75%$50-3 Year Youth Share Certificate
3.50%$500-4 Year Share Certificate
3.50%$500-5 Year Share Certificate
3.50%$50-4 Year Youth Share Certificate
3.50%$50-5 Year Youth Share Certificate
0.15%$500-91 Day Share Certificate
0.15%$50-91 Day Youth Share Certificate

Cornerstone Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-3 Year IRA
3.75%$500-18 Month IRA
3.75%$500-2 Year IRA
2.00%$500-4 Year IRA
1.75%$500-5 Year IRA
1.00%$500-1 Year IRA
0.50%$500-6 Month IRA
0.20%$500-91 Day IRA
Locations


Cornerstone Community Federal Credit Union Locations
Branch Office5 State StMiddleport, NY 14105-1105
Branch Office107 Main StNorth Tonawanda, NY 14120-5309
Branch Office6485 S Transit RdLockport, NY 14094-6331
Branch Office4225 Witmer RdNiagara Falls, NY 14305
Branch Office315 Stahl RdGetzville, NY 14068
Branch Office5810 S Transit RdLockport, NY 14094

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